Aerial view of Pool Villas

Pool Villas
Homes for Sale in Fernandina Beach, FL

All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 237 homes for sale in 32034 · Nassau County homes for sale

Community in Fernandina Beach · Nassau County · ZIP 32034
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data11 years of closingsUpdated twice daily

As of October 2026, the MLS records 5 closed sales in Pool Villas in Fernandina Beach, FL since 2015, the most recent in February 2019. Across Fernandina Beach as a whole, 277 homes closed in the last 12 months at a median of $480,000, 48 median days on market, with 102 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,370 ($5,870 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Pool Villas sits in Fernandina Beach, on Amelia Island in Nassau County — a coastal market where location and condition tend to drive price more than square footage alone. Without a current inventory or pricing snapshot in front of me, I'd treat this as a small, defined community where each sale carries weight: one or two listings can shift the read quickly, so recent comparable activity matters more here than broad market averages.

For buyers, that means patience and readiness both count — when the right unit comes up in a pocket like this, you want financing and expectations set in advance. For sellers, presentation and honest condition assessment are the levers you actually control, since a limited-inventory community is judged unit by unit rather than by a rising tide.

Nearby homes for sale

No active listings inside Pool Villas right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

3119 SEA MARSH Road
$1.50M · 0.0 mi away
3 bd · 2 ba · 2,657 sqft
3119 SEA MARSH Road
Listed by AMELIA ISLAND REAL ESTATE SERVICES
3111 SEA MARSH Road
$499K · 0.0 mi away
1 bd · 1 ba · 1,102 sqft
3111 SEA MARSH Road
Listed by AMELIA ISLAND REAL ESTATE SERVICES
98 SEA MARSH Road
$2.95M · 0.2 mi away
3 bd · 3.5 ba · 5,177 sqft
98 SEA MARSH Road
Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
3211 SEA MARSH Road
$649K · 0.4 mi away
2 bd · 2 ba · 1,250 sqft
3211 SEA MARSH Road
Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
3327 SEA MARSH Road
$625K · 0.4 mi away
2 bd · 2 ba · 1,400 sqft
3327 SEA MARSH Road
Listed by COLDWELL BANKER THE AMELIA GROUP
3323 SEA MARSH Road
$599K · 0.4 mi away
2 bd · 2 ba · 1,600 sqft
3323 SEA MARSH Road
Listed by COLDWELL BANKER THE AMELIA GROUP

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Pool Villas is a defined community within Fernandina Beach, on Amelia Island in Nassau County — a barrier-island setting where coastal proximity and unit condition shape value more than any single headline number.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a lower-maintenance villa-style home with Amelia Island access
  • Second-home or lock-and-leave buyers who value shared exterior upkeep
  • Right-sizing buyers trading a high-maintenance single-family home for something simpler

Probably not for

  • Buyers who need a large private lot or full yard control
  • Buyers unwilling to live within a shared-community cost and rule structure
  • Buyers needing wide, immediate inventory and many floor-plan choices at once

The market around Pool Villas

Pool Villas is too small for its own price trend, so here is the market around it.

In ZIP 32034, 325 homes are on the market and 27% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 521 homes are active and 194 pending (27% under contract).

In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Pool Villas specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Pool Villas, Fernandina Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Pool Villas today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pool Villas.

Best Buy
Buyers who want lower-maintenance island living on Amelia Island.
Biggest Risk
Thin inventory means a single sale can move the read, so comps matter more than averages.
Sweet Spot
A well-updated unit bought after a careful review of the community's structure and recent sales.
Avoid If
You want a large private yard or full control over exterior maintenance.

A small island community

Fernandina Beach anchors the north end of Amelia Island, and a community with a name like Pool Villas points to a lower-maintenance, villa-style profile — the kind of product buyers reach for when they want island access without a full single-family yard to manage. In markets like this, the shared amenity and exterior upkeep structure is a core part of the value proposition, so understanding how the community is run is as important as the four walls.

Because this is a compact, clearly bounded community rather than a sprawling subdivision, the spread between units usually comes down to condition, updates, and exposure rather than radically different floor plans. That makes a walk-through and a careful look at recent comparable sales the most reliable way to price — not assumptions carried over from the broader Fernandina Beach market.

“

The location and the amenities are priced into every listing in Pool Villas. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

We work Nassau County and Amelia Island directly, and in a small community like Pool Villas the difference between a good and a bad decision is local knowledge — what actually sold, in what condition, and how the community's shared structure affects both cost and resale. We will tell you when a unit is priced right, when it isn't, and when this community simply isn't the fit for what you're after.

Pool Villas in 15 seconds.

Best forBuyers who want lower-maintenance island living on Amelia Island.
Biggest advantageA defined, compact community with a villa-style, shared-amenity profile.
Biggest riskThin inventory means a single sale can move the read, so comps matter more than averages.
Sweet spotA well-updated unit bought after a careful review of the community's structure and recent sales.
Avoid ifYou want a large private yard or full control over exterior maintenance.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Pool Villas homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Pool Villas.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pool Villas sales matched to your home.

What is your Pool Villas home worth?

Get a no-obligation home value based on real comparable sales in Pool Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fernandina Beach →

Real comps, not an automated estimate.
Buyers seeking a lower-maintenance villa-style home with Amelia Island accessExcellent fit
Second-home or lock-and-leave buyers who value shared exterior upkeepExcellent fit
Right-sizing buyers trading a high-maintenance single-family home for something simplerExcellent fit
Buyers who need a large private lot or full yard controlProbably not
Buyers unwilling to live within a shared-community cost and rule structureProbably not
Buyers needing wide, immediate inventory and many floor-plan choices at onceProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-24
Historical depthClosed-sale records back to 2015 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Pool Villas. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Pool Villas

Where is Pool Villas?

Pool Villas is a community in Fernandina Beach, Nassau County, Florida, ZIP 32034.

Are there homes for sale in Pool Villas right now?

No active listings inside Pool Villas at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Pool Villas have an HOA or CDD?

No HOA is on record for Pool Villas in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Pool Villas with Momentum Realty’s local guides.

Fiddlers Bend0.2 mi awayPlantation Amelia Island0.3 mi away · 15 homes, built 1974–17SMSea Marsh Village0.3 mi away · 349 homes, built 1948–24, 1 for saleLakehouses0.4 mi awayFairway Oaks0.4 mi away · median $558K, 6 sales/12 moClub Villas Fernandina Beach Nassau0.5 mi awayCedar Point0.5 mi away · 322 homes, built 1948–24

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,866/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.