Holmes Subd
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE · via realMLS
As of September 2026, the MLS records 8 closed sales in Holmes Subd in St. Augustine, FL since 2012, the most recent in July 2026. Across St. Augustine as a whole, 2,667 homes closed in the last 12 months at a median of $454,157, 53 median days on market, with 685 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,120 ($5,600 with the full homestead exemption).
Holmes Subd is a small St. Augustine pocket in St. Johns County, and with a snapshot this thin, the honest read is that price here is driven by the individual property far more than by any neighborhood trend line. Condition, lot, and how a given home has been maintained will move the number more than the subdivision name on the deed.
For buyers, that means underwriting each listing on its own merits rather than assuming a going rate. For sellers, it means the comp set is narrow enough that presentation and condition carry real weight. Neither side should lean on a broad market story that the data here simply does not support.
The 60-Second Overview
Holmes Subd sits inside St. Augustine in St. Johns County, close to the historic core and the coast that define this part of Northeast Florida. It is a compact address rather than a large planned community, so expect variety property to property.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Holmes Subd. Swipe to explore the community.
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Holmes SubdPhotos from realMLS listings in Holmes Subd; content deemed reliable but not guaranteed.
Who Holmes Subd is best for.
Best for
- Buyers prioritizing a St. Augustine location over a specific subdivision brand
- Buyers comfortable underwriting a single property rather than a market average
- Sellers with a well-maintained home ready to stand out in a small comp set
Probably not for
- Buyers who want a predictable, published neighborhood price to negotiate from
- Buyers seeking the amenities and scale of a large planned community
- Sellers hoping a subdivision-wide trend will carry a home that needs work
The market around Holmes Subd
Holmes Subd is too small for its own price trend, so here is the market around it.
In ZIP 32084, 335 homes are on the market and 25% are under contract — a steady corner of St. Augustine.
Across St. Johns County, 1,855 homes are active and 859 pending (32% under contract).
ZIP and county figures describe the wider market, not Holmes Subd specifically. Momentum Research analysis of MLS records.
The Holmes Subd buying strategy.
If we were buying in Holmes Subd today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Holmes Subd.
A small St. Augustine address
The value of a St. Augustine location like this is largely about proximity to what surrounds it: the historic district, the coast, and the broader St. Johns County road network. Those are the durable draws, and they do not change with any given month's listings.
Because the subdivision itself is small, there is no reliable pattern to price against. That cuts both ways: a well-kept home can stand out, and a dated one has fewer neighbors to hide behind. Treat every property here as its own negotiation.
The location and the amenities are priced into every listing in Holmes Subd. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small St. Augustine pocket like Holmes Subd, the data is thin and the real work is on-the-ground: pulling the right comps, reading a specific home's condition, and pricing against reality rather than a headline number. That is where a local broker earns the fee, on both sides of the table.
Holmes Subd in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Holmes Subd buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Holmes Subd sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Holmes Subd, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Holmes Subd home worth?
Get a no-obligation home value based on real comparable sales in Holmes Subd, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Holmes Subd on the map →
Should you buy in Holmes Subd?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Holmes Subd with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 30, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2012 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Holmes Subd fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Holmes Subd Market Scorecard
Holmes Subd is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32084 ZIP is $352,627, about 3.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.