Mill Creek Acres
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 12 closed sales in Mill Creek Acres in St. Augustine, FL since 2004, the most recent in April 2024. Across St. Augustine as a whole, 2,438 homes closed in the last 12 months at a median of $445,000, 48 median days on market, with 692 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,990 ($5,480 with the full homestead exemption).
Mill Creek Acres is a St. Johns County community in St. Augustine, and the honest starting point is that our current snapshot has no closings in the measured window. That means we are working without a recent median price or a live read on days-on-market here, so anything we tell you about value has to come from the homes themselves rather than a clean comp trail.
In a community like this, price is set at the individual-property level: lot, condition, updates, and how a given home stacks up against the broader St. Johns County market. For a buyer, that argues for patience and a disciplined comp pull from the surrounding area. For a seller, it means pricing to condition and to comparable sales nearby, not to a headline neighborhood number that does not currently exist.
The 60-Second Overview
Mill Creek Acres sits within St. Johns County's St. Augustine market, and with no recent closings recorded in our window, it trades on the merits of each individual home rather than on a busy sales cadence.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Mill Creek Acres is best for.
Best for
- Buyers who want a St. Johns County location and are willing to do the comp work property by property
- Patient purchasers who value condition and lot over a fast-moving sales trend
- Sellers prepared to price to condition and nearby comparables rather than a neighborhood headline figure
Probably not for
- Buyers who need a deep bench of recent closings to justify an offer
- Anyone wanting to move quickly on abundant available inventory
- Sellers expecting a ready-made neighborhood price to set their number
The market around Mill Creek Acres
Mill Creek Acres is too small for its own price trend, so here is the market around it.
In ZIP 32092, 634 homes are on the market and 34% are under contract — a fast-moving corner of St. Augustine.
Across St. Johns County, 1,952 homes are active and 794 pending (29% under contract).
ZIP and county figures describe the wider market, not Mill Creek Acres specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Mill Creek Acres, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Mill Creek Acres buying strategy.
If we were buying in Mill Creek Acres today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mill Creek Acres.
A thin-data market read
The absence of closings in the current window is not a red flag by itself; smaller or slower-turning communities routinely go quiet, and that simply means the usual neighborhood-level metrics are not available to lean on right now. What it does mean is that valuation here is condition-driven and comp-dependent, with the spread between homes potentially wide depending on updates, lot, and finish.
Practically, that puts more weight on the fundamentals that do not change with the sales calendar: the St. Johns County location, the St. Augustine address, and the specifics of the individual property in front of you. Buyers should expect to underwrite each home on its own footing; sellers should expect to justify price with condition and nearby comparable activity.
The location and the amenities are priced into every listing in Mill Creek Acres. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has no recent closings to anchor pricing, the value of a local broker goes up, not down. We pull comparable activity from the surrounding St. Johns County market, weigh each home on condition and lot rather than on a headline number, and tell you plainly when the data is too thin to support a given price. That is the whole job here.
Mill Creek Acres in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mill Creek Acres buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mill Creek Acres sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mill Creek Acres, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mill Creek Acres home worth?
Get a no-obligation home value based on real comparable sales in Mill Creek Acres, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Mill Creek Acres on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Mill Creek Acres?
What share of Mill Creek Acres is owner-occupied?
When were the homes in Mill Creek Acres built?
Who is the best real estate agent for Mill Creek Acres?
How do I find a top St. Augustine real estate agent who knows Mill Creek Acres?
Can Momentum Realty connect me with an agent for Mill Creek Acres?
Should you buy in Mill Creek Acres?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32092)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2004 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Mill Creek Acres fits the bigger picture — live prices, inventory, and Momentum Scores:
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