Highland Lakes
Homes for Sale in Palm Harbor, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 16 closed sales in Highland Lakes Unit Seventeen Ph 2 in Palm Harbor, FL since 2014, the most recent in April 2026. Across Palm Harbor as a whole, 848 homes closed in the last 12 months at a median of $366,500, 47 median days on market, with 246 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,110 ($6,290 with the full homestead exemption).

Highland Lakes Ph 2 is a small, single-phase pocket of 76 homes built in a tight window between 1984 and 1991, with a median year built of 1986. That kind of build consistency means the housing stock reads similarly from block to block, and differentiation in this community comes down to individual condition and updates rather than era or floor plan generation.
With a homestead share of 71.1%, a majority of owners here have filed for homestead exemption, which typically points to longer average hold periods and fewer investor-owned or transient units. For a buyer, that usually means listings surface less often, and when they do, condition and pricing tend to reflect an owner who has lived in the home a while rather than a flip or rental turnover.
Nearby homes for sale
No active listings inside Highland Lakes Unit Seventeen Ph 2 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Highland Lakes Ph 2 sits within the broader Highland Lakes area of Palm Harbor as a compact, mid-1980s subdivision with a median living area just under 2,000 square feet, offering a consistent size profile without the amenity package some newer Palm Harbor communities market around.
Stellar MLS sales records identify 1,458 homes in Highland Lakes that have changed hands since 2004, built between 1973 and 1991 (median 1981), with a median living area of about 1,406 sq ft and a typical 2-bedroom, 2-bath layout; 71% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Highland Lakes is best for.
Best for
- A buyer prioritizing home and location over community amenities, comfortable evaluating condition and system age on a case-by-case basis.
- A buyer interested in an established Palm Harbor pocket with a consistent, single-era build rather than a mixed-vintage subdivision.
- A buyer planning a longer hold who values a community where turnover has historically been slower.
Probably not for
- A buyer who wants a clubhouse, pool, or other on-site recreational amenities included in the purchase.
- A buyer seeking new-construction systems and finishes without planning for updates to a home built in the mid-1980s.
- A buyer who wants a large, active resale market with frequent listings to compare against.
The market around Highland Lakes
Highland Lakes is too small for its own price trend, so here is the market around it.
In ZIP 34684, 285 homes are on the market and 21% are under contract — a steady corner of Palm Harbor.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 34684 (Palm Harbor), 621 homes closed in the last 12 months at a median of $350K ($256/sq ft), down 2.8% year over year, with a median 46 days on market. Right now 124 active and 33 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Highland Lakes specifically. Momentum Research analysis of MLS records.
The Highland Lakes buying strategy.
If we were buying in Highland Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Highland Lakes.
A Single-Phase Pocket With a Long Hold Pattern
This is a small enough footprint, 76 homes total, that inventory here behaves less like a broad market and more like a specific pocket: what is listed at any given time is a small fraction of the whole, and the character of what comes to market depends heavily on which owners decide to sell in a given year. The build years, 1984 through 1991, are tight enough that homes share a similar structural era, which simplifies comparisons but also means age-related systems, roofs, windows, and mechanicals are worth a close look regardless of which specific home you're considering.
No community amenities are identified from current MLS listings for this section, which is worth noting plainly: this is not a community defined by a clubhouse, pool, or recreational package. Whatever appeal it holds is about the homes and the location within Palm Harbor, not shared amenity infrastructure. Buyers who are shopping primarily on amenities should look elsewhere; buyers focused on the home itself and its immediate area will find that this section's value proposition rests there.
The location and the amenities are priced into every listing in Highland Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, single-phase community like this, recent comparable sales are limited and every listing needs individual scrutiny on condition, age of major systems, and how it stacks up against the handful of other homes that have actually closed. We track this section closely enough to tell you whether a given listing is priced in line with what similar homes here have done, not just what a broader Palm Harpor average suggests.
Highland Lakes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Highland Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Highland Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Highland Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Highland Lakes home worth?
Get a no-obligation home value based on real comparable sales in Highland Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Should you buy in Highland Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Highland Lakes Ph 2 fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Highland Lakes. These are the public schools most often assigned to other communities in ZIP 34684; zones change and vary by address, so confirm with the district before you buy.
- Palm Harbor University High School · Public · FLDOE grade A (assigned to 3 nearby communities)
- Highland Lakes Elementary · Public · FLDOE grade B (assigned to 2 nearby communities)
- Sutherland Elementary School · Elementary · FLDOE grade A (assigned to 2 nearby communities)
- Palm Harbor Middle School · Middle · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Highland Lakes
Where is Highland Lakes?
Highland Lakes is a community in Palm Harbor, Pinellas County, Florida, ZIP 34684.
Are there homes for sale in Highland Lakes right now?
No active listings inside Highland Lakes at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Highland Lakes have an HOA or CDD?
No HOA is on record for Highland Lakes in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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