Lake Kell Crossings
Homes for Sale in Lutz, FL

Community in Lutz · Hillsborough County
19 homesBuilt 1988–2000
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data14 years of closingsFL DOR public recordsUpdated twice daily
Live · Lake Kell Crossings Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
90%
Owner-occupied · Lake Kell Crossings
17 of 19 parcels homesteaded (FL DOR 2025)
10%
Non-owner-occupied · Lake Kell Crossings
incl. 0% trust or LLC-held · 0% out-of-state
0%
Cash buyers · Lake Kell Crossings
0 of 3 sales, 12 mo ending June 2019
19
Homes in the community
19 residential parcels (FL DOR 2025)
Track record · 14 years of records
Est. 1988
Community established
homes built 1988-2000, median 1994 (FL DOR 2025)
0
Failed listings · 2014
peaked at 6 in 2007
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Lake Kell Crossings is a small pocket of 19 homes in Lutz, built between 1988 and 2000 with a median year built of 1994. What stands out is size: the median living area runs to 3,142 square feet, well above the typical resale footprint in the area, which tells you this is a community of larger, more established homes rather than starter product.

With homestead exemptions on roughly 90 percent of the parcels, most of these owners have been in place a while, and turnover is inherently limited by the small total home count. That combination means listings here are infrequent and worth acting on quickly when they surface, since there is no steady pipeline of comparable inventory to fall back on.

Best for

  • Buyers prioritizing square footage and a larger lot over community amenities
  • Move-up buyers comfortable with 1990s-era construction and its typical maintenance needs
  • Patient buyers willing to wait for the right listing in a low-turnover pocket

Probably not for

  • Buyers who want a clubhouse, pool, or other organized amenity package on-site
  • Buyers who need a newer build with minimal near-term maintenance
  • Buyers who want several active listings to compare before deciding

The market around Lake Kell Crossings

Lake Kell Crossings is a small community — 20 recorded sales on file, most recently in 2014 — too few for its own price trend. Here is the market around it.

Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Lake Kell Crossings specifically. Momentum Research analysis of MLS records.

If we were buying in Lake Kell Crossings today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Kell Crossings.

Best Buy
Buyers wanting a larger, established home in Lutz without a built-in amenity package.
Biggest Risk
With only 19 homes and high homestead occupancy, listings are infrequent and inventory is thin.
Sweet Spot
Move-up buyers who want space and don't need community amenities to justify the purchase.
Avoid If
You want a newer build, a community amenity center, or a wide selection of active listings to choose from.

A small, settled footprint

Nineteen homes is a small enough sample that this community will not behave like a typical subdivision with a steady stream of comparable sales. The build window of 1988 to 2000, centered on a median year of 1994, means most homes share a similar generation of construction, floor plans, and systems age, which simplifies comparisons but also means buyers should budget for updates consistent with a home approaching three decades old.

No community amenities are identified from current MLS listings, so whatever draws a buyer here is the home itself and the lot, not a clubhouse or pool system. The median living area of 3,142 square feet points to larger-format houses, which tend to appeal to buyers looking for space over amenity packages.

The location and the amenities are priced into every listing in Lake Kell Crossings. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small, with roughly 9 in 10 homes under homestead exemption, off-market awareness and a fast, informed response matter more than they would in a larger subdivision with constant turnover. We track this pocket of Lutz closely enough to know when something is about to move before it hits general search portals.

Lake Kell Crossings in 15 seconds.

Best forBuyers wanting a larger, established home in Lutz without a built-in amenity package.
Biggest advantageHome sizes here run well above typical, with a median living area over 3,100 square feet.
Biggest riskWith only 19 homes and high homestead occupancy, listings are infrequent and inventory is thin.
Sweet spotMove-up buyers who want space and don't need community amenities to justify the purchase.
Avoid ifYou want a newer build, a community amenity center, or a wide selection of active listings to choose from.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Kell Crossings sales matched to your home.

What is your Lake Kell Crossings home worth?

Get a no-obligation home value based on real comparable sales in Lake Kell Crossings, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Lake Kell Crossings on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Lake Kell Crossings?
The Florida DOR 2025 assessment roll shows 19 homes in Lake Kell Crossings (public records).
What share of Lake Kell Crossings is owner-occupied?
90% of Lake Kell Crossings parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lake Kell Crossings built?
Homes in Lake Kell Crossings were built between 1988 and 2000, with a median year built of 1994 (FL DOR 2025 roll).
Do cash buyers compete in Lake Kell Crossings?
Cash buyers took 0% of Lake Kell Crossings sales in the 12 months ending June 2019 (0 of 3 closings, Stellar MLS).
Who is the best real estate agent for Lake Kell Crossings?
The best agent for Lake Kell Crossings is one who actively works Lutz and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lake Kell Crossings.
How do I find a top Lutz real estate agent who knows Lake Kell Crossings?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lake Kell Crossings and the wider Lutz area.
Can Momentum Realty connect me with an agent for Lake Kell Crossings?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lake Kell Crossings purchase or sale - no call center and no pressure.
Buyers prioritizing square footage and a larger lot over community amenitiesExcellent fit
Move-up buyers comfortable with 1990s-era construction and its typical maintenance needsExcellent fit
Patient buyers willing to wait for the right listing in a low-turnover pocketExcellent fit
Buyers who want a clubhouse, pool, or other organized amenity package on-siteProbably not
Buyers who need a newer build with minimal near-term maintenanceProbably not
Buyers who want several active listings to compare before decidingProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 33549))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2012 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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