Pool Homes for Sale in St Cloud, FL
Buyers who want a pool search for the pool first. This page tracks every St Cloud listing whose MLS record reports a private pool, by community, with live counts and asking prices, and what the pool adds to the cost of ownership.
121 homes with a private pool are for sale or pending in St Cloud, FL today across 75 communities. The median asking price is $650,000, from $186,500 to $3,400,000. Listings in St Cloud without that feature have a median of $412,942. Most listings right now: S L & I C (20), Bay Lake Ranch Unit 3 (4), Lake Ajay Village (4). Updated September 27, 2026 from the MLS.
Live pool homes in St. Cloud: the listings
74 active listings carry the flag today (9% of St. Cloud inventory), median asking $765,995, $282/sq ft, median 54 days on market. Photo cards link to the listing; refreshed nightly.
Newest pool homes in St. Cloud
The most expensive pool homes in St. Cloud
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 5251 Carson Street | $3,400,000 | 10,179 | Narcoossee New Map |
| 3167 Whisper Wind Drive | $2,999,999 | 5,820 | osceola county |
| 4510 Packard Avenue | $2,550,000 | 9,304 | S L & I C |
| 5351 Carson Street | $2,250,000 | 5,872 | Narcoossee New Map |
| 4241 Kissimmee Park Road | $2,000,000 | 8,407 | Osceola Groves |
| 4410 Albritton Road | $2,000,000 | 8,715 | S L & I C |
| 5575 Alligator Lake Road | $1,850,000 | 6,300 | osceola county |
| 5301 Carson Street | $1,849,000 | 4,075 | Narcoossee New Map |
| 6900 Ranchero Court | $1,790,000 | 5,049 | Bay Lake Ranch |
| 4664 Hickory Tree Ln | $1,599,000 | 3,350 | S L & I C |
Pool Homes by price
| Band | For sale | Share |
|---|---|---|
| $300K–$500K | 9 | 12% |
| $500K–$750K | 27 | 36% |
| $750K–$1M | 16 | 22% |
| $1M+ | 22 | 30% |
St Cloud pool homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most pool homes listed are tabled; the rest follow.
| Community | Pool Homes | New build | Median list | From |
|---|---|---|---|---|
| S L & I C | 20 | 0 | $994,500 | $255,000 |
| Bay Lake Ranch Unit 3 | 4 | 0 | $1,142,450 | $689,999 |
| Lake Ajay Village | 4 | 0 | $664,490 | $550,000 |
| Nova Grove | 4 | 0 | $575,000 | $460,500 |
| Esplanade At Center Lake Ranch | 3 | 3 | $839,904 | $763,000 |
| Majestic Oaks | 3 | 0 | $735,000 | $619,900 |
| Bay Lake Estates | 3 | 0 | $525,000 | $439,900 |
| Narcoossee New Map Of | 2 | 0 | $2,825,000 | $2,250,000 |
| Waterside Vista | 2 | 0 | $1,287,500 | $1,200,000 |
| Del Webb Sunbridge | 2 | 0 | $964,500 | $879,000 |
| Weslyn Park | 2 | 0 | $949,450 | $899,000 |
| Del Webb Sunbridge Ph 1 | 2 | 0 | $876,950 | $829,000 |
| Bay Lake Ranch Unit 2 | 2 | 0 | $794,999 | $739,999 |
| Runnymede Oaks Unrec | 2 | 0 | $742,000 | $625,000 |
| Hickory Hollow Unit 3 | 2 | 0 | $626,000 | $557,000 |
| Sawgrass Unit 3A | 2 | 0 | $444,495 | $439,990 |
| St Cloud 2Nd Town Of | 2 | 0 | $282,500 | $230,000 |
| Osceola Groves | 1 | 0 | $2,000,000 | $2,000,000 |
| Seminole Land And Inv Co | 1 | 0 | $1,850,000 | $1,850,000 |
| Narcoossee New Map | 1 | 0 | $1,849,000 | $1,849,000 |
| Seminole Land & Inv Co | 1 | 0 | $1,300,000 | $1,300,000 |
| Weslyn Park Ph 2 | 1 | 0 | $1,049,900 | $1,049,900 |
| Seminole Land And Investment Development | 1 | 0 | $1,030,000 | $1,030,000 |
| Runneymede Ranchlands Unit 1 | 1 | 0 | $890,000 | $890,000 |
| Split Oak Estates | 1 | 0 | $875,000 | $875,000 |
| St Cloud Manor Estates Unit 1 | 1 | 0 | $834,900 | $834,900 |
| Shake Colony | 1 | 0 | $829,900 | $829,900 |
| St Cloud Manor | 1 | 0 | $825,000 | $825,000 |
| Hanover Lakes Ph 1 | 1 | 0 | $768,990 | $768,990 |
| Northshore Stage 1 | 1 | 0 | $719,000 | $719,000 |
| Split Oak Reserve | 1 | 0 | $715,000 | $715,000 |
| Hidden Oaks | 1 | 0 | $700,000 | $700,000 |
| Chisholm Trails | 1 | 0 | $699,000 | $699,000 |
| Starline Estates Unit 2 | 1 | 0 | $664,900 | $664,900 |
| East Lake Reserve At Narcoossee Unit 1 | 1 | 0 | $659,999 | $659,999 |
| Hanover Lakes Ph 5 | 1 | 0 | $650,000 | $650,000 |
| Lake Lizzie Reserve | 1 | 0 | $629,998 | $629,998 |
| Blackstone | 1 | 0 | $620,000 | $620,000 |
| Avellino | 1 | 0 | $619,000 | $619,000 |
| Twin Lakes Ph 2A-2B | 1 | 0 | $610,500 | $610,500 |
| Hammock Pointe | 1 | 0 | $609,900 | $609,900 |
| Twin Lakes Ph 2C | 1 | 0 | $595,000 | $595,000 |
| Sawgrass Unit 6 | 1 | 0 | $589,000 | $589,000 |
| East Lake Park Ph 3-5 | 1 | 0 | $580,000 | $580,000 |
| Harmony Nbhd O-1 | 1 | 0 | $575,000 | $575,000 |
| Turtle Creek Ph 1B | 1 | 0 | $574,000 | $574,000 |
| Camelot Unit 1 | 1 | 0 | $560,000 | $560,000 |
| Michigan Estates | 1 | 0 | $550,000 | $550,000 |
| Hammock Pointe Unit 3 | 1 | 0 | $549,990 | $549,990 |
| East Lake Reserve At Narcoossee Unit 4 | 1 | 0 | $549,900 | $549,900 |
| Hammock Pointe Un 03 | 1 | 0 | $540,000 | $540,000 |
| Camelot Unit 3 | 1 | 0 | $529,000 | $529,000 |
| Hammock Pointe Unit 2 | 1 | 0 | $510,000 | $510,000 |
| Narcoossee Village | 1 | 0 | $500,000 | $500,000 |
| Camelot Unit 2 | 1 | 0 | $499,999 | $499,999 |
| Sawgrass Unit 2 | 1 | 0 | $499,900 | $499,900 |
| Esprit Ph 02 | 1 | 0 | $495,000 | $495,000 |
| Eagle Meadow | 1 | 0 | $488,900 | $488,900 |
| Indian Lakes | 1 | 0 | $484,500 | $484,500 |
| St Cloud 2Nd Plat Town Of | 1 | 0 | $479,900 | $479,900 |
Also with pool homes for sale
- Pine Lake Estates Unit B (1)
- Esprit Ph 1 (1)
- Quail Wood Unit 02 (1)
- Esprit Ph 01 (1)
- Sweetwater Creek Unit 5 (1)
- Maple Terrace (1)
- Canoe Creek Woods Unit 5 (1)
- Chancellor (1)
- Quail Wood Unit 2 (1)
- Mallard Pond Ph 1 (1)
- Lorraine Estates (1)
- Canoe Creek Woods Unit 11 (1)
- Sawgrass Unit 3B (1)
- Twin Lakes Ranchettes (1)
- King Oak Villas Ph 2 2Nd Add (1)
What a private pool actually costs to own
Budget three things beyond the price: the pool itself (chemicals, pump electricity and a service if you do not want to do it yourself typically run $150 to $300 a month), the screen enclosure where there is one (a full re-screen every 8 to 12 years; a replacement enclosure is a five-figure job after a storm), and insurance, where a pool adds liability exposure and many carriers require a fence, self-latching gate or approved alarm. Florida’s Residential Swimming Pool Safety Act requires at least one safety feature on a new pool, and lenders and insurers ask about it on older ones. Have the pool inspected separately from the house: the pump, heater, surface finish and deck are the expensive items. Our true cost of ownership calculator puts insurance, taxes and upkeep into one monthly number.
Questions to ask about any pool listing
How old are the pump, filter and heater, and is there a warranty? When was the surface last refinished? Is the enclosure permitted and when was it last re-screened? Is there a barrier or alarm that satisfies the insurer? What did the seller pay for homeowners insurance last year, and did the carrier require anything for the pool? A local agent who works the area will know which enclosures came through the last storm.
Common questions
How many homes with a private pool are for sale in St Cloud?
What do pool homes cost in St Cloud?
Which St Cloud community has the most pool homes for sale?
Does a pool raise homeowners insurance in Florida?
Keep exploring St Cloud
- All homes for sale in St Cloud
- St Cloud ZIP codes with prices
- St Cloud waterfront homes
- St Cloud golf course homes
- St Cloud gated community homes
- St Cloud 4-bedroom homes
- St Cloud homes under $300K
- St Cloud homes $300K–$500K
- Pool Homes in every city
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in St Cloud, FL whose MLS record reports a private pool. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.