Creekstone
Homes for Sale in Fernandina Beach, FL
All 229 homes for sale in Fernandina Beach, FL · median $661,000 · 224 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
As of November 2026, the MLS records 47 closed sales in Creekstone in Fernandina Beach, FL since 2019, the most recent in May 2026. Recorded prices since 2024 ran from $400,000 to $555,000 (median $520,000), on homes of 1,795 to 2,346 sq ft. Across Fernandina Beach as a whole, 668 homes closed in the last 12 months at a median of $565,000, 54 median days on market, with 275 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,900 ($6,400 with the full homestead exemption).
Creekstone is a young build-out in Fernandina Beach — every home here dates to 2019 or 2020, so the stock is uniform in age and construction era. With a median around 2,536 square feet, this is a community of substantial, move-in-ready homes rather than a mix of cottages and estates. Because the housing is so consistent, pricing here is driven less by age and more by condition, lot position, and how each seller has maintained or upgraded a nearly-new home.
About 72% of homes carry a homestead exemption, which points to a base of owner-occupants rather than a turnover-heavy rental pool. For a seller, that tends to mean fewer distressed or investor-priced comps dragging on values; for a buyer, it means inventory can be thin and you may be competing for a specific floor plan or lot rather than picking from a wide shelf. Watch the actual listings closely — in a 46-home community, one or two sales reshape the picture.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Creekstone right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Creekstone is a compact, recently built neighborhood in Fernandina Beach's Nassau County — 46 homes, all raised between 2019 and 2020, with a median size just over 2,500 square feet. It reads as a modern, owner-occupied enclave rather than a sprawling master-planned tract.
County records show 4 qualified sales in Creekstone across 2024–2025 (2 in 2024, 2 in 2025), median $520,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Creekstone is best for.
Best for
- Buyers prioritizing recent construction and low near-term maintenance over character or renovation projects
- Owner-occupant purchasers planning to stay put, comfortable in a stable, low-turnover setting
- Buyers who can be patient and act quickly when a specific floor plan lists
Probably not for
- Buyers needing a wide range of homes to tour on a fixed timeline
- Value hunters counting on distressed or discounted comps to set the price
- Those seeking older homes, larger lots, or a fixer to build sweat equity
The market around Creekstone
Creekstone is too small for its own price trend, so here is the market around it.
In ZIP 32034, 275 homes are on the market and 19% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 505 homes are active and 178 pending (26% under contract).
In ZIP 32034 (Fernandina Beach), 898 homes closed in the last 12 months at a median of $456K ($207/sq ft), up 0.4% year over year, with a median 55 days on market. Right now 218 active and 83 pending listings put supply at about 2.9 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Creekstone specifically. Momentum Research analysis of MLS records.
The Creekstone buying strategy.
If we were buying in Creekstone today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Creekstone.
A new-build pocket with a narrow window
The defining feature of Creekstone is its age uniformity. When a whole community goes up inside a two-year window, you get consistency — similar systems, similar finishes, similar remaining life on roofs and mechanicals — but you also get a small, fixed pool of homes. At 46 total, this is not a place where something is always for sale. Buyers should be prepared to wait for the right floor plan and to move decisively when it lists.
The high homestead share signals stability in ownership. That works in a seller's favor at resale, because the comparable set skews toward maintained, owner-occupied homes rather than churn. The flip side for buyers is limited negotiating leverage on scarce inventory, so the smarter play is judging each home on condition and lot rather than assuming a discount will appear.
The location and the amenities are priced into every listing in Creekstone. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 46-home community, the data is only as good as the last few closings, and a single sale can distort the read. We track Creekstone at the listing level — which floor plans trade, how lot and condition move price within an otherwise uniform stock, and when it is worth waiting versus stretching for the home that just came up. That granularity matters more here than in a large, liquid subdivision.
Creekstone in 15 seconds.
Tools for a Creekstone buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Creekstone sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Creekstone, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Creekstone home worth?
Get a no-obligation home value based on real comparable sales in Creekstone, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Fernandina Beach guides & data
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Florida buyer guides
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Creekville Drive (26 homes on record)
Recent Developments in Creekstone
Development, infrastructure, retail, and school activity affecting Creekstone, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Port of Fernandina wins $11M federal grant for wharf and flood-control repairs
The U.S. Maritime Administration's Port Infrastructure Development Program awarded $11 million to the Ocean Highway and Port Authority. The money covers rebuilding the upper and lower wharf, crane rail repairs, an underground stormwater system, paving, railroad crossing repairs and shoreline reinforcement. The article ties it to two roughly $5.5 million needs presented by Relay Terminals in May.
What it may mean for the marketDock and drainage upgrades support continued port operations and the freight jobs tied to the Fernandina waterfront. The site is less than a mile east of Creekstone.
Source: Fernandina Observer - October 2026Civic
Nassau committee proposes data center zoning district with no county incentives
A draft county report released Oct. 21 rejects both a ban and the status quo, proposing a new industrial park-data center zoning district, no county incentives or tax abatements, and disclosure of water and power needs. Siting would prioritize proximity to 500-kilovolt transmission lines, and developers would pay infrastructure costs. Workshops run Oct. 26 and Nov. 9, with a Planning and Zoning hearing Dec. 1 and commission hearings Dec. 14 and Jan. 25 under a June moratorium.
What it may mean for the marketThe rules will determine where large power-and-water-intensive industrial users can locate in western Nassau, shaping future land use and utility demand. The site is about 6 miles southwest of Creekstone.
Source: Fernandina Observer - September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 6 miles west of Creekstone.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 4 miles southwest of Creekstone.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 13 miles west of Creekstone.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 13 miles west of Creekstone.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Frequently Asked Questions
How many homes are in Creekstone?
What share of Creekstone is owner-occupied?
When were the homes in Creekstone built?
Who is the best real estate agent for Creekstone?
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Can Momentum Realty connect me with an agent for Creekstone?
Where is Creekstone, and what county is it in?
How far is Creekstone from downtown Jacksonville and the beach?
Should you buy in Creekstone?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2019 (47 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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