HOA Fees by Community in Santa Rosa County, FL
Association fees are the second-largest fixed cost of owning in a planned community after taxes and insurance, and they vary by a factor of fifty across Santa Rosa County. This league table ranks every Santa Rosa County community whose recent MLS listings carried an association fee, normalised to dollars per month (quarterly, semi-annual and annual fees converted), with a link to each community page for the full fee history, CDD status and homes for sale.
Across 104 Santa Rosa County communities with a reported association fee on recent MLS listings, the median HOA is $30 per month — $29/mo for single-family and townhome communities and $653/mo for condos. The lowest single-family HOA we track is Jaimees Ridge at $10/mo; the highest is The Moors Golf Racquet Club at $133/mo.
How Santa Rosa County HOA fees are distributed
| Monthly HOA band | Communities | Share |
|---|---|---|
| $1–$100/mo | 95 | 91% |
| $101–$250/mo | 5 | 5% |
| $251–$500/mo | 1 | 1% |
| $501–$1,000/mo | 2 | 2% |
| Over $1,000/mo | 1 | 1% |
Lowest HOA fees: single-family and townhome communities
Ranked by median monthly fee (lowest first); ties broken by how many listings reported the fee. Communities whose listings report a nominal fee under $10/month are left out of this table — those figures are usually an annual amount entered against the wrong frequency.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Jaimees Ridge | Milton | $10 | 8 |
| Plantation Woods | Milton | $11 | 17 |
| Autumn Pines | Pace | $12 | 4 |
| Berry Place | Pace | $12 | 4 |
| Spencers Ridge | Pace | $12 | 3 |
| Tanglewood Oaks | Milton | $12 | 3 |
| Winners Gait | Pace | $13 | 3 |
| Tiburon West | Pace | $14 | 3 |
| Twelve Oaks Plantation | Pace | $14 | 3 |
| Heathers Place | Gulf Breeze | $15 | 17 |
| Indian Hills | Pace | $15 | 5 |
| Ashley Place | Pace | $16 | 7 |
| Willow Glen | Pace | $16 | 5 |
| Parkland Place | Pace | $17 | 27 |
| Southern Palms | Pace | $17 | 13 |
| The Forest At Oriole Beach | Gulf Breeze | $17 | 3 |
| Terra Bella | Pace | $17 | 3 |
| Ventura Estates | Milton | $18 | 9 |
| Bon View | Milton | $18 | 7 |
| Tiger Point Village | Gulf Breeze | $19 | 13 |
| Cambria | Milton | $20 | 15 |
| Monticello Estates | Milton | $20 | 6 |
| Champions Green | Gulf Breeze | $20 | 3 |
| Pace Commons | Pace | $21 | 16 |
| Bright Meadows | Milton | $21 | 10 |
Highest HOA fees: single-family and townhome communities
Gated, golf, amenity-heavy and master-planned communities dominate — the fee usually bundles a club, lawn care or a bundled golf membership.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| The Moors Golf Racquet Club | Milton | $133 | 12 |
| Willowood | Gulf Breeze | $110 | 3 |
| Jubilee | Pace | $107 | 3 |
| Stonebrook Village | Pace | $106 | 14 |
| Southlake At Stonebrook | Pace | $106 | 4 |
| Sailfish Pointe | Gulf Breeze | $98 | 3 |
| Naturewalk At Pond Creek | Jay | $94 | 3 |
| Harvest Point | Milton | $90 | 9 |
| Soundside Moorings | Navarre | $83 | 3 |
| Arbor Place | Pace | $77 | 8 |
| Forest Bay Estates | Gulf Breeze | $67 | 14 |
| Robinson Estates | Pace | $64 | 7 |
| Horizons Edge | Milton | $62 | 18 |
| Eagles Ridge | Pace | $62 | 12 |
| Yellow River Ranch | Milton | $60 | 16 |
| Marlin Place At Avalon | Milton | $60 | 14 |
| Rivers Cove | Milton | $55 | 23 |
| Saddlebrook Estates | Pace | $53 | 3 |
| Waterside At East Bay | Gulf Breeze | $52 | 5 |
| Blackwater Reserve | Milton | $51 | 27 |
Lowest condo association fees
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Sailwind | Gulf Breeze | $425 | 4 |
| Sunchase | Gulf Breeze | $505 | 6 |
| Navarre Beach | Navarre Beach | $801 | 7 |
| Baybridge | Gulf Breeze | $1,250 | 4 |
Highest condo association fees
Condo fees fund the building itself — insurance, reserves, elevators, waterfront upkeep — so the top of this list is oceanfront and high-rise.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Baybridge | Gulf Breeze | $1,250 | 4 |
| Navarre Beach | Navarre Beach | $801 | 7 |
| Sunchase | Gulf Breeze | $505 | 6 |
| Sailwind | Gulf Breeze | $425 | 4 |
How to read this
Figures are the median AssociationFee across a community’s recent MLS listings (n shown), normalised to a monthly amount from the listed frequency; communities need at least three listings with a known frequency to appear. Fees change with every budget cycle, special assessments are not included, and master-association or club dues may be reported separately by the listing agent. Source: MLS listing records compiled by Momentum Research, November 2026. Back to homes for sale in Santa Rosa County, FL.