Harbor Shores in Kissimmee

Harbor Shores
Homes for Sale in Kissimmee, FL

All 2,920 homes for sale in KISSIMMEE, FL · median $374,990 · Osceola County homes for sale

Community in Kissimmee · Osceola County · ZIP 34746
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Built fromLive Stellar MLS data7 years of closingsUpdated twice daily

As of September 2026, Harbor Shores in Kissimmee, FL has 1 home for sale. Homes listed or recently sold were built 2018 - 2020; 3 of 3 report an HOA (median $105/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 69 ft).

Live · Harbor Shores Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Osceola: 20% (1,079 of 5,502)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

With only one active listing at this snapshot, Harbor Shores is not a community where you can draw a pricing curve from current inventory. A single listing is a data point, not a market. Anyone using this snapshot to size up value should treat it as a starting conversation, not a conclusion.

The months-supply figure sits at 4.0, which the feed classifies as balanced, and the closings window covers two recent transactions. That is a workable read on pace, but it is not enough volume to say much about pricing direction. Sellers get more leverage from the low visible competition; buyers get more leverage from a market that is not clearly favoring one side.

Harbor Shores Housing Pulse · Momentum Research · as of September 12, 2026

Harbor Shores right now

🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Harbor Shores is a small, gated community in Osceola County with deed restrictions and a playground, currently showing very limited resale activity - a single active listing at the time of this snapshot.

Stellar MLS sales records identify 32 homes in Harbor Shores that have changed hands since 2018, built between 2017 and 2020 (median 2019), with a median living area of about 1,995 sq ft and a typical 3-bedroom, 2-bath layout; 91% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer set on a gated, deed-restricted Kissimmee community who can move quickly when a listing surfaces
  • A buyer comfortable making an offer with limited current comparables and relying on recent closed-sale data
  • A seller who wants their listing to stand out in a pool with very little active competition

Probably not for

  • A buyer who wants to tour several active options in the same community before deciding
  • A buyer who needs a resort-style amenity package rather than a playground and basic gated access
  • Anyone unwilling to review HOA deed restrictions closely before committing

The market around Harbor Shores

Harbor Shores is too small for its own price trend, so here is the market around it.

In ZIP 34746, 975 homes are on the market and 17% are under contract — a slower corner of Kissimmee.

Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).

In ZIP 34746 (KISSIMMEE), 1,615 homes closed in the last 12 months at a median of $405K ($199/sq ft), down 4.5% year over year, with a median 67 days on market. Right now 421 active and 72 pending listings put supply at about 6.7 months - a buyer's market. See the live ZIP 34746 housing market and the Osceola County market.

ZIP and county figures describe the wider market, not Harbor Shores specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in HARBOR SHORES, KISSIMMEE

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Harbor Shores

Live MLS inventory for Harbor Shores. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harbor Shores listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2019 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Recent Developments in Harbor Shores

Development, infrastructure, retail, and school activity affecting Harbor Shores, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum44/100 · Moderate
  1. July 2026
    Development

    Orange County opens Enclave at Canopy Park with 104 affordable units

    Orange County opened The Enclave at Canopy Park, a 104-unit affordable apartment community at 4440 Canopy Park Loop developed by Archway Partners. The county contributed 3 million dollars from its Affordable Housing Trust Fund. The community includes one and two bedroom homes plus a community center, fitness center, technology lab, and EV charging.

    What it may mean for the marketAdds 104 income-restricted apartment homes to the local rental supply along with new community amenities and green-certified construction. The site is less than a mile northwest of Harbor Shores.

    Source: ClickOrlando
  2. March 2026
    Development

    Orlando approves the 380-acre Dowden Central Community Development District in Lake Nona

    Orlando approved the Dowden Central Community Development District, a roughly 380-acre district in the Lake Nona area of southeast Orlando, in March 2026. The district provides the framework to build roads, drainage, utilities, and parks for future development phases.

    What it may mean for the marketA new community development district lays the groundwork for large-scale growth in the Lake Nona area, a step that typically precedes new housing and commercial activity nearby. The site is about 10 miles southeast of Harbor Shores.

    Source: ClickOrlando

Development alerts for Harbor ShoresGet a short monthly email when something new is approved, funded, or opens near Harbor Shores.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in the Orlando Metro.

If we were buying in Harbor Shores today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Shores.

Best Buy
A buyer targeting a specific gated, deed-restricted community in Kissimmee who is prepared to move when the rare listing appears.
Biggest Risk
With only one active listing, there is little current inventory to compare against, so pricing decisions rest on a thin data set.
Sweet Spot
Works best for someone who has already decided this specific community fits their plans and is patient about timing.
Avoid If
Skip this one if you need a range of active listings to compare and choose from right now.

A Community With Thin Inventory

The gate here is unmanned - it is a gated community without a guard on duty - and deed restrictions apply, so any buyer should plan to review the HOA governing documents before assuming what is and is not allowed on a lot. The playground is the one amenity called out in current listings; this reads as a compact, low-frills community rather than one built around a resort-style amenity package.

What stands out most is the data itself: one active listing and a two-closing window is a small sample. That is not a criticism of the community, it is a fact about the current for-sale pool. A buyer or seller here should expect that pricing comparisons will lean on relatively few recent transactions rather than a deep, current pool of competing listings.

The location and the amenities are priced into every listing in Harbor Shores. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with this little active inventory, the comparables that matter are often the ones that already closed, not the ones currently listed. We track recent closings and pending activity in Osceola County closely enough to tell you whether a listing here is priced against real recent data or against wishful thinking, and we will say so plainly either way.

Harbor Shores in 15 seconds.

Best forA buyer targeting a specific gated, deed-restricted community in Kissimmee who is prepared to move when the rare listing appears.
Biggest advantageLow visible competition for buyers willing to act, and limited comparable pressure for sellers pricing a listing.
Biggest riskWith only one active listing, there is little current inventory to compare against, so pricing decisions rest on a thin data set.
Sweet spotWorks best for someone who has already decided this specific community fits their plans and is patient about timing.
Avoid ifSkip this one if you need a range of active listings to compare and choose from right now.

HOA, CDD & Fees

In short
  • HOA dues reported around $105/month (about $1,260/yr) · median of 6 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $105 per month ($1,260 a year) - the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Shores sales matched to your home.

What is your Harbor Shores home worth?

Get a no-obligation home value based on real comparable sales in Harbor Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Kissimmee →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,241/mo
Osceola County typical true cost to own
$145/mo
Osceola County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

HARBOR SHORES Market Scorecard

Buyer's market

HARBOR SHORES is currently a buyer's market. About 6.0 months of supply, a median asking price of $374,900, and homes go under contract in about 36 days.

6.0
Months supply
$374,900
Median list
$342,500
Median sold
$187
Per sqft
36
Days on mkt
1/0/2
Active/Pend/Sold

Typical home value in the 34746 ZIP is $360,381, about 6.8% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Harbor Shores a buyer's or seller's market right now?
As of September 12, 2026, Harbor Shores is roughly balanced: 6.0 months of supply at the current sales pace (Stellar MLS live counts).
Who is the best real estate agent for Harbor Shores?
The best agent for Harbor Shores is one who actively works Kissimmee and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbor Shores.
How do I find a top Kissimmee real estate agent who knows Harbor Shores?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbor Shores and the wider Kissimmee area.
Can Momentum Realty connect me with an agent for Harbor Shores?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbor Shores purchase or sale - no call center and no pressure.
A buyer set on a gated, deed-restricted Kissimmee community who can move quickly when a listing surfacesExcellent fit
A buyer comfortable making an offer with limited current comparables and relying on recent closed-sale dataExcellent fit
A seller who wants their listing to stand out in a pool with very little active competitionExcellent fit
A buyer who wants to tour several active options in the same community before decidingProbably not
A buyer who needs a resort-style amenity package rather than a playground and basic gated accessProbably not
Anyone unwilling to review HOA deed restrictions closely before committingProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 12, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2019 (12 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Harbor Shores? 2 recorded closings (window ending 2026-09-12). See the Osceola County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Harbor Shores with Momentum Realty’s local guides.

Hidden Harbor0.3 mi away · median $655K, 3 sales/12 moEagle Trace0.3 mi away · median $410K, 3 sales/12 moTohop Estates0.4 mi away · median $585K, 4 sales/12 moWPWindmill Point0.4 mi away · median $345K, 5 sales/12 mo

Browse all neighborhood guides →

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