Homes for Sale Under $300K in Pensacola, FL
This page tracks every Pensacola listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
476 homes listed under $300,000 are for sale or pending in Pensacola, FL today across 186 communities. The median asking price is $219,250, from $50,000 to $299,999. Listings in Pensacola without that feature have a median of $449,250. Most listings right now: Navy Point (9), West King Tract (9), East King Tract (9). Updated October 2, 2026 from the MLS.
First-time buyers: what Pensacola costs at the entry level
328 active single-family homes, townhomes and condos at or below $300,000 — median $225,000, about $1,415/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Pensacola
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Escambia County · First-time buyer guide
Pensacola homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Navy Point | 9 | 0 | $249,900 | $159,000 |
| West King Tract | 9 | 1 | $208,000 | $99,000 |
| East King Tract | 9 | 0 | $199,999 | $50,000 |
| Bayshore | 9 | 0 | $155,000 | $64,900 |
| Bridlewood | 6 | 0 | $280,000 | $275,000 |
| New City Tract | 6 | 0 | $230,000 | $110,000 |
| Belmont Tract | 5 | 1 | $269,400 | $169,000 |
| Mirabelle | 5 | 0 | $267,900 | $209,990 |
| Bayou Grande Villa | 5 | 1 | $199,000 | $175,000 |
| Pen Haven | 5 | 0 | $150,000 | $50,000 |
| Nobles | 4 | 0 | $269,950 | $255,000 |
| Northpointe | 4 | 0 | $258,475 | $207,900 |
| Springdale | 4 | 0 | $239,500 | $219,000 |
| Wildwood Lakes | 4 | 0 | $207,700 | $160,000 |
| Oakcrest | 4 | 0 | $171,250 | $135,000 |
| Carver Heights | 4 | 0 | $147,400 | $129,900 |
| Plantation Place | 4 | 0 | $132,450 | $112,500 |
| Carlton Palms | 4 | 0 | $129,900 | $75,000 |
| Cordova Villas | 3 | 0 | $282,000 | $280,000 |
| Belvedere Park | 3 | 0 | $280,000 | $240,000 |
| Coral Creek | 3 | 0 | $275,000 | $269,999 |
| Hilburn Grove | 3 | 1 | $270,000 | $249,900 |
| Purple Parrot | 3 | 0 | $269,000 | $250,000 |
| Maple Oaks West | 3 | 0 | $260,000 | $249,900 |
| Hazlehurst | 3 | 2 | $249,900 | $200,000 |
| Amberwood | 3 | 0 | $234,850 | $229,000 |
| Coral Village | 3 | 0 | $229,800 | $225,000 |
| Cottages At Grandpointe | 3 | 0 | $225,000 | $225,000 |
| Tennis Oasis | 3 | 0 | $219,900 | $185,000 |
| The Hamptons | 3 | 0 | $169,900 | $140,000 |
| Wildewood | 3 | 0 | $128,900 | $125,000 |
| Buena Vista | 3 | 0 | $110,000 | $90,000 |
| Westpointe Place | 2 | 1 | $295,232 | $294,900 |
| Beauclerc Estates | 2 | 0 | $294,995 | $290,000 |
| Zachary Estates | 2 | 0 | $286,450 | $279,900 |
| Bayou Grove | 2 | 0 | $285,500 | $285,000 |
| Belle Chasse | 2 | 0 | $277,500 | $275,000 |
| Cordova Park | 2 | 0 | $272,950 | $250,000 |
| Holsberry Estates | 2 | 0 | $272,475 | $249,950 |
| Estates At Marcus Lake | 2 | 0 | $269,000 | $259,000 |
| La Villa Roble | 2 | 0 | $267,500 | $260,000 |
| Crescent Lake West | 2 | 0 | $262,450 | $249,900 |
| Hillbrook | 2 | 0 | $257,450 | $239,900 |
| Old Hickory | 2 | 0 | $255,000 | $225,000 |
| Roxboro Estates | 2 | 0 | $254,000 | $209,000 |
| The Cottages At Grandpointe | 2 | 0 | $251,394 | $242,888 |
| Myrtle Grove West | 2 | 0 | $244,900 | $229,900 |
| New Warrington | 2 | 0 | $242,999 | $186,999 |
| Riviera | 2 | 0 | $242,450 | $199,900 |
| Pinecrest | 2 | 1 | $241,500 | $218,500 |
| Vichy Springs | 2 | 0 | $237,450 | $224,900 |
| Carlisle | 2 | 0 | $232,450 | $219,000 |
| Nirvana | 2 | 0 | $232,450 | $190,000 |
| Eau Claire Estates | 2 | 0 | $231,250 | $203,000 |
| Lakewood | 2 | 0 | $225,000 | $195,000 |
| Luzon Heights | 2 | 0 | $224,750 | $199,500 |
| Ashland Villa Park | 2 | 0 | $214,950 | $205,000 |
| Boone Place | 2 | 0 | $207,500 | $200,000 |
| Bryant Heights | 2 | 0 | $205,000 | $185,000 |
| Santa Monica | 2 | 0 | $205,000 | $200,000 |
Also with homes under $300K for sale
- Pensacola Heights (2)
- Brook Meadow (2)
- Villas On The Square (2)
- Spyglass Point (2)
- Brigantine Place (2)
- Chemwood (2)
- Welles Brownsville (2)
- North Pensacola (2)
- Greenhut Court (2)
- Bayou Breeze (2)
- Springhead Home (2)
- Farnhams Bayshore (2)
- North Mulworth (2)
- Bayou Marcus Heights (2)
- Myrtle Grove Park (2)
- Laurel Park (2)
- Kanen Place (2)
- Boulder Creek (1)
- Emerald Shores (1)
- Schooner Landing (1)
- Paisleigh Place (1)
- Bay Meadows (1)
- Baybrook (1)
- Pines Of Avondale (1)
- Jonas Brown Estates (1)
- Grand Caribbean At Perdido Key (1)
- Bay Meadows Lakes (1)
- North King Estates (1)
- Shadow Trace (1)
- Betmark Place (1)
- Smiley Place (1)
- Ravine Woods (1)
- Tippin (1)
- Maple Woods (1)
- Lauryce Park (1)
- Fallschase At Pathstone (1)
- Thornwood (1)
- Almax Court (1)
- Querido Heights (1)
- Pine Meadow Park (1)
- Perdido Park (1)
- Lakewood Cottages (1)
- Wetherby Cove (1)
- Regency Park (1)
- Deluna Park (1)
- Pine Forest Heights (1)
- Parish Heights (1)
- English Mills (1)
- Saufley Park (1)
- College Court (1)
- Betty Ann (1)
- Ashland Heights (1)
- Cottages On Doris (1)
- Country Place North (1)
- Brittany Point (1)
- Cove Gardens (1)
- Sabal Place (1)
- Bridle Trail Estates (1)
- Manor Vista (1)
- Calvert Oaks (1)
- Carriage Hills (1)
- Pebble Creek (1)
- Aurelias Place (1)
- Ferry Pass Heights (1)
- Carracres West (1)
- Ravenswood Gardens (1)
- Dogwood Terrace (1)
- Newcastle Place (1)
- Forest Pines (1)
- Creighton Manor (1)
- Redoak (1)
- Escambia Heights (1)
- Hidden Springs (1)
- Lambert Oaks (1)
- Governors Cottages (1)
- Duval Tract (1)
- North Hill (1)
- Providence Manor (1)
- Figland Park (1)
- Mcmillan (1)
- Lenora Heights (1)
- Pine Springs Estates (1)
- East Lansing Terrace (1)
- Norwood (1)
- Evergreen (1)
- Perdido Bay Villas (1)
- Champion Oaks (1)
- Sherrers (1)
- Beyreuth (1)
- Bay Pines Villas (1)
- West Pensacola Heights (1)
- Ensley (1)
- Oakhurst (1)
- Jackson Oaks (1)
- Corrydale (1)
- Calumet Court (1)
- Nightingale Manor (1)
- Westernmark (1)
- Mill Ridge (1)
- Lansing Terrace (1)
- Charbar Lake (1)
- Osceola Country Club (1)
- Woodbridge Manor (1)
- Shangri La Place (1)
- Victory Heights (1)
- Highland Terrace (1)
- Cerny Heights (1)
- Pensacola Scenic Arms (1)
- Windship Cove (1)
- Pensacola Richelieu (1)
- Hamptons (1)
- Belmont (1)
- Golf Club (1)
- Wildwood (1)
- King George Estates (1)
- Ensley Figland Park (1)
- Bay Oaks (1)
- Gilmores (1)
- Royal Heritage (1)
- Cloverland (1)
- Beverly Homes (1)
- Durchslags (1)
- North Hill Highlands (1)
- Harlem Acres (1)
- Tiffany Place (1)
- Malary Park (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Pensacola?
What do homes under $300K cost in Pensacola?
Which Pensacola community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Pensacola
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Homes Under $300K in nearby Escambia - Fl County cities
- Cantonment homes under $300K (49 for sale)
Live data: Pensacola AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Pensacola, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.