Waterfront Homes for Sale in Tampa, FL

This page tracks every Tampa listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

297 waterfront homes are for sale or pending in Tampa, FL today across 202 communities. The median asking price is $685,000, from $49,900 to $45,500,000. Listings in Tampa without that feature have a median of $695,000. Most listings right now: Pendry Residences Tampa (9), Parkcrest Harbour Island Condo (6), Lake Chase Condo (5). Updated September 8, 2026 from the MLS.

Tampa waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.

Community	Waterfront Homes	New build	Median list	From
Pendry Residences Tampa	9	9	$3,315,000	$1,520,000
Parkcrest Harbour Island Condo	6	0	$554,000	$399,900
Lake Chase Condo	5	0	$244,999	$225,000
Bayport Village	4	0	$1,497,500	$1,250,000
Castillo At Westshore Yacht Cl	4	0	$1,174,500	$1,095,000
Tampas North Side Cntry Cl	4	0	$664,500	$479,900
The Marina Club Of Tampa A Con	4	0	$282,500	$199,000
Beach Park	3	0	$4,750,000	$1,475,000
The Reserve Of Old Tampa Bay	3	0	$3,490,000	$2,099,000
Bay Crest Park Unit 01	3	1	$899,995	$590,000
Bay Crest Park Unit 21	3	0	$699,999	$680,000
Cory Lake Isles Ph 5 Unit 2	3	0	$635,000	$521,000
Culbreath Key Bayside Condomin	3	0	$330,000	$325,000
North Bay Village Condo	3	0	$135,000	$125,000
Bayshore Estates 4	2	1	$8,824,500	$8,199,000
Mariner Estates	2	0	$4,965,000	$3,750,000
Bel Mar Shores Rev	2	0	$2,874,999	$499,999
Stoney Point Sub A Rep	2	0	$2,549,500	$2,399,000
Marina Pointe East	2	0	$2,402,500	$1,700,000
Sweetwater Sub Fourth Add	2	0	$1,749,000	$1,399,000
Henderson Beach	2	0	$1,586,999	$774,999
Whispering Pines Estates	2	0	$1,424,499	$1,349,000
Castillo At Westshore Yacht Club	2	0	$1,299,000	$898,000
Tampa Shores Unit 7	2	0	$912,000	$849,000
Bayshore On The Blvd A Co	2	0	$699,999	$399,999
Riverbend Sub	2	0	$699,500	$699,000
Rocky Creek Estates	2	0	$614,950	$479,900
Atrium On The Bayshore A Condo	2	0	$590,000	$530,000
North Lakes Sec E Unit 1	2	0	$522,000	$499,000
Bay Port Colony Ph Iii Un 1	2	0	$503,900	$499,900
Heritage Isles Ph 3D	2	0	$503,750	$457,500
Spinnaker Cove Ph I Sec	2	0	$469,500	$440,000
Dockside A Condo	2	0	$465,000	$435,000
Live Oak Preserve	2	0	$450,000	$250,000
The Pinnacle Apts A Condo	2	0	$447,000	$319,000
San Marino Bay Condo 5	2	0	$392,450	$385,000
Bay Pointe Condo	2	0	$305,000	$300,000
North Lakes Sec I Unit	2	0	$303,450	$257,000
Beachwalk Condo	2	0	$210,950	$167,000
Egypt Lake Beach Club A Condom	2	0	$192,400	$184,900
Tudor Cay Condo	2	0	$125,000	$110,000
Sunset Park Isles Unit 1	1	0	$10,995,000	$10,995,000
Shell Point	1	0	$10,900,000	$10,900,000
Culbreath Isles Unit 1 A	1	0	$10,500,000	$10,500,000
Bayshore Beautiful Sub	1	0	$8,950,000	$8,950,000
Carol Shores	1	1	$7,395,000	$7,395,000
The Sanctuary At Alexandra Place	1	0	$6,750,000	$6,750,000
Ritz Carlton Residences Bay Oaks Condominium	1	0	$6,499,000	$6,499,000
Bayshore Estates 3	1	0	$6,495,000	$6,495,000
Bayshore Estates	1	1	$6,350,000	$6,350,000
Hyde Park House Condo	1	0	$5,099,000	$5,099,000
Stoney Point	1	0	$4,998,000	$4,998,000
Port Royal At Harbour Island P	1	0	$3,895,000	$3,895,000
Lake Carroll Court	1	0	$3,750,000	$3,750,000
St Tropez At Harbour Island Ph	1	0	$3,695,000	$3,695,000
Carrollwood Sub Unit 11	1	0	$3,300,000	$3,300,000
Sunset Park Isles Unit 4	1	0	$3,000,000	$3,000,000
Reserve Of Old Tampa Bay	1	0	$2,999,950	$2,999,950
Cove At Rocky Point	1	0	$2,895,000	$2,895,000
Sweetwater Sub	1	0	$2,650,000	$2,650,000

Also with waterfront homes for sale: Ridgewood Park (1), Lamont Sub (1), Buffalo Heights (1), Northpointe At Bayshore (1), Margaret Anne Sub Revi (1), Marina Pointe East A Condominium (1), Old Memorial Sub Ph (1), Sunset Park Isles Unit 5 (1), Cory Lake Isles Ph 3 Un 2 (1), Bayside West (1), Marina Pointe (1), Cory Lake Isles Phase 2 Unit 4 (1), Reserve At Lake Leclare (1), Stetsons River Estates (1), Carrollwood Sub Unit 1 (1), Bella Casa (1), Bel Mar Rev Unit 1 (1), Altos Verdes (1), Tampa Palms 4A Unit 1 (1), Sweetwater Estates (1), Echols Lake Carroll Estates 4T (1), Howell Park Sub (1), Hyde Park House Condominium (1), Seddon Cove A Condo Phas (1), Hamners W E Albimar (1), Sweetwater Sub First Add (1), Inlet Shore Twnhms Ph 2C & 2D (1), Pelican Island Unit 1 (1), Inlet Shore Twnhms Ph 2A & 2B (1), Riverside Estates Corr (1), Palm Bay Ph Ii (1), Sixty-Two Twelve Bayshore A Co (1), Bayside South (1), Brenner M Sub Rev (1), Bayside Village (1), Tampa Palms Area 8 Prcl 23 P (1), Riviera Sub (1), Cory Lake Isles Ph 1 Unit 2 (1), Dana Shores Unit No 1 Section A (1), Tampa Shores Inc 1 Unit 2 (1), Casey Cove Estates (1), Lake Magdalene Manors (1), Lake Ellen Landings Twnhms (1), Bay Port Colony Ph Ii Un I (1), Heritage Isles Ph 3C (1), Adalia Bayfront Condominium (1), Cory Lake Isles Ph 5 Un 1 (1), Lake Egypt Estates Unit 3 (1), Cumberland Estates (1), K-Bar Ranch Prcl D (1), Bay Crest Park Unit 19 (1), Arbor Greene Ph 1 (1), Tampa Shores Inc No 1 Unit 1 A Replat No (1), Bay Crest Park Unit No 11 (1), K-Bar Ranch Gilded Woods (1), Spinnaker Cove Twnhms (1), Montgomery Sub (1), K-Bar Ranch Prcl I (1), Bay Crest Park Unit No 10-A (1), Bay Bridge Condo (1), Heritage Isles Ph 1F (1), Tampa Palms Area 2 Unit 7C (1), River Haven Estates Subdivisio (1), Adalia Bayfront Condo (1), Tampa Palms Area 3 Prcl 38 Staf (1), Countryway Prcl B Tr 17 (1), Kingshyre (1), Hunter'S Green Parcel 24 Ph I (1), Lindelaan (1), Hollywood Park (1), West Meadows Prcl 5 Ph 1 (1), Tampa Palms Area 2 7E Unit 2 (1), Tampa Palms Unit 3C (1), Fawn Ridge Village H Unit No 2 (1), Tampa Palms 2C Unit 2 (1), Arbor Greene Phase 2 Units 1 A (1), K-Bar Ranch Prcl Q Ph 1 (1), K Bar Ranch (1), North Lakes Sec F Unit 2 (1), West Meadows Parcels 12A 12B-1 (1), Hampton Chase Twnhms (1), Suarez Sub Unit 2 (1), Island Walk A Condo (1), K-Bar Ranch Prcl Q Ph 2 (1), Temple Terrace Estates (1), Bayport West Ph I (1), Logan Gate Village Ph Ii Un 3 (1), Touchstone Ph 5 (1), Bayshore On The Blvd A Condominium Unit (1), Northdale Sec K (1), Tri Canal Estates Unit 1 (1), Town'N Country Park Sc 9 Un 11A (1), East Lake Park Unit One (1), Country Place West Unit Ii (1), Logan Gate Village Ph 3 Un 3 (1), Howell Park Condo (1), Countryway Prcl B Trct 1 Ph (1), Esplanade Of Tampa Ph 2A (1), Arbor Greene Ph 5 Unit 4 (1), State Hwy Farms (1), Fairfield Village (1), Lake Ellen Villas (1), George Road Estates Unit 7 (1), Beacon Meadows Unit Iii B (1), Live Oak Preserve Ph 1B Village (1), Fern Cliff (1), Bridge Haven Ph 1 (1), Timberlane Sub Unit 3A (1), Causeway Blvd Sub 2 (1), Bridge Haven-Ph 2 (1), Regency Cove A Cooperative (1), Oryans Point On Half Moon Lake (1), Commodores Cove Condo Ph (1), Carrollwood Sprgs Cluster Hms (1), Heritage Isles Ph 3E Unit 1 (1), West Meadows Prcl 20B Doves (1), Solana Bay (1), Tampas North Side Cntry Cl Area Unit (1), Culbreath Key Bayside Condominium (1), Reolds Frm Plt 1 19 20 29 (1), Charleston Place Twnhms (1), Berkeley Square (1), Bay Pointe Waterfront Condominiums (1), Palm River Twnhms Ph 1 (1), Palm River Twnhms Ph 2 (1), Harvest Creek Village (1), Jasmine Pond (1), Bayshore Towers A Condo (1), Essex Downs (1), Sailport Resort Condo On The Bay (1), Lakeview Villas At Pebble Cree (1), Williams Crossing (1), Sailport Resort Condo On (1), Lake Place A Condo (1), Cortez Of Carrollwood A Condom (1), Harbor Island Marina Ph 1 (1), Courtney Palms Condo (1), The Highlands At Hunters Gree (1), The Tampa Racquet Club A Condo (1), Lake Azzure A Condo (1), Waterside Condo Ii (1), Waterside Condo Iii (1).

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Tampa?

As of September 8, 2026, 297 Tampa, FL listings whose MLS record reports waterfront are active or pending, across 202 communities. The count updates with every MLS refresh.

What do waterfront homes cost in Tampa?

The median asking price today is $685,000, with listings from $49,900 to $45,500,000. Tampa listings without that feature have a median of $695,000.

Which Tampa community has the most waterfront homes for sale?

Pendry Residences Tampa has the most right now (9), followed by Parkcrest Harbour Island Condo (6), Lake Chase Condo (5), Bayport Village (4).

Is a waterfront home always in a flood zone?

Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Tampa

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Tampa, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.