Oak Ridge
Homes for Sale in Fernandina Beach, FL

Oak Ridge is a compact, late-1980s-to-1990s subdivision of 69 homes in Fernandina Beach, the kind of settled Nassau County street where the trees are mature and the floor plans are usable rather than trendy.

realMLS (Northeast Florida) sales records identify 17 homes in Oak Ridge that have changed hands since 2007, built between 1987 and 1991 (median 1988), with a median living area of about 1,941 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Oak Ridge is too small for its own price trend, so here is the market around it.

In ZIP 32034, 329 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 532 homes are active and 186 pending (26% under contract).

In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Oak Ridge specifically. Momentum Research analysis of MLS records.

The housing stock is consistent: homes here went up over a roughly thirteen-year run ending in 1999, with the middle of the pack dating to 1988. That means original-era systems — roofs, HVAC, kitchens, baths — are the variable to underwrite. A median living area of about 2,070 square feet gives you room to work with, but expect to price in updates on anything that hasn't been touched.

The homestead share near 74% tells you this is a hold-and-live neighborhood, not an investor churn. Listings don't come often, so the practical strategy is readiness: buyers should have financing and inspectors lined up, and sellers should understand that a clean, updated home stands out precisely because so little trades hands.

In a 69-home community with limited turnover, the edge is knowing which homes have been updated and which still carry their original systems — the difference that actually moves price on a 1980s-1990s house. We track this street closely, so we can tell you quickly whether a listing is fairly priced for its condition, and we tell sellers exactly where the money is best spent before going to market.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.