Santa Rosa
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of PONTE VEDRA CLUB REALTY, INC. · via realMLS
Price in Santa Rosa is driven more by condition and individual home than by any tidy tier. The median sits at $285,000, with a median of roughly $268 per square foot, and the spread around that number is wide enough that two homes on the same street can tell very different stories. Read each listing on its own merits rather than anchoring to the median.
The current posture favors buyers. Homes are taking a median of 84 days to sell, and prices are down 11.6% year over year, with a market heat score of 38 pointing to a slow, unhurried market. That gives buyers room to negotiate and inspect; for sellers it means realistic pricing and patience are the price of admission.
Santa Rosa right now
🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 17, 2026. Confidence: Medium (1 active and pending listings, 5 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($285K) is down 12.7% from the prior 12 months ($326K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 17. Confidence: Low (5 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 17, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Santa Rosa market snapshot (as of August 17, 2026): the median sale price is about $285K ($268 per sq ft over the trailing 12 months of closed sales), a median 84 days on market for closed sales, and 3.0 months of supply, a balanced market. The trailing-12-month median is down 13% from the prior 12 months, computed from record-level realMLS closed sales (5 closings in the current window).
Santa Rosa is a small-transaction corner of St. Augustine where the pace is deliberate and the pricing is condition-driven. With only a handful of recent closings, individual sales carry a lot of weight in the numbers.
The setting & the homes.
Aerial and on-site photos of Santa Rosa. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Santa RosaPhotos from realMLS listings in Santa Rosa; content deemed reliable but not guaranteed.
Who Santa Rosa is best for.
Best for
- Buyers with time who want leverage and room to negotiate on price and terms
- Value-focused buyers willing to underwrite condition and do their own diligence
- Long-hold buyers comfortable in a slow, unhurried market rather than a fast-turn one
Probably not for
- Sellers who need to move quickly at a premium price
- Buyers who expect rapid appreciation or short-term resale gains
- Anyone who wants a fast, competitive, high-velocity market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 17 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($285K) IS the median in the snapshot above, and the move from 2025 ($326K) IS the -12.7% one-year change.
Windows contain 1 to 15 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
28% of homes for sale in ZIP 32084 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-18).
Santa Rosa Market Scorecard
Santa Rosa is currently a balanced market. About 3.0 months of supply, a median asking price of $314,900, and homes go under contract in about 21 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Santa Rosa, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Santa Rosa
Live MLS inventory for Santa Rosa. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Santa Rosa listings as of 2026-08-17, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Santa Rosa on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Crookshank · Elementary
- Sebastian · Middle
- St. Augustine · High
Zoned schools reflect the assignments reported on recent Santa Rosa listings and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Santa Rosa address.
The Santa Rosa buying strategy.
If we were buying in Santa Rosa today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Santa Rosa.
A slow, buyer-leaning market
The signals here line up in one direction. An 84-day median time on market, a heat score of 38, and a year-over-year decline of 11.6% all describe a market where nothing is moving fast and where a well-prepared buyer holds leverage. This is not a place to expect bidding wars or overnight sales.
With just five closings in the window, treat every statistic as directional rather than precise. A single unusual sale can pull the median in either direction, so the smart move is to underwrite the specific home in front of you — its condition, its square footage, its finishes — instead of leaning on the community average.
The location and the amenities are priced into every listing in Santa Rosa. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Santa Rosa buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.3). Basis: Recent Direction -12.7% year-over-year; Liquidity & Demand 3.0 months of supply; Pricing Power 98.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a thin, slow market like Santa Rosa, the average number tells you almost nothing about the home you actually want. We price and negotiate off condition and comparable specifics, not off a headline median, and in a market leaning toward buyers we know where the real negotiating room sits. Whether you are buying patiently or selling into a slower stretch, we will tell you plainly what the current data supports.
Santa Rosa in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Santa Rosa buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Santa Rosa sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Santa Rosa, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Santa Rosa home worth?
Get a no-obligation home value based on real comparable sales in Santa Rosa, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Santa Rosa on the map →
Frequently Asked Questions
What is the median home price in Santa Rosa?
How long do homes in Santa Rosa take to sell?
Is Santa Rosa a buyer's or seller's market right now?
Who is the best real estate agent for Santa Rosa?
How do I find a top St. Augustine real estate agent who knows Santa Rosa?
Can Momentum Realty connect me with an agent for Santa Rosa?
Should you buy in Santa Rosa?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Santa Rosa with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 17, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 17, 2026 |
| Under-contract shares | realMLS records, as of 2026-08-14 |
| Historical depth | Closed-sale records back to 2009 (87 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Santa Rosa fits the bigger picture — live prices, inventory, and Momentum Scores: