Homes for Sale $300K to $500K in Palm Harbor, FL

This page tracks every Palm Harbor listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

174 homes listed between $300,000 and $500,000 are for sale or pending in Palm Harbor, FL today across 94 communities. The median asking price is $394,000, from $300,000 to $499,900. Listings in Palm Harbor without that feature have a median of $290,000. Most listings right now: Highland Lakes (26), Harbor Landing (15), Salem Square (6). Updated September 11, 2026 from the MLS.

Palm Harbor homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes $300K–$500K listed are tabled; the rest follow.

Community	Homes $300K–$500K	New build	Median list	From
	26	0	$377,450	$300,000
Harbor Landing	15	15	$375,990	$355,000
Salem Square	6	0	$362,450	$319,000
Harbor Ridge Of Palm Harbor	5	0	$379,900	$373,999
Tuscany At Innisbrook Condo	4	0	$330,000	$325,000
Sutherland Town Of	3	0	$419,000	$399,900
	3	0	$395,000	$315,000
Landmark Oaks Condo	3	0	$379,000	$374,900
Anchorage Of Tarpon Lake Unit Three The	3	0	$360,000	$329,000
Laurel Oaks At Country Woods Condo	3	0	$349,000	$300,000
Spanish Oaks	2	0	$489,500	$480,000
	2	0	$484,450	$469,000
Crossings At Lake Tarpon	2	0	$479,450	$473,900
	2	0	$461,750	$440,000
Country Grove Sub	2	0	$444,500	$439,000
Baywood Village	2	0	$436,250	$398,000
Boot Ranch - Eagle Watch	2	0	$435,000	$430,000
Tanglewood Twnhms	2	0	$430,000	$415,000
Noell Heights Unit One	2	0	$422,500	$420,000
Orangepointe Unit Ii	2	0	$419,900	$399,900
Lake St George South Unit Iv	2	0	$397,318	$334,737
Baywood Village Sec 4	2	0	$384,950	$320,000
Lake Tarpon Mobile Home Village	2	0	$369,450	$349,900
Gleneagles Cluster	2	0	$364,000	$333,000
	2	0	$358,950	$319,900
Lake St George Unit Viii-A	2	0	$355,000	$325,000
Hidden Grove Court	2	0	$352,500	$350,000
Franklin Square Ph Iii	2	0	$344,950	$310,000
Tarpon Woods Tanglewood Patio Homes	2	0	$317,450	$310,000
Lake Tarpon Estates	1	0	$499,900	$499,900
	1	0	$499,400	$499,400
Deep Spring	1	0	$499,000	$499,000
	1	0	$498,000	$498,000
Laurel Oak Woods	1	0	$494,500	$494,500
	1	0	$489,000	$489,000
Hamlet At Bentley Park Ph Ii	1	0	$484,000	$484,000
	1	0	$479,900	$479,900
Windmill Pointe Of Tarpon Lake Unit Two	1	0	$478,900	$478,900
Sutton Woods	1	0	$475,000	$475,000
	1	0	$475,000	$475,000
Highland Lakes Unit Fifteen Ph 4	1	0	$474,916	$474,916
Alderman Ridge	1	0	$474,900	$474,900
	1	0	$465,000	$465,000
Tarpon Ridge Townhomes	1	0	$465,000	$465,000
Lake St George-Unit Iii	1	0	$460,000	$460,000
	1	0	$458,000	$458,000
	1	0	$455,000	$455,000
	1	0	$450,000	$450,000
Village Of Woodland Hills Units 5 & 6	1	0	$449,900	$449,900
Ryans Woods	1	0	$449,900	$449,900
Highland Lakes Unit Fifteen Ph 1	1	0	$449,000	$449,000
Dempseys W S Sub	1	0	$449,000	$449,000
Highland Lakes Unit 14 Ph 1	1	0	$439,000	$439,000
Coventry Village	1	0	$435,000	$435,000
Beacon Groves Unit Iv	1	0	$429,900	$429,900
Beacon Groves Unit Iii	1	0	$429,900	$429,900
Hidden Grove Sub	1	0	$429,900	$429,900
Somerset Downs	1	0	$429,900	$429,900
Green Valley Estates Unit Two	1	0	$429,900	$429,900
Crystal Beach Rev	1	0	$420,000	$420,000

Also with homes $300K–$500K for sale

(1)
Lake Shore Estates 3Rd Add (1)
Tanglewood Townhomes (1)
(1)
(1)
Franklin Square East (1)
Greens Add To Patty Ann Acres (1)
Tarpon Woods 2Nd Add Rep (1)
(1)
(1)
Whisper Lake Sub (1)
Harbor Spgs Of Palm Harbor (1)
Lake Tarpon Mobile Home Village Unit 2-A (1)
Meadow Brook Sub 1St Add (1)
(1)
(1)
Preserve At Lansbrook Condo The (1)
Curlew Groves Unit Two (1)
Franklin Square Phase Iii (1)
Tealwood Villas (1)
Highland Lakes Sutton Place (1)
(1)
(1)
Whitehursts Sub (1)
Countryside North (1)
Lake St George-Unit 1 (1)
Indigo Pond Condo (1)
Lake St George South (1)
Highland Lakes Model Condo (1)
Waterford At Palm Harbor Luxury Condo (1)
Lake Pointe At Countryside (1)
Pleasant Valley Add (1)
Franklin Square (1)
Clearing The (1)

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Palm Harbor?

As of September 11, 2026, 174 Palm Harbor, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 94 communities. The count updates with every MLS refresh.

What do homes $300K–$500K cost in Palm Harbor?

The median asking price today is $394,000, with listings from $300,000 to $499,900. Palm Harbor listings without that feature have a median of $290,000.

Which Palm Harbor community has the most homes $300K–$500K for sale?

Highland Lakes has the most right now (26), followed by Harbor Landing (15), Salem Square (6), Harbor Ridge Of Palm Harbor (5).

What is the monthly payment on a $400,000 home?

At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Palm Harbor

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palm Harbor, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.