Creekstone
Homes for Sale in Fernandina Beach, FL
All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 237 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 47 closed sales in Creekstone in Fernandina Beach, FL since 2019, the most recent in May 2026. Recorded prices since 2024 ran from $400,000 to $555,000 (median $520,000), on homes of 1,795 to 2,346 sq ft. Across Fernandina Beach as a whole, 277 homes closed in the last 12 months at a median of $480,000, 48 median days on market, with 102 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,900 ($6,400 with the full homestead exemption).
Creekstone is a young build-out in Fernandina Beach — every home here dates to 2019 or 2020, so the stock is uniform in age and construction era. With a median around 2,536 square feet, this is a community of substantial, move-in-ready homes rather than a mix of cottages and estates. Because the housing is so consistent, pricing here is driven less by age and more by condition, lot position, and how each seller has maintained or upgraded a nearly-new home.
About 72% of homes carry a homestead exemption, which points to a base of owner-occupants rather than a turnover-heavy rental pool. For a seller, that tends to mean fewer distressed or investor-priced comps dragging on values; for a buyer, it means inventory can be thin and you may be competing for a specific floor plan or lot rather than picking from a wide shelf. Watch the actual listings closely — in a 46-home community, one or two sales reshape the picture.
Nearby homes for sale
No active listings inside Creekstone right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Creekstone is a compact, recently built neighborhood in Fernandina Beach's Nassau County — 46 homes, all raised between 2019 and 2020, with a median size just over 2,500 square feet. It reads as a modern, owner-occupied enclave rather than a sprawling master-planned tract.
County records show 4 qualified sales in Creekstone across 2024–2025 (2 in 2024, 2 in 2025), median $520,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Creekstone is best for.
Best for
- Buyers prioritizing recent construction and low near-term maintenance over character or renovation projects
- Owner-occupant purchasers planning to stay put, comfortable in a stable, low-turnover setting
- Buyers who can be patient and act quickly when a specific floor plan lists
Probably not for
- Buyers needing a wide range of homes to tour on a fixed timeline
- Value hunters counting on distressed or discounted comps to set the price
- Those seeking older homes, larger lots, or a fixer to build sweat equity
The market around Creekstone
Creekstone is too small for its own price trend, so here is the market around it.
In ZIP 32034, 329 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 532 homes are active and 186 pending (26% under contract).
In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Creekstone specifically. Momentum Research analysis of MLS records.
The Creekstone buying strategy.
If we were buying in Creekstone today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Creekstone.
A new-build pocket with a narrow window
The defining feature of Creekstone is its age uniformity. When a whole community goes up inside a two-year window, you get consistency — similar systems, similar finishes, similar remaining life on roofs and mechanicals — but you also get a small, fixed pool of homes. At 46 total, this is not a place where something is always for sale. Buyers should be prepared to wait for the right floor plan and to move decisively when it lists.
The high homestead share signals stability in ownership. That works in a seller's favor at resale, because the comparable set skews toward maintained, owner-occupied homes rather than churn. The flip side for buyers is limited negotiating leverage on scarce inventory, so the smarter play is judging each home on condition and lot rather than assuming a discount will appear.
The location and the amenities are priced into every listing in Creekstone. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 46-home community, the data is only as good as the last few closings, and a single sale can distort the read. We track Creekstone at the listing level — which floor plans trade, how lot and condition move price within an otherwise uniform stock, and when it is worth waiting versus stretching for the home that just came up. That granularity matters more here than in a large, liquid subdivision.
Creekstone in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Creekstone buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Creekstone sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Creekstone, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Creekstone home worth?
Get a no-obligation home value based on real comparable sales in Creekstone, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Creekstone?
What share of Creekstone is owner-occupied?
When were the homes in Creekstone built?
Who is the best real estate agent for Creekstone?
How do I find a top Fernandina Beach real estate agent who knows Creekstone?
Can Momentum Realty connect me with an agent for Creekstone?
Where is Creekstone, and what county is it in?
How far is Creekstone from downtown Jacksonville and the beach?
Should you buy in Creekstone?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2019 (47 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Creekstone fits the bigger picture — live prices, inventory, and Momentum Scores:
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Creekville Drive (26 homes on record)
Nearby Communities
Explore more neighborhoods near Creekstone with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Creekstone. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).