Moultrie Reserve
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of COMPASS FLORIDA LLC · via realMLS
The honest starting point on Moultrie Reserve is that we have no closings to work from in the current window, so anyone quoting you a hard price trend here is guessing. What we can say is that this is a St. Augustine address in St. Johns County, and price in a community this specific is driven less by a headline number and more by condition, lot, and how a given home shows against the rest of the county's inventory.
With no recent closings on the board, the read for a buyer is that you are pricing off comparable communities and the home in front of you, not off a settled local pattern. For a seller, that thin data cuts both ways: there is no stale comp anchoring you down, but there is also no proof point to lean on, which puts the burden on presentation and realistic pricing from day one.
The setting & the homes.
Aerial and on-site photos of Moultrie Reserve. Swipe to explore the community.
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Moultrie Reserve
Moultrie Reserve
Moultrie Reserve
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Moultrie ReservePhotos from realMLS listings in Moultrie Reserve; content deemed reliable but not guaranteed.
Who Moultrie Reserve is best for.
Best for
- Buyers who want a St. Augustine location in St. Johns County and will judge a home on condition and lot
- Buyers working with an agent to price off broader county comparables rather than a single community median
- Sellers willing to price to reality from day one and lead with presentation
Probably not for
- Buyers who need a documented local price trend before making an offer
- Sellers hoping to lean on a strong recent-closing comp to justify their ask
- Anyone wanting a data-heavy, high-turnover market with lots of recent activity to study
The market around Moultrie Reserve
Moultrie Reserve is a small community — 6 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 32086, 152 homes are on the market and 21% are under contract — a steady corner of St. Augustine.
Across St. Johns County, 1,921 homes are active and 1,005 pending (34% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Moultrie Reserve specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Moultrie Reserve
Live MLS inventory for Moultrie Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Moultrie Reserve listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Otis A. Mason · Elementary
- Gamble Rogers · Middle
- Pedro Menendez · High
Zoned schools reflect the assignments reported on recent Moultrie Reserve listings and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Moultrie Reserve address.
The Moultrie Reserve buying strategy.
If we were buying in Moultrie Reserve today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Moultrie Reserve.
Reading a market with thin data
When a community shows no closings in the reporting window, the discipline is to widen the lens. We look at the surrounding St. Johns County market and comparable St. Augustine communities to build a fair value picture, then adjust for the specific home's condition, lot position, and finishes. That is slower work than reading a median off a screen, but it is the only honest way to price here right now.
Practically, this means the spread between two homes in the same community can be wide, and most of that spread is condition-driven rather than location-driven. Updated systems, finish level, and lot matter more than any neighborhood-wide average, because there is no reliable average to fall back on yet.
The location and the amenities are priced into every listing in Moultrie Reserve. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no local closings to anchor value, our job is to build the comparison from the county and nearby St. Augustine markets and stress-test it against the actual home. We will show you the math, tell you where the data runs out, and price to reality rather than to a number we cannot defend.
Moultrie Reserve in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Moultrie Reserve buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Moultrie Reserve sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Moultrie Reserve, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Moultrie Reserve home worth?
Get a no-obligation home value based on real comparable sales in Moultrie Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Moultrie Reserve on the map →
20% of homes for sale in ZIP 32086 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
Do cash buyers compete in Moultrie Reserve?
Who is the best real estate agent for Moultrie Reserve?
How do I find a top St. Augustine real estate agent who knows Moultrie Reserve?
Can Momentum Realty connect me with an agent for Moultrie Reserve?
Should you buy in Moultrie Reserve?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2016 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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