Whisper Creek
Homes for Sale in St. Augustine, FL
All 1,143 homes for sale in St. Augustine, FL · median $479,990 · 408 homes for sale in 32092 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
As of October 2026, the MLS records 3 closed sales in Wgv Whisper Creek in St. Augustine, FL since 2020, the most recent in September 2026. Across St. Augustine as a whole, 2,438 homes closed in the last 12 months at a median of $445,000, 48 median days on market, with 692 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,990 ($5,480 with the full homestead exemption).
Whisper Creek sits inside the World Golf Village corridor in northwest St. Augustine, and that location does a lot of the pricing work here. You are buying into a master-planned pocket of St. Johns County with easy interstate access and the amenity base that comes with the WGV area, rather than a standalone subdivision. What moves a given price is condition and the specific home, not a wide public price sheet, so treat each listing on its own merits.
For buyers, the practical posture is patience and inspection: because the spread between listings tends to be driven by upgrades, lot, and upkeep rather than a fixed tier, comparable homes can look very different on paper. For sellers, presentation and condition are where you win or lose, since that is what separates otherwise similar houses in this kind of planned community.
Nearby homes for sale
No active listings inside Whisper Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Whisper Creek is a planned neighborhood in the World Golf Village area of northwest St. Augustine, in St. Johns County, positioned for interstate commuting and the surrounding WGV amenity base.
realMLS (Northeast Florida) sales records identify 20 homes in Whisper Creek that have changed hands since 2018, built between 2016 and 2023 (median 2020), with a median living area of about 2,362 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Whisper Creek is best for.
Best for
- Commute-minded buyers who value the WGV corridor's interstate access across St. Johns County
- Buyers who want a master-planned setting and are willing to compare homes individually on condition
- Owner-occupants planning to hold and maintain a property rather than flip quickly
Probably not for
- Buyers who need a walkable, downtown-style environment
- Anyone shopping strictly to a rigid price band who won't weigh condition differences
- Buyers who want a maintenance-free lifestyle with no upkeep responsibility
The market around Whisper Creek
Whisper Creek is too small for its own price trend, so here is the market around it.
In ZIP 32092, 652 homes are on the market and 35% are under contract — a fast-moving corner of St. Augustine.
Across St. Johns County, 1,922 homes are active and 834 pending (30% under contract).
In ZIP 32092 (St. Augustine), 2,480 homes closed in the last 12 months at a median of $455K ($214/sq ft), down 2.8% year over year, with a median 43 days on market. Right now 414 active and 202 pending listings put supply at about 6.1 months — a balanced market. See the live ZIP 32092 housing market and the St. Johns County market.
ZIP and county figures describe the wider market, not Whisper Creek specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Whisper Creek
Live MLS inventory for Whisper Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Whisper Creek listings as of 2026-09-25, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Picolata Crossing · Elementary
- Pacetti Bay · Middle
- Tocoi Creek · High
Zoned schools reflect the assignments reported on recent Whisper Creek listings and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Whisper Creek address.
Shop the zone: Homes zoned for Picolata Crossing Elementary School · Homes zoned for Pacetti Bay Middle School · Homes zoned for Tocoi Creek High School
Recent Developments in Whisper Creek
Development, infrastructure, retail, and school activity affecting Whisper Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Infrastructure
CR 210 widening westbound lanes set to reopen in St. Johns County
News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.
What it may mean for the marketExpands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The project is about 11 miles north of Whisper Creek, elsewhere in St. Johns County.
Source: News4Jax - July 2026Development
Six agricultural enclave projects seek to develop 6,500-plus acres in St. Johns County
Jacksonville Today reported that St. Johns County received six proposals totaling more than 6,558 acres for development under a new Florida agricultural enclave law that took effect July 1, 2026. The largest proposal, about 4,462 acres north of Nocatee, comes from the Davis family and the PARC Group. The County Commission scheduled a public hearing on the proposals for August 19, 2026.
What it may mean for the marketSignals a large potential expansion of developable land and future housing and commercial capacity, using a new state process that can convert farmland to residential and commercial use with reduced local review. The project is about 11 miles north of Whisper Creek, elsewhere in St. Johns County.
Source: Jacksonville Today - July 2026Retail & Dining
Publix opens and more retailers coming to Marketplace at Nocatee
An official Nocatee business update reported that a Publix supermarket with a pharmacy drive-thru and adjacent Publix Liquors has opened at Marketplace at Nocatee. Additional announced tenants include SoFresh in late summer 2026, a Gate gas station, BODYBAR Pilates, a nail spa and a wine and spirits shop. The Hub at Nocatee entertainment concept is slated for 2028.
What it may mean for the marketExpands grocery, dining and everyday retail capacity at a growing town center, adding anchor and service tenants that build out the commercial base of the area. The project is about 12 miles north of Whisper Creek, elsewhere in St. Johns County.
Source: Nocatee - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 19 miles west of Whisper Creek.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The project is about 12 miles northwest of Whisper Creek, elsewhere in St. Johns County.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The project is about 12 miles northwest of Whisper Creek, elsewhere in St. Johns County.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Whisper Creek buying strategy.
If we were buying in Whisper Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whisper Creek.
The WGV context
Location is the anchor. Whisper Creek's value is tied to the World Golf Village corridor and its position in St. Johns County, with the road network that makes the rest of the county and the region reachable. That is the framework a buyer should evaluate first: what the surrounding area offers and how the commute lines up with the way you actually move around.
On the homes themselves, this is a market where you compare individual properties rather than lean on a broad price band. Because condition, finishes, and lot drive the differences, the smart move is to walk the actual houses, read each one carefully, and price against genuine comparables instead of assumptions.
The location and the amenities are priced into every listing in Whisper Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We cover the World Golf Village side of St. Johns County directly, so we can tell you when a specific Whisper Creek listing is priced to its condition and when it is not. Our job is to compare the actual homes in front of you, flag the ones worth your time, and steer you away from the ones that are not — and to say so plainly when this is not the right community for what you need.
Whisper Creek in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $8/month · median of 3 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $8 per month — the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Whisper Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whisper Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Whisper Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Whisper Creek home worth?
Get a no-obligation home value based on real comparable sales in Whisper Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Augustine →
Should you buy in Whisper Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 25, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2020 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Whisper Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Whisper Creek
Where is Whisper Creek?
Whisper Creek is a community in St. Augustine, St. Johns County, Florida, ZIP 32092.
Are there homes for sale in Whisper Creek right now?
Yes — 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Whisper Creek have an HOA or CDD?
No HOA is on record for Whisper Creek in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Foxcross Avenue (2 homes on record)
- Back Creek Drive (1 homes on record)
- Cedarstone Way (1 homes on record)
- Ferndale Way (1 homes on record)
- Clarys Run (1 homes on record)
Nearby Communities
Explore more neighborhoods near Whisper CreekHomes for Sale in St with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.