4 Bedroom Homes for Sale in St Cloud, FL

Four bedrooms is the most-searched size in most Florida and Georgia markets. This page tracks every St Cloud listing whose MLS record reports four or more bedrooms, by community, with live counts and asking prices, and how the price compares with smaller homes in the same city.

836 homes with four or more bedrooms are for sale or pending in St Cloud, FL today across 286 communities. The median asking price is $465,000, from $2,500 to $3,785,500. Listings in St Cloud without that feature have a median of $359,000. Most listings right now: Harmony West (36), Weslyn Park (31), Buena Lago (28). Updated September 11, 2026 from the MLS.

St Cloud 4-bedroom homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most 4-bedroom homes listed are tabled; the rest follow.

Community	4-Bedroom Homes	New build	Median list	From
Harmony West	36	35	$405,495	$344,990
Weslyn Park	31	27	$644,990	$554,995
Buena Lago	28	27	$436,945	$380,000
S L & I C	21	1	$999,000	$419,900
Waterlin 45'S	19	19	$417,990	$379,999
	18	18	$467,990	$420,000
The Waters At Center Lake Ranch	16	16	$561,466	$420,534
Center Lake On The Park	15	15	$599,990	$454,990
The Crossings Ph 2	15	15	$452,335	$384,900
Crossprairie 50S	13	13	$461,490	$420,390
Estates At Hickory Cove	13	13	$382,770	$365,900
Lakeside At Satilla	11	11	$546,090	$469,990
Bay Lake Farms At St Cloud	10	10	$537,490	$439,990
The Meadow At Crossprairie	10	10	$434,845	$414,340
Wiregrass Ph 2	9	0	$540,000	$454,990
Prairie Oaks	9	1	$440,000	$355,500
	8	3	$604,000	$484,000
Sky Lakes Ph 2 & 3	8	6	$339,995	$335,990
Weslyn Park At Sunbridge	7	7	$814,900	$774,900
Springhead Lakes 50S	7	7	$516,490	$490,990
Brack Ranch	7	4	$474,810	$419,490
Springhead Lakes 40S	7	7	$472,490	$451,990
The Landing'S At Live Oak	7	7	$471,560	$399,790
Weslyn Park Ph 2	6	0	$809,949	$570,000
Bay Lake Ranch Unit 3	6	0	$692,499	$590,000
Hanover Lakes Ph 5	6	0	$577,000	$323,760
Nova Grove	6	0	$534,950	$460,500
The Reserve At Twin Lakes	6	6	$449,967	$389,000
Esprit Ph 1	6	0	$434,500	$309,900
Pine Glen	6	0	$422,000	$379,990
Trinity Place Ph 1	6	6	$406,995	$389,990
Terra Haven	6	6	$347,999	$335,999
	5	0	$750,000	$575,000
Bridgewalk	5	3	$648,000	$549,990
Hanover Lakes Ph 4	5	0	$484,990	$399,000
Amelia Groves Ph 1	5	0	$469,990	$399,000
	5	0	$415,000	$399,900
Harmony Central	5	5	$400,000	$375,000
Springhead Lakes 25Th	5	5	$375,490	$350,490
St Cloud 2Nd Town Of	5	0	$274,900	$224,900
Waterlin	4	4	$645,490	$621,990
Springhead Lakes 60S	4	4	$578,365	$500,500
Palmeras At Crossprairie	4	4	$529,490	$469,990
Wiregrass Ph 1	4	0	$489,450	$395,000
Gardens At Lancaster Park	4	4	$472,475	$457,900
Havenfield At Cross Prairie	4	0	$472,000	$389,000
Trinity Place Ph 2	4	4	$471,151	$468,584
Stevens Plantation	4	0	$464,950	$425,000
	4	0	$458,495	$405,000
Sola Vista	4	0	$452,500	$400,000
Stonewood Estates	4	0	$437,500	$345,000
Live Oak Lake Ph 1	4	0	$427,450	$385,000
Harmony Central Ph 2	4	4	$425,400	$390,000
Waterlin 50'S	4	4	$410,140	$407,390
Villages At Harmony Ph 1C-1 & 1D	4	2	$409,495	$399,900
The Meadow At Crossprairie Bungalows	4	4	$391,000	$385,000
Southern Pines Ph 4	4	0	$383,500	$367,990
Crossprairie 32S	4	4	$361,840	$359,690
Narcoossee New Map Of	3	0	$2,299,999	$2,250,000
Bay Lake Estates	3	1	$675,000	$525,000

Also with 4-bedroom homes for sale

Hanover Lakes Ph 1 (3)
Hanover Lakes Ph 3 (3)
Split Oak Reserve (3)
Hanover Lakes Ph 2 (3)
Havenfield At Cross Prairie Ph 2 (3)
Brack Ranch Ph 2 (3)
Summerly Ph 2 (3)
(3)
Pine Grove Reserve (3)
Harmony West Ph 1A (3)
Old Hickory Ph 3 (3)
(3)
Pine Glen Ph 4 (3)
Summerly (3)
Buena Lago Ph 4 (3)
Estates Of Westerly (3)
Esprit Ph 01 (3)
Pinewood Gardens (3)
Canaveral Acres 1 (3)
Battaglia (3)
Crossprairie 25 Th (3)
(3)
Lake Ajay Village (2)
Runnymede North Half Town Of (2)
Waterside Vista (2)
Seminole Land & Inv Co (2)
Runnymede Oaks Unrec (2)
St Cloud Manor Estates Unit 2 (2)
Bay Lake Ranch Unit 2 (2)
Split Oak Estates (2)
Majestic Oaks (2)
Cypress Preserve (2)
Weslyn Park Ph 1 (2)
Hammock Pointe (2)
Bridgewalk Ph 1A (2)
St Cloud Manor Estates Unit 1 (2)
Blackstone (2)
Esplanade At Center Lake Ranch (2)
Brack Ranch Ph 1 (2)
Lake Lizzie Reserve (2)
Southern Pines Ph 3B (2)
Turtle Creek Ph 1B (2)
(2)
(2)
(2)
(2)
Southern Pines Ph 5 (2)
Reserve At Pine Tree (2)
(2)
Wiregrass (2)
(2)
Siena Reserve Ph 2C (2)
Silver Spgs (2)
(2)
Preston Cove Ph 1 & 2 (2)
Old Hickory Ph 4 (2)
St Cloud Manor Village (2)
Eagle Meadow (2)
Tyson Reserve (2)
Suncrest (2)
Harmony Central-Ph 2 (2)
(2)
Silver Springs (2)
Villagio (2)
(2)
Canaveral Acres 2 (2)
Deer Run Estates Ph 2 (2)
(2)
(2)
Doe Run At Deer Creek (2)
(2)
Harmony Nbhd G H F (2)
(2)
(2)
Ralston Reserve (2)
Esprit Ph 3B (2)
Ashton Park (2)
Gramercy Farms Ph 7 (2)
Lakeshore At Narcoossee Ph 2 (2)
Cyrene At Harmony (2)
Turtle Creek Ph 1A (2)
Seminole Land And Inv Co (1)
Narcoossee New Map (1)
Florida Agricultural Co (1)
Oakwood Shores (1)
(1)
Bay Lake Ranch Unit Three (1)
(1)
Del Webb Sunbridge (1)
Split Oak Estates Ph 2 (1)
(1)
(1)
Bridgewalk Ph 2C (1)
(1)
(1)
Mill Stream Estates (1)
(1)
Hidden Oaks (1)
Chisholm Trails (1)
Terra Vista (1)
Tops Terrace (1)
(1)
Tindall Estates (1)
Eden At Crossprairie (1)
Split Oak Reserve Ph 2 (1)
Amelia Groves Ph 2 (1)
Waters At Center Lake Ranch Ph 1A (1)
Avellino (1)
Weslyn Park Ph 4-2 (1)
Horizon Meadows (1)
(1)
(1)
Hammock Pointe Unit 3 (1)
(1)
Bridgewalk Phase 1A (1)
Harmony Nbhd O-1 (1)
(1)
(1)
(1)
(1)
Weslyn Park Ph 3 (1)
Michigan Estates (1)
(1)
Southern Pines Unit 1 (1)
(1)
Lake Pointe (1)
(1)
(1)
Narcoossee Del Sol (1)
Lakeshore At Narcoossee Ph 1 (1)
Seasons At Southern Pines (1)
(1)
(1)
(1)
(1)
Arrowhead Country Estates Unrec (1)
Amelia Groves (1)
(1)
(1)
The Crossings (1)
Esprit Ph 02 (1)
(1)
(1)
Bay Lake Farms At Saint Cloud (1)
(1)
(1)
(1)
Estates At Southern Pines (1)
Southern Pines (1)
(1)
Deer Creek West (1)
Gramercy Farms Ph 4 (1)
(1)
(1)
Preserve At Turtle Creek Ph 5 (1)
Villages At Harmony Ph 1B (1)
(1)
Indian Lakes Ph 7 (1)
Gramercy Farms Ph 3 (1)
(1)
New Eden On The Lakes Units 11 & 14 Rep (1)
(1)
Briarwood Estates (1)
(1)
(1)
(1)
Canoe Creek Crossings (1)
St Cloud Manor Estates Unit 3 (1)
(1)
Sunbrooke Ph 1 (1)
(1)
(1)
Indian Lakes Ph 3 (1)
(1)
Esprit Ph 3A (1)
(1)
Villages At Harmony Ph 2A (1)
Siena Reserve Ph 3 (1)
(1)
Summerly Ph 3 (1)
Buena Lago Ph 5 (1)
(1)
Siena Reserve (1)
Anthem Park Ph 3B (1)
Villages/Harmony Ph 2E & 2F (1)
Savanna (1)
The Landing At Runnymede (1)
(1)
Millers Grove 1 (1)
Old Hickory 50S (1)
(1)
Edgewater Ed-4 Lt 1 Rep (1)
(1)
(1)
(1)
Gramercy Farms Ph 8 (1)
Shores (1)
Indian Lakes (1)
Deer Run Estates (1)
Rivercrest At Narcoossee (1)
Esprit Ph 2 (1)
Esprit (1)
Enclave At Lakes Of Harmony (1)
Pine Chase Estates Unit 2 (1)
(1)
Esprit Ph 3D (1)
(1)
Blackberry Creek Unit 3 (1)
Countryside (1)
Gramercy Farms Ph 5 (1)
Anthem Park Ph 01B (1)
Anthem Park Ph 3A (1)
Eden At Cross Prairie Ph 2 (1)
(1)
Ashley Park At Harmony (1)
Sunny Acres Corr Of (1)
Charleston Square (1)
(1)
(1)
(1)
Natchez Trace (1)
(1)
Hanover Lakes 60 (1)
Bridgewalk/Springhead Lakes 40S (1)
Weslyn Pk Phs 4-1B & 4-1C (1)
The Meadow At Crosspraire (1)

What the fourth bedroom costs

The answer block above compares the median asking price of four-plus-bedroom homes with the median of everything else listed in the city; the gap is what the extra room, and usually the extra square footage and lot, is priced at today. Compare on price per square foot, not price alone: a four-bedroom home at 2,000 square feet and one at 2,800 are different purchases, and the MLS square footage on each listing page makes that comparison in seconds. Newer subdivisions tend to deliver four bedrooms in less square footage than older ones; the community pages show year-built ranges so you can see which is which.

Questions to ask about any four-bedroom listing

Is the fourth bedroom a true bedroom with a closet and window, or a converted den, garage bay or bonus room? Are the bedrooms split (owner’s suite away from the others) or all on one side? Is there a second full bath near the secondary bedrooms? What does the seller pay for insurance and, in an HOA community, what do the dues cover? A local agent who works the area will know which builders’ four-bedroom plans hold their value.

Common questions

How many homes with four or more bedrooms are for sale in St Cloud?

As of September 11, 2026, 836 St Cloud, FL listings whose MLS record reports four or more bedrooms are active or pending, across 286 communities. The count updates with every MLS refresh.

What do 4-bedroom homes cost in St Cloud?

The median asking price today is $465,000, with listings from $2,500 to $3,785,500. St Cloud listings without that feature have a median of $359,000.

Which St Cloud community has the most 4-bedroom homes for sale?

Harmony West has the most right now (36), followed by Weslyn Park (31), Buena Lago (28), S L & I C (21).

How much more does a 4-bedroom home cost?

It depends on the city and the age of the housing stock. The answer block on this page states today’s median asking price for four-plus-bedroom homes next to the median for other listings in the same city, and each listing page shows square footage so you can compare on a per-square-foot basis.

Keep exploring St Cloud

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in St Cloud, FL whose MLS record reports four or more bedrooms. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.