Pool Homes for Sale in St Cloud, FL
Buyers who want a pool search for the pool first. This page tracks every St Cloud listing whose MLS record reports a private pool, by community, with live counts and asking prices, and what the pool adds to the cost of ownership.
119 homes with a private pool are for sale or pending in St Cloud, FL today across 72 communities. The median asking price is $630,000, from $189,000 to $3,400,000. Listings in St Cloud without that feature have a median of $485,900. Most listings right now: S L & I C (17), Nova Grove (5), Bay Lake Ranch Unit 3 (4). Updated September 8, 2026 from the MLS.
St Cloud pool homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most pool homes listed are tabled; the rest follow.
| Community | Pool Homes | New build | Median list | From |
|---|---|---|---|---|
| S L & I C | 17 | 0 | $990,000 | $255,000 |
| Nova Grove | 5 | 0 | $550,000 | $460,500 |
| Bay Lake Ranch Unit 3 | 4 | 0 | $945,000 | $689,999 |
| Bay Lake Estates | 4 | 0 | $482,450 | $435,000 |
| Esplanade At Center Lake Ranch | 3 | 3 | $839,904 | $763,000 |
| Lake Ajay Village | 3 | 0 | $649,500 | $550,000 |
| Narcoossee New Map Of | 2 | 0 | $2,825,000 | $2,250,000 |
| Waterside Vista | 2 | 0 | $1,287,500 | $1,200,000 |
| Weslyn Park Ph 2 | 2 | 0 | $1,023,950 | $998,000 |
| Weslyn Park | 2 | 0 | $974,950 | $950,000 |
| East Lake Park Ph 3-5 | 2 | 0 | $927,500 | $580,000 |
| Del Webb Sunbridge Ph 1 | 2 | 0 | $886,950 | $849,000 |
| Bay Lake Ranch Unit 2 | 2 | 0 | $794,999 | $739,999 |
| Runnymede Oaks Unrec | 2 | 0 | $742,000 | $625,000 |
| Split Oak Reserve | 2 | 0 | $657,450 | $599,900 |
| Hickory Hollow Unit 3 | 2 | 0 | $648,000 | $557,000 |
| Hammock Pointe | 2 | 0 | $600,000 | $585,000 |
| Stevens Plantation | 2 | 0 | $582,450 | $439,900 |
| Camelot Unit 2 | 2 | 0 | $529,949 | $529,900 |
| Sawgrass Unit 2 | 2 | 0 | $527,499 | $515,000 |
| Seminole Land And Inv Co | 1 | 0 | $1,850,000 | $1,850,000 |
| Narcoossee New Map | 1 | 0 | $1,849,000 | $1,849,000 |
| Seminole Land & Inv Co | 1 | 0 | $1,300,000 | $1,300,000 |
| Seminole Land And Investment Development | 1 | 0 | $1,030,000 | $1,030,000 |
| Runneymede Ranchlands Unit 1 | 1 | 0 | $890,000 | $890,000 |
| Del Webb Sunbridge | 1 | 0 | $879,000 | $879,000 |
| St Cloud Manor Estates Unit 1 | 1 | 0 | $834,900 | $834,900 |
| Shake Colony | 1 | 0 | $829,900 | $829,900 |
| St Cloud Manor | 1 | 0 | $825,000 | $825,000 |
| Hanover Lakes Ph 1 | 1 | 0 | $768,990 | $768,990 |
| Hidden Oaks | 1 | 0 | $700,000 | $700,000 |
| Chisholm Trails | 1 | 0 | $699,000 | $699,000 |
| East Lake Reserve At Narcoossee Unit 1 | 1 | 0 | $679,999 | $679,999 |
| Starline Estates Unit 2 | 1 | 0 | $674,900 | $674,900 |
| Hanover Lakes Ph 5 | 1 | 0 | $650,000 | $650,000 |
| Twin Lakes Ph 1 | 1 | 0 | $649,900 | $649,900 |
| Lake Lizzie Reserve | 1 | 0 | $645,000 | $645,000 |
| Blackstone | 1 | 0 | $620,000 | $620,000 |
| Avellino | 1 | 0 | $619,000 | $619,000 |
| Twin Lakes Ph 2A-2B | 1 | 0 | $610,500 | $610,500 |
| Harmony Nbhd O-1 | 1 | 0 | $599,900 | $599,900 |
| Twin Lakes Ph 2C | 1 | 0 | $595,000 | $595,000 |
| Sawgrass Unit 6 | 1 | 0 | $589,000 | $589,000 |
| Hammock Pointe Unit 3 | 1 | 0 | $587,990 | $587,990 |
| Turtle Creek Ph 1B | 1 | 0 | $574,000 | $574,000 |
| Hammock Pointe Un 03 | 1 | 0 | $565,000 | $565,000 |
| Camelot Unit 1 | 1 | 0 | $560,000 | $560,000 |
| Michigan Estates | 1 | 0 | $550,000 | $550,000 |
| East Lake Reserve At Narcoossee Unit 4 | 1 | 0 | $549,900 | $549,900 |
| Camelot Unit 3 | 1 | 0 | $529,000 | $529,000 |
| Arrowhead Country Estates Unrec | 1 | 0 | $499,999 | $499,999 |
| Eagle Meadow | 1 | 0 | $495,900 | $495,900 |
| Indian Lakes | 1 | 0 | $484,500 | $484,500 |
| St Cloud 2Nd Plat Town Of | 1 | 0 | $479,900 | $479,900 |
| Pine Lake Estates Unit B | 1 | 0 | $475,000 | $475,000 |
| Esprit Ph 1 | 1 | 0 | $450,000 | $450,000 |
| Quail Wood Unit 02 | 1 | 0 | $450,000 | $450,000 |
| Esprit Ph 01 | 1 | 0 | $440,000 | $440,000 |
| Sweetwater Creek Unit 5 | 1 | 0 | $435,000 | $435,000 |
| Maple Terrace | 1 | 0 | $429,900 | $429,900 |
Also with pool homes for sale: Canoe Creek Woods Unit 5 (1), Quail Wood Unit 2 (1), Mallard Pond Ph 1 (1), Lorraine Estates (1), Canoe Creek Lakes Unit 5 (1), Sawgrass Unit 3B (1), Canoe Creek Woods Unit 11 (1), Pine Lake Estates Unit 3 (1), St Cloud 2Nd Town Of (1), Twin Lakes Ranchettes (1), Runnymede North Half Town Of (1), King Oak Villas Ph 2 2Nd Add (1).
What a private pool actually costs to own
Budget three things beyond the price: the pool itself (chemicals, pump electricity and a service if you do not want to do it yourself typically run $150 to $300 a month), the screen enclosure where there is one (a full re-screen every 8 to 12 years; a replacement enclosure is a five-figure job after a storm), and insurance, where a pool adds liability exposure and many carriers require a fence, self-latching gate or approved alarm. Florida’s Residential Swimming Pool Safety Act requires at least one safety feature on a new pool, and lenders and insurers ask about it on older ones. Have the pool inspected separately from the house: the pump, heater, surface finish and deck are the expensive items. Our true cost of ownership calculator puts insurance, taxes and upkeep into one monthly number.
Questions to ask about any pool listing
How old are the pump, filter and heater, and is there a warranty? When was the surface last refinished? Is the enclosure permitted and when was it last re-screened? Is there a barrier or alarm that satisfies the insurer? What did the seller pay for homeowners insurance last year, and did the carrier require anything for the pool? A local agent who works the area will know which enclosures came through the last storm.
Common questions
How many homes with a private pool are for sale in St Cloud?
What do pool homes cost in St Cloud?
Which St Cloud community has the most pool homes for sale?
Does a pool raise homeowners insurance in Florida?
Keep exploring St Cloud
- All homes for sale in St Cloud
- St Cloud ZIP codes with prices
- St Cloud waterfront homes
- Pool Homes in every city
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in St Cloud, FL whose MLS record reports a private pool. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.