Ocean Cay
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 105 closed sales in Ocean Cay in St. Augustine, FL since 2015, the most recent in July 2026. Recorded prices since 2024 ran from $530,000 to $750,000 (median $739,000), on homes of 1,715 to 2,909 sq ft. Across St. Augustine as a whole, 2,667 homes closed in the last 12 months at a median of $454,157, 53 median days on market, with 685 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $9,950 ($9,430 with the full homestead exemption).
The snapshot for Ocean Cay is thin right now — a single-closing window in St. Johns County — which means there isn't enough recent transaction volume to draw a firm line on price. What that tells you is that value here is set home-by-home, driven by condition, lot, and finish level more than by any tidy market average. Treat any one sale as a data point, not a trend.
For buyers, a quiet feed is a reason to underwrite each listing on its own merits rather than assume a going rate. For sellers, it means pricing off the specifics of your home and comparable St. Augustine product, not off a neighborhood number that simply isn't there yet. Patience and preparation matter more than timing the market in a community this quiet on paper.
The 60-Second Overview
Ocean Cay sits in St. Augustine within St. Johns County, and the current data window is too narrow to summarize with a market average — pricing here is best read one property at a time.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Ocean Cay is best for.
Best for
- Buyers who want a St. Augustine address in St. Johns County and are comfortable evaluating a home on its own condition and lot
- Sellers prepared to price off specific comparables rather than a neighborhood average
- Purchasers with flexible timing who can wait for the right individual listing
Probably not for
- Buyers who need a settled, well-established price band before committing
- Sellers expecting a quick read off recent neighborhood volume
- Anyone unwilling to do property-level diligence in a low-activity market
The market around Ocean Cay
Ocean Cay is too small for its own price trend, so here is the market around it.
In ZIP 32080, 212 homes are on the market and 17% are under contract — a slower corner of St. Augustine.
Across St. Johns County, 1,840 homes are active and 837 pending (31% under contract).
ZIP and county figures describe the wider market, not Ocean Cay specifically. Momentum Research analysis of MLS records.
The Ocean Cay buying strategy.
If we were buying in Ocean Cay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ocean Cay.
Reading a thin feed
A one-closing window is not a knock on Ocean Cay; it's a caution about drawing conclusions from too little. With this little recent activity, condition and specifics carry the value story — updated versus original finishes, lot position, and how a given home shows against nearby St. Augustine inventory. Expect a wide spread rather than a predictable price band.
The practical takeaway is to lean on direct comparables and in-person assessment. A single reference sale can anchor expectations in the wrong direction, high or low. We'd rather walk the home and the block with you than lean on an average that the data can't yet support.
The location and the amenities are priced into every listing in Ocean Cay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this quiet on paper, the edge comes from local legwork, not from a dashboard. We pull St. Johns County comparables, walk the property, and price to the specifics of the home in front of us — so you're negotiating from facts, not from a thin average that could mislead either side.
Ocean Cay in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Ocean Cay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ocean Cay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ocean Cay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ocean Cay home worth?
Get a no-obligation home value based on real comparable sales in Ocean Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Augustine →
Should you buy in Ocean Cay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (105 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Ocean Cay fits the bigger picture — live prices, inventory, and Momentum Scores: