Homes for Sale Under $300K in Palm Harbor, FL
This page tracks every Palm Harbor listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
231 homes listed under $300,000 are for sale or pending in Palm Harbor, FL today across 88 communities. The median asking price is $214,900, from $75,000 to $299,990. Listings in Palm Harbor without that feature have a median of $525,000. Most listings right now: Lake Tarpon Mobile Home Village (17), Highland Lakes Condo (10), Pine Ridge At Palm Harbor (9). Updated October 2, 2026 from the MLS.
First-time buyers: what Palm Harbor costs at the entry level
130 active single-family homes, townhomes and condos at or below $300,000 — median $208,500, about $1,311/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Palm Harbor
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Pinellas County · First-time buyer guide
Palm Harbor homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Lake Tarpon Mobile Home Village | 17 | 0 | $214,900 | $119,000 |
| Highland Lakes Condo | 10 | 0 | $169,950 | $134,900 |
| Pine Ridge At Palm Harbor | 9 | 0 | $184,000 | $139,900 |
| El Pasado A Condo | 8 | 0 | $230,000 | $200,000 |
| Tuscany At Innisbrook Condo | 6 | 0 | $277,000 | $195,000 |
| Bonaventure Condo | 6 | 0 | $199,750 | $184,900 |
| Gleneagles I Condo | 6 | 0 | $194,000 | $185,000 |
| Harbor Club Condo | 6 | 0 | $177,500 | $140,000 |
| Highland Lakes | 5 | 0 | $265,000 | $130,000 |
| Highland Lakes Villas On The Green | 5 | 0 | $258,500 | $189,900 |
| Dolly Bay A Village On Lake Tarpon | 5 | 0 | $250,000 | $249,900 |
| Meadowlake Palm Harbor Condo | 5 | 0 | $200,000 | $189,000 |
| Bentley At Cobbs Landing Condo The | 5 | 1 | $199,900 | $160,000 |
| Cove Spgs Condo | 5 | 0 | $138,000 | $99,000 |
| Strathmore Gate-East | 4 | 0 | $281,500 | $229,916 |
| Wedge Wood Of Palm Harbor | 4 | 0 | $270,000 | $238,900 |
| Tarpon Woods Condo | 4 | 0 | $259,950 | $188,000 |
| Cloverplace Condo | 4 | 0 | $239,500 | $225,000 |
| Strathmore Gate East | 4 | 0 | $223,000 | $195,000 |
| Fox Chase West Condo | 4 | 0 | $194,500 | $165,000 |
| Lake Tarpon Villas Condo | 4 | 0 | $147,450 | $139,900 |
| Countrybrook Condo | 3 | 0 | $274,900 | $169,999 |
| Lake St George South Unit Ii | 3 | 0 | $264,900 | $249,900 |
| Villas Of Beacon Groves | 3 | 0 | $245,000 | $244,991 |
| Ponds Of Tarpon Woods The Condo | 3 | 0 | $225,000 | $81,000 |
| Tarpon Woods Condo 3 | 3 | 0 | $209,747 | $145,000 |
| Innisbrook 13 Condo | 3 | 0 | $209,000 | $165,000 |
| Villa Condo I | 3 | 0 | $200,000 | $195,000 |
| Orange Tree Villas Condo | 3 | 0 | $192,777 | $189,500 |
| Baywood On The Gulf 1 Condo | 3 | 0 | $179,900 | $175,000 |
| Magnolia Ridge Condo | 3 | 0 | $157,000 | $149,900 |
| Blue Jay Mobile Home Estates Condo | 3 | 0 | $143,900 | $140,000 |
| Landmark Oaks Condo | 2 | 0 | $290,400 | $289,900 |
| Village At Bentley Park | 2 | 0 | $282,000 | $275,000 |
| Fox Lake Twnhms | 2 | 0 | $279,950 | $279,900 |
| Clearing The | 2 | 0 | $276,000 | $265,000 |
| Innisbrook 22 Condo | 2 | 0 | $259,450 | $219,000 |
| Innisbrook 03 Condo | 2 | 0 | $252,400 | $229,900 |
| Innisbrook 16 Condo | 2 | 0 | $251,450 | $208,000 |
| Innisbrook 04 Condo | 2 | 0 | $249,900 | $239,900 |
| Courtyards 1 At Gleneagles | 2 | 0 | $246,400 | $245,900 |
| Indigo Pond Condo | 2 | 0 | $244,500 | $210,000 |
| Crystal Lake Condo | 2 | 0 | $213,000 | $207,000 |
| Farrell Park Condo | 2 | 0 | $159,750 | $145,000 |
| Green Valley Estates Unit Two | 2 | 0 | $150,950 | $149,900 |
| Highland Lakes Mission Grove Condo | 2 | 0 | $130,950 | $117,000 |
| Mission Grove Condo | 2 | 0 | $115,500 | $115,000 |
| Tarpon Woods Tanglewood Patio Homes | 1 | 0 | $299,900 | $299,900 |
| Stratford Commons | 1 | 0 | $299,900 | $299,900 |
| Brooker Creek | 1 | 0 | $299,900 | $299,900 |
| Oaks At Countryside I The Condo | 1 | 0 | $299,900 | $299,900 |
| Imperial Ridge | 1 | 0 | $299,000 | $299,000 |
| Tarpon Woods Condo 4 | 1 | 0 | $295,000 | $295,000 |
| Village Of Somerset Woods | 1 | 0 | $295,000 | $295,000 |
| Ponds Of Tarpon Woods | 1 | 0 | $285,000 | $285,000 |
| Lake Shore Estates | 1 | 0 | $285,000 | $285,000 |
| Lake St George-South | 1 | 0 | $279,999 | $279,999 |
| Fresh Water Estates | 1 | 0 | $279,900 | $279,900 |
| Greenview Villas Condo I | 1 | 0 | $279,000 | $279,000 |
| Innisbrook 08 Condo | 1 | 0 | $275,000 | $275,000 |
Also with homes under $300K for sale
- Dolly Bay Vlg On Lake Tarpon Condo (1)
- Fox Chase Twnhms (1)
- Lake St George South Unit Iii (1)
- Innisbrook 24 Condo (1)
- Whitehursts Sub (1)
- Fox Lake Townhomes (1)
- Villas Of Beacon Groves (1)
- Waterford At Palm Harbor Luxury Condo (1)
- Innisbrook 15 Condo (1)
- Fox Chase Townhomes (1)
- Highland Lakes Condo 1 Bldg 4 Apt B (1)
- Innisbrook 11 Condo (1)
- Villas Of Somerset Woods Condo The (1)
- The Landings Condo (1)
- Highland Lakes Green View Condo (1)
- Presidents Landing Ph 1 (1)
- Condo Iv Tarpon Woods (1)
- Griders H L Sub (1)
- Oaks Of Tarpon Woods Condo (1)
- Landings Condo The (1)
- Innisbrook 23 Condo (1)
- Bentley At Cobbs Landing Condo, The (1)
- Innisbrook 19 Condo (1)
- Patio Condo 1 (1)
- Westwind I & Ii Resident Owned Community Unrec (1)
- Innisbrook 09 Condo (1)
- Innisbrook 21 Condo (1)
- Crystal Bay Travel Park Inc Unrec (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Palm Harbor?
What do homes under $300K cost in Palm Harbor?
Which Palm Harbor community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
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Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palm Harbor, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.