HOA Fees by Community in Santa Rosa County, FL
Association fees are the second-largest fixed cost of owning in a planned community after taxes and insurance, and they vary by a factor of fifty across Santa Rosa County. This league table ranks every Santa Rosa County community whose recent MLS listings carried an association fee, normalised to dollars per month (quarterly, semi-annual and annual fees converted), with a link to each community page for the full fee history, CDD status and homes for sale.
Across 146 Santa Rosa County communities with a reported association fee on recent MLS listings, the median HOA is $29 per month — $29/mo for single-family and townhome communities and $505/mo for condos. The lowest single-family HOA we track is Jaimees Ridge at $10/mo; the highest is Soundside Hollow at $231/mo.
How Santa Rosa County HOA fees are distributed
| Monthly HOA band | Communities | Share |
|---|---|---|
| $1–$100/mo | 131 | 90% |
| $101–$250/mo | 10 | 7% |
| $251–$500/mo | 2 | 1% |
| $501–$1,000/mo | 2 | 1% |
| Over $1,000/mo | 1 | 1% |
Lowest HOA fees: single-family and townhome communities
Ranked by median monthly fee (lowest first); ties broken by how many listings reported the fee. Communities whose listings report a nominal fee under $10/month are left out of this table — those figures are usually an annual amount entered against the wrong frequency.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Jaimees Ridge | Milton | $10 | 78 |
| Plantation Woods | Milton | $11 | 131 |
| Autumn Pines | Pace | $12 | 52 |
| Berry Place | Pace | $12 | 52 |
| Spencers Ridge | Pace | $12 | 39 |
| Summerset Estates | Gulf Breeze | $12 | 26 |
| Tanglewood Oaks | Milton | $12 | 26 |
| Winners Gait | Pace | $13 | 26 |
| Tiburon West | Pace | $14 | 51 |
| Twelve Oaks Plantation | Pace | $14 | 30 |
| Heathers Place | Gulf Breeze | $15 | 156 |
| Indian Hills | Pace | $15 | 26 |
| Ashley Place | Pace | $16 | 78 |
| Willow Glen | Pace | $16 | 60 |
| Southern Palms | Pace | $17 | 156 |
| Parkland Place | Pace | $17 | 156 |
| Terra Bella | Pace | $17 | 51 |
| The Forest At Oriole Beach | Gulf Breeze | $17 | 35 |
| Bay Pines | Gulf Breeze | $17 | 26 |
| Ventura Estates | Milton | $18 | 103 |
| Katie Ridge | Pace | $18 | 65 |
| Tiger Point Village | Gulf Breeze | $19 | 120 |
| Champions Green | Gulf Breeze | $19 | 21 |
| Cambria | Milton | $20 | 147 |
| Bon View | Milton | $20 | 91 |
Highest HOA fees: single-family and townhome communities
Gated, golf, amenity-heavy and master-planned communities dominate — the fee usually bundles a club, lawn care or a bundled golf membership.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Soundside Hollow | Navarre | $231 | 26 |
| Lionsgate | Gulf Breeze | $135 | 13 |
| Eventide | Gulf Breeze | $133 | 20 |
| The Moors Golf Racquet Club | Milton | $122 | 117 |
| Village At Navarre | Navarre Beach | $117 | 13 |
| Nobles Plantation | Pace | $115 | 26 |
| Willowood | Gulf Breeze | $110 | 49 |
| Sailfish Pointe | Gulf Breeze | $107 | 26 |
| Stonebrook Village | Pace | $106 | 117 |
| Southlake At Stonebrook | Pace | $106 | 46 |
| Jubilee | Pace | $99 | 10 |
| Naturewalk At Pond Creek | Jay | $94 | 30 |
| Harvest Point | Milton | $90 | 110 |
| Smugglers Cove | Gulf Breeze | $86 | 26 |
| Soundside Moorings | Navarre | $83 | 39 |
| Arbor Place | Pace | $77 | 91 |
| Sea Grove | Gulf Breeze | $76 | 20 |
| Homeport | Navarre Beach | $74 | 10 |
| Forest Bay Estates | Gulf Breeze | $67 | 130 |
| Grand Pointe Cove | Gulf Breeze | $65 | 13 |
Lowest condo association fees
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Soundwind | Gulf Breeze | $412 | 13 |
| Sailwind | Gulf Breeze | $425 | 52 |
| Sunchase | Gulf Breeze | $505 | 46 |
| Navarre Beach | Navarre Beach | $801 | 91 |
| Baybridge | Gulf Breeze | $1,250 | 39 |
Highest condo association fees
Condo fees fund the building itself — insurance, reserves, elevators, waterfront upkeep — so the top of this list is oceanfront and high-rise.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Baybridge | Gulf Breeze | $1,250 | 39 |
| Navarre Beach | Navarre Beach | $801 | 91 |
| Sunchase | Gulf Breeze | $505 | 46 |
| Sailwind | Gulf Breeze | $425 | 52 |
| Soundwind | Gulf Breeze | $412 | 13 |
How to read this
Figures are the median AssociationFee across a community’s recent MLS listings (n shown), normalised to a monthly amount from the listed frequency; communities need at least three listings with a known frequency to appear. Fees change with every budget cycle, special assessments are not included, and master-association or club dues may be reported separately by the listing agent. Source: MLS listing records compiled by Momentum Research, September 2026. Back to homes for sale in Santa Rosa County, FL.