Aerial view of Ocean Cay

Ocean Cay
Homes for Sale in St. Augustine, FL

All 1,143 homes for sale in St. Augustine, FL · median $479,990 · 171 homes for sale in 32080 · St. Johns County homes for sale

Community in St. Augustine · St. Johns County · ZIP 32080
102 homesBuilt 2015–2017
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Built fromLive realMLS data11 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 105 closed sales in Ocean Cay in St. Augustine, FL since 2015, the most recent in July 2026. Recorded prices since 2024 ran from $530,000 to $750,000 (median $739,000), on homes of 1,715 to 2,909 sq ft. Across St. Augustine as a whole, 2,167 homes closed in the last 12 months at a median of $445,000, 48 median days on market, with 686 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $9,950 ($9,430 with the full homestead exemption).

Live · Ocean Cay Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 6 a year
Ownership and context
79%
Owner-occupied · Ocean Cay
81 of 102 parcels homesteaded (FL DOR 2025)
21%
Non-owner-occupied · Ocean Cay
incl. 6% trust or LLC-held · 9% out-of-state
102
Homes in the community
102 residential parcels (FL DOR 2025)
Track record · 11 years of records
6
Recorded sales · 2024-2025
median $600K · qualified sales on the county roll (FL DOR 2025)
Est. 2015
Community established
homes built 2015-2017, median 2016 (FL DOR 2025)
1.0%/yr
Turnover rate
about 1 of 102 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

The snapshot for Ocean Cay is thin right now — a single-closing window in St. Johns County — which means there isn't enough recent transaction volume to draw a firm line on price. What that tells you is that value here is set home-by-home, driven by condition, lot, and finish level more than by any tidy market average. Treat any one sale as a data point, not a trend.

For buyers, a quiet feed is a reason to underwrite each listing on its own merits rather than assume a going rate. For sellers, it means pricing off the specifics of your home and comparable St. Augustine product, not off a neighborhood number that simply isn't there yet. Patience and preparation matter more than timing the market in a community this quiet on paper.

Nearby homes for sale

No active listings inside Ocean Cay right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

617 CORAL Circle
$299K · 0.2 mi away
3 bd · 2 ba · 1,310 sqft
617 CORAL Circle
Listed by GREAT EXPECTATIONS REALTY
189 ISLANDER Drive
$318K · 0.4 mi away
2 bd · 2.5 ba · 1,173 sqft
189 ISLANDER Drive
Listed by COLDWELL BANKER VANGUARD REALTY
28 ISLANDER Court
$315K · 0.4 mi away
2 bd · 2.5 ba · 1,202 sqft
28 ISLANDER Court
Listed by MAXREV, LLC
509 PENINSULA Court
$459K · 0.4 mi away
3 bd · 2 ba · 1,451 sqft
509 PENINSULA Court
Listed by ENDLESS SUMMER REALTY
168 ISLANDER Circle
$322K · 0.4 mi away
2 bd · 3.5 ba · 1,173 sqft
168 ISLANDER Circle
Listed by STA REALTY
106 ANASTASIA LAKES Drive
$530K · 0.4 mi away
3 bd · 2 ba · 1,630 sqft
106 ANASTASIA LAKES Drive
Listed by REACH REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Ocean Cay sits in St. Augustine within St. Johns County, and the current data window is too narrow to summarize with a market average — pricing here is best read one property at a time.

realMLS (Northeast Florida) sales records identify 68 homes in Ocean Cay that have changed hands since 2015, built between 2014 and 2017 (median 2015), with a median living area of about 1,913 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 6 qualified sales in Ocean Cay across 2024–2025 (3 in 2024, 3 in 2025), median $600,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a St. Augustine address in St. Johns County and are comfortable evaluating a home on its own condition and lot
  • Sellers prepared to price off specific comparables rather than a neighborhood average
  • Purchasers with flexible timing who can wait for the right individual listing

Probably not for

  • Buyers who need a settled, well-established price band before committing
  • Sellers expecting a quick read off recent neighborhood volume
  • Anyone unwilling to do property-level diligence in a low-activity market

The market around Ocean Cay

Ocean Cay is too small for its own price trend, so here is the market around it.

In ZIP 32080, 235 homes are on the market and 14% are under contract — a slower corner of St. Augustine.

Across St. Johns County, 1,951 homes are active and 815 pending (30% under contract).

In ZIP 32080 (St. Augustine), 481 homes closed in the last 12 months at a median of $474K ($323/sq ft), down 4.5% year over year, with a median 46 days on market. Right now 121 active and 35 pending listings put supply at about 15.5 months — a buyer's market. See the live ZIP 32080 housing market and the St. Johns County market.

ZIP and county figures describe the wider market, not Ocean Cay specifically. Momentum Research analysis of MLS records.

If we were buying in Ocean Cay today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ocean Cay.

Best Buy
Buyers and sellers willing to underwrite each home on its own merits.
Biggest Risk
A thin data window means no reliable neighborhood price to anchor to.
Sweet Spot
Well-documented, move-in-ready homes priced off real comparables.
Avoid If
You need a predictable market average before you'll act.

Reading a thin feed

A one-closing window is not a knock on Ocean Cay; it's a caution about drawing conclusions from too little. With this little recent activity, condition and specifics carry the value story — updated versus original finishes, lot position, and how a given home shows against nearby St. Augustine inventory. Expect a wide spread rather than a predictable price band.

The practical takeaway is to lean on direct comparables and in-person assessment. A single reference sale can anchor expectations in the wrong direction, high or low. We'd rather walk the home and the block with you than lean on an average that the data can't yet support.

“

The location and the amenities are priced into every listing in Ocean Cay. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this quiet on paper, the edge comes from local legwork, not from a dashboard. We pull St. Johns County comparables, walk the property, and price to the specifics of the home in front of us — so you're negotiating from facts, not from a thin average that could mislead either side.

Ocean Cay in 15 seconds.

Best forBuyers and sellers willing to underwrite each home on its own merits.
Biggest advantageA St. Johns County location in St. Augustine, assessed property by property.
Biggest riskA thin data window means no reliable neighborhood price to anchor to.
Sweet spotWell-documented, move-in-ready homes priced off real comparables.
Avoid ifYou need a predictable market average before you'll act.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Ocean Cay homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Ocean Cay.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ocean Cay sales matched to your home.

What is your Ocean Cay home worth?

Get a no-obligation home value based on real comparable sales in Ocean Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Augustine →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Ocean Cay?
The Florida DOR 2025 assessment roll shows 102 homes in Ocean Cay (public records).
What share of Ocean Cay is owner-occupied?
79% of Ocean Cay parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Ocean Cay built?
Homes in Ocean Cay were built between 2015 and 2017, with a median year built of 2016.0 (FL DOR 2025 roll).
Who is the best real estate agent for Ocean Cay?
The best agent for Ocean Cay is one who actively works St. Augustine and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Ocean Cay.
How do I find a top St. Augustine real estate agent who knows Ocean Cay?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Ocean Cay and the wider St. Augustine area.
Can Momentum Realty connect me with an agent for Ocean Cay?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Ocean Cay purchase or sale - no call center and no pressure.
Where is Ocean Cay, and what county is it in?
Ocean Cay is in St. Augustine, St. Johns County, FL, ZIP 32080. The community's center is about 5 miles southeast of the center of St. Augustine (straight-line).
How far is Ocean Cay from downtown Jacksonville and the beach?
About 40 miles from downtown Jacksonville and about 1 miles from the Atlantic beach at St. Augustine Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers who want a St. Augustine address in St. Johns County and are comfortable evaluating a home on its own condition and lotExcellent fit
Sellers prepared to price off specific comparables rather than a neighborhood averageExcellent fit
Purchasers with flexible timing who can wait for the right individual listingExcellent fit
Buyers who need a settled, well-established price band before committingProbably not
Sellers expecting a quick read off recent neighborhood volumeProbably not
Anyone unwilling to do property-level diligence in a low-activity marketProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32080))
Under-contract sharesrealMLS records, as of 2026-09-30
Historical depthClosed-sale records back to 2015 (105 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Ocean Cay with Momentum Realty’s local guides.

CLCoquina Lakes St Augustine0.1 mi away · median $158K, 4 sales/12 moIsland Villas St Augustine0.2 mi awaySRSea Ranch St Augustine0.2 mi away · median $554K, 3 sales/12 moHannahs Walk St Augustine0.3 mi away · 82 homes, built 2005–06Commodores Club St Augustine0.3 mi away · median $474K, 10 sales/12 moISIslander St Augustine0.4 mi away · median $334K, 4 sales/12 moSunset Point St Augustine0.5 mi away · 99 homes, built 1957–23Cedar Ridge St Augustine0.5 mi away · median $480K, 3 sales/12 mo

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Ocean Cay. These are the public schools most often assigned to other communities in ZIP 32080; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Thinking of selling in Ocean Cay? 1 recorded closings (window ending 2026-09-30). See the St. Johns County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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