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Aerial view of Harbor Point

Harbor Point
Homes for Sale in St. Augustine, FL

By , Co-Founder, Momentum Realty · Updated October 20, 2026

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All 1,277 homes for sale in St. Augustine, FL · median $481,997 · 279 homes for sale in 32084 · St. Johns County homes for sale

Community in St. Augustine · St. Johns County · ZIP 32084
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data19 years of closingsUpdated twice daily

As of October 2026, the MLS records 2 closed sales in Harbor Point in St. Augustine, FL since 2007, the most recent in June 2010. Across St. Augustine as a whole, 2,493 homes closed in the last 12 months at a median of $430,000, 48 median days on market, with 1,282 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,790 ($5,270 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

The facts I have on Harbor Point are limited to location and county, so I'm going to be honest about what that means: I don't have a current median, days-on-market, or inventory snapshot to anchor a price read as of mid-2026. What I can say with confidence is that this is a St. Augustine address in St. Johns County, and location is doing real work in any valuation here.

Without live pricing data, treat any dollar figure you see elsewhere with skepticism and ask for the actual comparables. If you're buying or selling in Harbor Point right now, the smart move is to pull recent closed sales in the immediate area before you set an offer or a list price — don't negotiate off a guess.

Nearby homes for sale

No active listings inside Harbor Point right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

10 BEACON Street
$565K · 0.5 mi away
3 bd · 2 ba · 1,344 sqft
10 BEACON Street
Listed by ELITE REALTY GROUP
9 ALTHEA Street
$565K · 0.5 mi away
4 bd · 2.5 ba · 2,027 sqft
9 ALTHEA Street
Listed by MAXREV, LLC
49 SYLVAN Drive
$675K · 0.6 mi away
3 bd · 2.5 ba · 1,691 sqft
49 SYLVAN Drive
Listed by COLDWELL BANKER PREMIER PROPERTIES
184 SURFSIDE Avenue
$880K · 0.6 mi away
2 bd · 1 ba · 750 sqft
184 SURFSIDE Avenue
Listed by WATSON REALTY CORP
3418 LANDS END Drive
$5.50M · 0.6 mi away
4 bd · 5.5 ba · 5,978 sqft
3418 LANDS END Drive
Listed by COLDWELL BANKER PREMIER PROPERTIES
11 HILDRETH Drive
$375K · 0.8 mi away
2 bd · 1 ba · 768 sqft
11 HILDRETH Drive
Listed by THE NEWCOMER GROUP

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Harbor Point sits in St. Augustine, within St. Johns County — a coastal Northeast Florida location where proximity to the water and the historic city core tends to shape what a home is worth more than any single headline number.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Quick Match

Who Harbor Point is best for.

Best for

  • Buyers set on a St. Augustine, St. Johns County location who value coastal proximity over a wide menu of listings
  • Buyers willing to make decisions off actual recent comparable sales rather than a headline figure
  • Owners preparing to sell who want a data-first list price grounded in the immediate area

Probably not for

  • Buyers who need a deep, high-volume inventory to compare many options at once
  • Buyers who want to move on a public online estimate without pulling real comparables
  • Buyers whose budget or location requirements point them outside St. Augustine
The Area Market

The market around Harbor Point

Harbor Point is too small for its own price trend, so here is the market around it.

In ZIP 32084, 339 homes are on the market and 20% are under contract — a steady corner of St. Augustine.

Across St. Johns County, 1,995 homes are active and 766 pending (28% under contract).

In ZIP 32084 (St. Augustine), 841 homes closed in the last 12 months at a median of $360K ($209/sq ft), up 0.2% year over year, with a median 53 days on market. Right now 168 active and 48 pending listings put supply at about 4.7 months — a balanced market. See the live ZIP 32084 housing market and the St. Johns County market.

ZIP and county figures describe the wider market, not Harbor Point specifically. Momentum Research analysis of MLS records.

The Strategy

The Harbor Point buying strategy.

If we were buying in Harbor Point today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Point.

The Quick Decision
Best Buy
Buyers who want a St. Augustine location in St. Johns County and will do the comparable homework before offering.
Biggest Risk
Thin public data on this specific community means pricing requires hands-on comparable analysis, not an online estimate.
Sweet Spot
A well-located home priced honestly against recent nearby closings.
Avoid If
You need a large, actively churning inventory to choose from or want to skip the comparable review.
“

The location and the amenities are priced into every listing in Harbor Point. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Why Momentum

Why work with Momentum here

We work St. Johns County every week, and in a small community like Harbor Point the difference between a fair price and a wrong one comes down to reading the right recent sales — not a formula. We'll bring you the actual closed comparables, walk the condition and location differences with you, and tell you plainly when a listing is priced past what the block supports.

The 15-Second Verdict

Harbor Point in 15 seconds.

Best forBuyers who want a St. Augustine location in St. Johns County and will do the comparable homework before offering.
Biggest advantageThe location — coastal St. Augustine within St. Johns County — carries real, durable appeal.
Biggest riskThin public data on this specific community means pricing requires hands-on comparable analysis, not an online estimate.
Sweet spotA well-located home priced honestly against recent nearby closings.
Avoid ifYou need a large, actively churning inventory to choose from or want to skip the comparable review.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harbor Point homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harbor Point.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Harbor Point buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxSt. Johns County millage and the homestead picture.Rent vs buyThe breakeven on owning in Harbor Point.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Point sales matched to your home.

Selling in Harbor Point

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Harbor Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Harbor Point home worth?

Get a no-obligation home value based on real comparable sales in Harbor Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Augustine →

Real comps, not an automated estimate.
The Verdict

Should you buy in Harbor Point?

An honest fit check. We will tell you when it is not your community.

Buyers set on a St. Augustine, St. Johns County location who value coastal proximity over a wide menu of listingsExcellent fit
Buyers willing to make decisions off actual recent comparable sales rather than a headline figureExcellent fit
Owners preparing to sell who want a data-first list price grounded in the immediate areaExcellent fit
Buyers who need a deep, high-volume inventory to compare many options at onceProbably not
Buyers who want to move on a public online estimate without pulling real comparablesProbably not
Buyers whose budget or location requirements point them outside St. AugustineProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-10-10
Historical depthClosed-sale records back to 2007 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Schools serving nearby communities

We do not have a confirmed school assignment for Harbor Point. These are the public schools most often assigned to other communities in ZIP 32084; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Email me new listings in Harbor Point

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Harbor Point

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harbor Point will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Common questions about Harbor Point

Where is Harbor Point?

Harbor Point is a community in St. Augustine, St. Johns County, Florida, ZIP 32084.

Are there homes for sale in Harbor Point right now?

No active listings inside Harbor Point at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Harbor Point have an HOA or CDD?

No HOA is on record for Harbor Point in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Harbor Point with Momentum Realty’s local guides.

Camachee Island St Augustine0.1 mi away · median $660K, 7 sales/12 moCICamachee Island Homesites St Augustine0.1 mi away · 89 homes, built 1983–23, 1 for saleInn At Camachee Harbor Hotel Condo St Augustine0.2 mi awayLew Sub St Augustine0.5 mi away · 14 homes, built 1972–20North River Island St Augustine0.6 mi away · 10 homes, built 2007–23Fullerwood Park St Augustine0.6 mi away · median $758K, 8 sales/12 moHildreth Back Bay St Augustine0.7 mi away · median $510K, 6 sales/12 mo

Browse all neighborhood guides →

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