Surf Villas
Condos for Sale in Ponte Vedra Beach, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 17 closed sales in Surf Villas Condo in Ponte Vedra Beach, FL since 2002, the most recent in May 2025. Across Ponte Vedra Beach as a whole, 580 homes closed in the last 12 months at a median of $854,500, 47 median days on market, with 153 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $11,510 ($10,990 with the full homestead exemption).
Surf Villas Condo is a small condominium community in Ponte Vedra Beach, and the honest starting point is that the current snapshot shows no closings in the window we're looking at. That means there is no recent sold data to anchor a price read, so anything we tell you here is about the setup, not a fresh comp trail.
In a thin-transaction community like this, price is driven far more by the individual unit — condition, floor, exposure, and what the association covers — than by any neighborhood-wide trend line. For a buyer, that means underwriting the specific unit and the condo docs rather than a running market. For a seller, it means pricing off carefully chosen comparables and current listings, because you can't lean on a wave of recent closings that simply isn't there.
The 60-Second Overview
Surf Villas Condo is a condominium address in Ponte Vedra Beach, within St. Johns County, close to the coast. It's a small, low-turnover community where the story is the individual unit rather than a busy resale market.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Surf Villas Condo is best for.
Best for
- Buyers wanting a lower-maintenance coastal base near Ponte Vedra Beach who plan to hold rather than flip
- Cash or well-qualified buyers ready to act quickly when a unit becomes available
- Buyers comfortable underwriting the association's finances as much as the unit itself
Probably not for
- Buyers who need a deep trail of recent closings to justify their price
- Investors targeting fast resale liquidity in a low-turnover community
- Buyers unwilling to scrutinize condo docs, dues, and reserve health before committing
The market around Surf Villas Condo
Surf Villas Condo is too small for its own price trend, so here is the market around it.
In ZIP 32082, 319 homes are on the market and 27% are under contract — a steady corner of Ponte Vedra Beach.
Across St. Johns County, 1,840 homes are active and 837 pending (31% under contract).
ZIP and county figures describe the wider market, not Surf Villas Condo specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Surf Villas Condo, Ponte Vedra Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Surf Villas Condo buying strategy.
If we were buying in Surf Villas Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Surf Villas Condo.
A thin-data condo near the coast
The defining feature of Surf Villas right now is scarcity of data, not scarcity of appeal. With no closings in the current window, both sides of a deal are working from the physical unit and the association's financial picture rather than a stream of recent sales. Read the condo documents closely: reserves, insurance, any special assessments, and what the monthly dues actually cover will shape the true cost of ownership more than a headline price does.
Location does the heavy lifting here. Ponte Vedra Beach in St. Johns County keeps you near the coast and the daily amenities that come with the area. As a condo, the appeal is lower-maintenance living close to the beach corridor — but that same low turnover means when the right unit surfaces, you move on it with your financing and document review already lined up.
The location and the amenities are priced into every listing in Surf Villas Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no recent closings, you need someone who will build the comp picture by hand — pulling the right nearby condo sales, reading the association docs, and telling you plainly what a unit is worth and what it isn't. That's the work we do here: no guessing off an automated number, no pretending a market exists where the data doesn't support it.
Surf Villas Condo in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Surf Villas Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Surf Villas Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Surf Villas Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Surf Villas Condo home worth?
Get a no-obligation home value based on real comparable sales in Surf Villas Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Ponte Vedra Beach →
Should you buy in Surf Villas Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2002 (17 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Surf Villas Condo fits the bigger picture — live prices, inventory, and Momentum Scores: