Nelmar Terrace
Homes for Sale in St. Augustine, FL
All 1,204 homes for sale in St. Augustine, FL · median $485,995 · 284 homes for sale in 32084 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE · via realMLS
As of November 2026, Nelmar Terrace in St. Augustine, FL has 3 homes for sale. Homes listed or recently sold were built 1950–2017; 4 listings state no HOA; 3 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft).
Homes For Sale Right Now in Nelmar Terrace
Live MLS inventory for Nelmar Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 69 daysTop listing
Active · 537 days
Active · 35 days
Under Contract · 71 daysActive and pending Nelmar Terrace listings as of 2026-11-11, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Nelmar Terrace is a small, established pocket near the north end of St. Augustine, and price here is driven far more by the individual property than by any neighborhood template. Lot position, the age and character of the structure, and how much updating a home has already absorbed will move the number more than square footage alone. With a compact inventory, comparable sales are thin, so pricing is a case-by-case exercise rather than a formula.
For a seller, that means presentation and condition do real work — a well-prepared home stands out in a market this narrow. For a buyer, it means patience and discipline: listings do not come up often, and when one does, you are usually weighing it against homes that are similar in location but very different in condition. Come ready to move on the right property, but bring a clear read on what the work in front of you is worth.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nelmar Terrace right now
🟢 Buyer-leaning market. 36.0 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 11, 2026. Confidence: Low (4 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Nelmar Terrace sits inside the city of St. Augustine in St. Johns County, close to the historic core and the water without being in the tourist crush. It is a low-turnover, character-driven enclave rather than a subdivision, so each sale tends to tell its own story.
realMLS (Northeast Florida) sales records identify 33 homes in Nelmar Terrace that have changed hands since 2003, built between 1918 and 2017 (median 1945), with a median living area of about 1,740 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 13 qualified sales in Nelmar Terrace across 2024–2025 (7 in 2024, 6 in 2025), median $690,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Nelmar Terrace. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Nelmar TerracePhotos from realMLS listings in Nelmar Terrace; content deemed reliable but not guaranteed.
Who Nelmar Terrace is best for.
Best for
- Buyers prioritizing proximity to the St. Augustine historic district and shoreline over a new-build feel
- Buyers comfortable with an older, condition-driven home and a realistic renovation budget
- Long-horizon buyers who can wait for scarce inventory rather than transact on a timeline
Probably not for
- Buyers who need a wide selection and multiple comparable listings to choose from
- Buyers wanting turnkey, uniform-condition product with predictable pricing
- Buyers on a tight timeline who cannot wait for the right property to come up
The market around Nelmar Terrace
Nelmar Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32084, 356 homes are on the market and 20% are under contract — a steady corner of St. Augustine.
Across St. Johns County, 1,906 homes are active and 853 pending (31% under contract).
In ZIP 32084 (St. Augustine), 661 homes closed in the last 12 months at a median of $372K ($212/sq ft), up 2.0% year over year, with a median 61 days on market. Right now 183 active and 47 pending listings put supply at about 3.3 months — a balanced market. See the live ZIP 32084 housing market and the St. Johns County market.
ZIP and county figures describe the wider market, not Nelmar Terrace specifically. Momentum Research analysis of MLS records.
Nelmar Terrace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Ketterlinus · Elementary
- Sebastian · Middle
- St. Augustine · High
Zoned schools reflect the assignments reported on recent Nelmar Terrace listings and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Nelmar Terrace address.
Shop the zone: Homes zoned for Ketterlinus Elementary School · Homes zoned for Sebastian Middle School · Homes zoned for St. Augustine High School
The Nelmar Terrace buying strategy.
If we were buying in Nelmar Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Nelmar Terrace.
A small market that rewards knowing the block
The defining trait of Nelmar Terrace is scale. This is a limited-inventory neighborhood, which cuts two ways: values hold a certain scarcity premium, but there are also fewer directly comparable sales to lean on when you price or negotiate. Two homes a street apart can justify very different numbers based on condition and how they sit on their lots.
Location does much of the heavy lifting. Proximity to the historic district, the shoreline, and the daily amenities of St. Augustine keeps demand steady even when the wider market cools. The practical takeaway is that generic pricing models are unreliable here — the value is in the specifics of the individual property, and that is exactly where local judgment earns its keep.
The location and the amenities are priced into every listing in Nelmar Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the difference between a good outcome and a costly one is knowing the block, reading condition honestly, and pricing without over-relying on shaky comps. We work Nelmar Terrace and greater St. Augustine directly, so we can tell you what a specific home is actually worth to the market — and, just as important, when a particular listing is not the one for you.
Nelmar Terrace in 15 seconds.
Tools for a Nelmar Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Nelmar Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Nelmar Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Nelmar Terrace home worth?
Get a no-obligation home value based on real comparable sales in Nelmar Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Nelmar Terrace
Homes in Nelmar Terrace that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 6 Douglas Avenue · off market
| Location | St. Augustine, St. Johns County, FL · ZIP 32084 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Curbs, Fishing, Restaurant |
| For sale right now | 3 active, 1 pending · median asking $700,000 · 36.0 months of supply |
Data as of November 11, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Nelmar Terrace key facts,” movewithmomentum.com/neighborhoods/nelmar-terrace-st-augustine, data as of November 11, 2026.
Housing distress & ownership in Nelmar Terrace, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Just listed in Nelmar Terrace
The newest homes for sale in Nelmar Terrace right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 4 Nelmar Avenue $589,900 · 2 bd · 2 ba · 1,440 sq ft · listed Oct 8, 2026 Courtesy of WATSON REALTY CORP
- 4 E San Carlos Avenue $999,990 · 4 bd · 3.5 ba · 2,772 sq ft · listed Sep 4, 2026 Courtesy of CROSSVIEW REALTY
- 13 Douglas Avenue $700,000 · 4 bd · 2.5 ba · 2,164 sq ft · listed May 24, 2025 Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Nelmar Terrace St Augustine Right Now (4)
All 4 active and pending Nelmar Terrace St Augustine listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4 Nelmar Avenue · $589,900 · 2 bd / 2 ba · listed Oct 7, 2026 · listed by Watson Realty Corp
- 4 E San Carlos Avenue · $999,990 · 4 bd / 3.5 ba · listed Sep 4, 2026 · listed by Crossview Realty
- 6 E San Carlos Avenue · $740,000 · 4 bd / 3 ba · pending · listed Sep 2, 2026 · listed by Re/Max Unlimited
- 13 Douglas Avenue · $700,000 · 4 bd / 2.5 ba · listed Aug 13, 2026 · listed by Keller Williams Realty Atlantic Partners St. Augustine
More St. Augustine home searches
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- St. Augustine home values: what is my house worth?
St. Augustine guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (St. Johns County)
- Homestead exemption (St. Johns County)
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Recent Developments in Nelmar Terrace
Development, infrastructure, retail, and school activity affecting Nelmar Terrace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Development
Habitat for Humanity seeks buyers for last homes in 36-home Volusia Woods
Habitat for Humanity of St. Johns County has four unoccupied homes remaining in Volusia Woods, a 36-home neighborhood in St. Augustine. Its income-restricted homes cost under $300,000 against a county median above $500,000, supported by roughly $1 million in ARPA money and $264,000 in county grants. Habitat hopes to place owners by the holidays.
What it may mean for the marketIncome-restricted ownership options priced well below the county median add a small amount of lower-priced for-sale supply in St. Augustine. The site is about 2 miles southwest of Nelmar Terrace.
Source: Jacksonville Today - July 2026Infrastructure
CR 210 widening westbound lanes set to reopen in St. Johns County
News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.
What it may mean for the marketExpands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The project is about 15 miles northwest of Nelmar Terrace, elsewhere in St. Johns County.
Source: News4Jax - July 2026Development
Six agricultural enclave projects seek to develop 6,500-plus acres in St. Johns County
Jacksonville Today reported that St. Johns County received six proposals totaling more than 6,558 acres for development under a new Florida agricultural enclave law that took effect July 1, 2026. The largest proposal, about 4,462 acres north of Nocatee, comes from the Davis family and the PARC Group. The County Commission scheduled a public hearing on the proposals for August 19, 2026.
What it may mean for the marketSignals a large potential expansion of developable land and future housing and commercial capacity, using a new state process that can convert farmland to residential and commercial use with reduced local review. The project is about 14 miles northwest of Nelmar Terrace, elsewhere in St. Johns County.
Source: Jacksonville Today - July 2026Retail & Dining
Publix opens and more retailers coming to Marketplace at Nocatee
An official Nocatee business update reported that a Publix supermarket with a pharmacy drive-thru and adjacent Publix Liquors has opened at Marketplace at Nocatee. Additional announced tenants include SoFresh in late summer 2026, a Gate gas station, BODYBAR Pilates, a nail spa and a wine and spirits shop. The Hub at Nocatee entertainment concept is slated for 2028.
What it may mean for the marketExpands grocery, dining and everyday retail capacity at a growing town center, adding anchor and service tenants that build out the commercial base of the area. The project is about 15 miles north of Nelmar Terrace, elsewhere in St. Johns County.
Source: Nocatee - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The project is about 17 miles northwest of Nelmar Terrace, elsewhere in St. Johns County.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The project is about 17 miles northwest of Nelmar Terrace, elsewhere in St. Johns County.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
19% of homes for sale in ZIP 32084 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
What it really costs to own in Nelmar Terrace
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | At today's median asking price of $700,000, the first-year bill with homestead is about $8,900/yr (St. Johns County total millage 13.4686 mills, FY2025-26, St. Johns County Property Appraiser, FY2025-26 adopted budget). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Saint Johns County is $1,378/yr (977 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
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Frequently Asked Questions
Is Nelmar Terrace a buyer's or seller's market right now?
How many homes are in Nelmar Terrace?
What share of Nelmar Terrace is owner-occupied?
When were the homes in Nelmar Terrace built?
Who is the best real estate agent for Nelmar Terrace?
How do I find a top St. Augustine real estate agent who knows Nelmar Terrace?
Can Momentum Realty connect me with an agent for Nelmar Terrace?
Where is Nelmar Terrace, and what county is it in?
How far is Nelmar Terrace from downtown Jacksonville and the beach?
Should you buy in Nelmar Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 11, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 32084)) |
| Under-contract shares | realMLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2012 (43 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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