Buying or selling? Call (904) 351-6461

Homes for Sale in St. Cloud, FL

Buying in St. Cloud? Get matched with a local agent →Selling? Get your St. Cloud home value →or call (904) 351-6461

1,173 homes are for sale in St. Cloud, FL as of 2026-10-18, with 317 more under contract. The median list price is $426,000 ($213/sq ft), most homes list between $290K to $699K, and the median listing has been on the market 45 days. That is 959 houses, 15 condos and 116 townhouses. 282 homes came on the market this week and 2,213 sold in the last 12 months at a median of $414,990.

St. Cloud, FL key facts
LocationOsceola County, FL
ZIP codes with their own page4
For sale right now1,173 active, 317 under contract
Asking prices$426,000 median · $213 per sq ft · most homes $290K–$699K
Median days on market (active listings)45
Property types for sale959 houses, 15 condos, 116 townhouses
New listings this week282
Homes sold, last 12 months2,213 at a median of $414,990

Listing counts and prices as of 2026-10-18; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “St. Cloud, FL key facts,” movewithmomentum.com/homes-for-sale/st-cloud-fl/, data as of 2026-10-18.

1,173
Homes for sale
$426,000
Median list price
$290K to $699K
Typical range
45
Median days on market
282
New this week
317
Under contract
$2,982
Est. monthly cost at median
6.4
Months of supply

Newest homes for sale in St. Cloud

The most recently listed homes in St. Cloud, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

1315 S SHORE DRIVE, home for sale in St. Cloud
$299,000 New
2 bd · 2 ba · 1,208 sq ft · built 1962
1315 S SHORE DRIVE, 34771
St. Cloud
Listing courtesy of LA ROSA REALTY LLC
6100 SANDY SPRINGS COURT, home for sale in St. Cloud
$1.05M New
4 bd · 4 ba · 3,559 sq ft · built 2021
6100 SANDY SPRINGS COURT, 34771
Del Webb Sunbridge
Listing courtesy of KELLER WILLIAMS ADVANTAGE III
3215 TUCKER AVENUE, home for sale in St. Cloud
$1.00M New
3 bd · 2 ba · 1,440 sq ft · built 1973
3215 TUCKER AVENUE, 34772
St Cloud Manor Estates 01 St Cloud
Listing courtesy of K REALTY
973 TASSLEFLOWER TRAIL, home for sale in St. Cloud
$875,000 New
4 bd · 3 ba · 3,268 sq ft · built 2025
973 TASSLEFLOWER TRAIL, 34771
St. Cloud
Listing courtesy of UPWELL REALTY LLC
Del Webb Sunbridge
photos on the listing
$649,000 New
3 bd · 2.5 ba · 2,253 sq ft · built 2022
2686 RIVER CREEK LANE, 34771
Del Webb Sunbridge
Listing courtesy of COLDWELL BANKER REALTY
2603 BITTERN BEND, home for sale in St. Cloud
$640,000 New
5 bd · 4 ba · 3,558 sq ft · built 2025
2603 BITTERN BEND, 34773
Bay Lake Farms At St Cloud St Cloud
Listing courtesy of REDFIN CORPORATION
5094 SUNFALLS AVENUE, home for sale in St. Cloud
$512,900 New
2 bd · 2.5 ba · 2,107 sq ft · built 2027
5094 SUNFALLS AVENUE, 34772
Del Webb Twin Lakes
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC
3120 CRISPIN CIRCLE, home for sale in St. Cloud
$498,990 New
4 bd · 3.5 ba · 2,732 sq ft · built 2021
3120 CRISPIN CIRCLE, 34773
Harmony West
Listing courtesy of NONA LEGACY POWERED BY LA ROSA
977 CYPRESS CREEK RUN, home for sale in St. Cloud
$470,765 New
4 bd · 2.5 ba · 2,029 sq ft · built 2026
977 CYPRESS CREEK RUN, 34771
The Crossings Ph 2
Listing courtesy of CAMBRIDGE REALTY OF CENTRAL FL
4909 STONE ACRES CIRCLE, home for sale in St. Cloud
$469,900 New
3 bd · 2 ba · 2,254 sq ft · built 2008
4909 STONE ACRES CIRCLE, 34771
Blackstone
Listing courtesy of BHHS FLORIDA REALTY
5847 FRESHWATER CANYON DRIVE, home for sale in St. Cloud
$426,980 New
4 bd · 2 ba · 1,819 sq ft · built 2026
5847 FRESHWATER CANYON DRIVE, 34771
The Crossings Ph 2
Listing courtesy of CAMBRIDGE REALTY OF CENTRAL FL
1666 MEADOWGROVE AVENUE, home for sale in St. Cloud
$414,990 New
4 bd · 2.5 ba · 2,160 sq ft · built 2026
1666 MEADOWGROVE AVENUE, 34771
Pine Grove Reserve
Listing courtesy of SM FLORIDA BROKERAGE LLC
4922 CATALPA DRIVE, home for sale in St. Cloud
$389,900 New
3 bd · 2 ba · 1,456 sq ft · built 2017
4922 CATALPA DRIVE, 34772
St. Cloud
Listing courtesy of WEICHERT REALTORS HALLMARK PRO
1678 MEADOWGROVE AVENUE, home for sale in St. Cloud
$387,490 New
4 bd · 2.5 ba · 1,876 sq ft · built 2026
1678 MEADOWGROVE AVENUE, 34771
Pine Grove Reserve
Listing courtesy of SM FLORIDA BROKERAGE LLC
St Cloud 2Nd Town Of
photos on the listing
$375,000 New
2 bd · 2 ba · 1,698 sq ft · built 1910
1901 10TH STREET, 34769
St Cloud 2Nd Town Of
Listing courtesy of THE WILKINS WAY LLC
5567 CEDAR CREST WAY, home for sale in St. Cloud
$367,995 New
4 bd · 2 ba · 1,715 sq ft · built 2026
5567 CEDAR CREST WAY, 34772
Estates at Hickory Cove
Listing courtesy of CAMBRIDGE REALTY OF CENTRAL FL
2532 HARMONIA HAMMOCK ROAD, home for sale in St. Cloud
$360,000 New
3 bd · 2 ba · 1,676 sq ft · built 2022
2532 HARMONIA HAMMOCK ROAD, 34773
Villages At Harmony
Listing courtesy of REDFIN CORPORATION
5007 PRAIRIE PRESERVE RUN, home for sale in St. Cloud
$315,000 New
3 bd · 2.5 ba · 1,556 sq ft · built 2024
5007 PRAIRIE PRESERVE RUN, 34772
eden at cross prairie
Listing courtesy of HOME BANKERS REALTY, LLC
127 LAKEVIEW DRIVE, home for sale in St. Cloud
$299,900 New
2 bd · 1.5 ba · 1,242 sq ft · built 1963
127 LAKEVIEW DRIVE, 34769
St. Cloud
Listing courtesy of FLORIDA LUX LISTINGS, LLC
1379 MAINSAIL LANE, home for sale in St. Cloud
$120,000 New
1 bd · 1 ba · 616 sq ft · built 1982
1379 MAINSAIL LANE, 34771
St. Cloud
Listing courtesy of REMAX PREMIER PROPERTIES
4241 KISSIMMEE PARK ROAD, home for sale in St. Cloud
$2.00M New
4 bd · 6 ba · 8,407 sq ft · built 2007
4241 KISSIMMEE PARK ROAD, 34772
Osceola Groves
Listing courtesy of DALTON WADE INC
3211 LAKESHORE BOULEVARD, home for sale in St. Cloud
$1.25M New
5 bd · 5.5 ba · 5,143 sq ft · built 2021
3211 LAKESHORE BOULEVARD, 34769
S L & I C
Listing courtesy of KELLER WILLIAMS LEGACY REALTY
2722 RIVER CREEK LANE, home for sale in St. Cloud
$1.02M New
3 bd · 3.5 ba · 3,778 sq ft · built 2021
2722 RIVER CREEK LANE, 34771
Del Webb Sunbridge
Listing courtesy of REAL BROKER, LLC
298-300 ORANGE AVENUE, home for sale in St. Cloud
$975,000 New
6 bd · 4 ba · 3,065 sq ft · built 1964
298-300 ORANGE AVENUE, 34769
St. Cloud
Listing courtesy of ZOOM REALTY GROUP LLC

St. Cloud homes for sale by price

Every active listing in St. Cloud grouped by price, with the newest listings in each band. The median is $426,000; the busiest band is $300K – $400K.

Under $200K: 28 homes

$200K – $300K: 103 homes

$300K – $400K: 363 homes

$400K – $500K: 344 homes

$500K – $750K: 243 homes

$750K – $1M: 53 homes

$1M and up: 39 homes

Every home for sale in St. Cloud right now (1173)

All 1173 active St. Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 150 of 1173; the price bands above and the map cover the rest.

Homes for sale in St. Cloud by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
34771510$469,990
34772416$429,000
34769149$289,900
3477398$388,945

St. Cloud communities with the most homes for sale

The St. Cloud neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
S L & I C35$850,000——
Weslyn Park34$567,192——
St Cloud 2Nd Town Of25$300,000——
Buena Lago22$411,995——
Del Webb Sunbridge21$574,766——
Lakeside at Satilla18$509,990——
Harmony West17$410,990——
Waterlin 45's16$564,945——
Center Lake on the Park15$469,990——
Harmony Central15$355,000——
Esprit14$377,500——
Gramercy Farms14$347,495——
Bay Lake Ranch14$692,500——
Wiregrass13$532,500——
Preston Cove Ph 1 & 213$338,990——
Northwest Lakeside Groves11$304,000——
Palmeras At Crossprairie11$439,990——
Prairie Oaks11$450,000——
Brack Ranch11$480,000——
The Waters at Center Lake Ranch10$549,500——
Sunbrooke9$369,990——
Villages At Harmony9$399,900——
Amelia Groves9$454,000——
Southern Pines9$392,000——
Split Oak Reserve8$604,950——
Pine Grove Reserve8$429,494——
The Reserve At Twin Lakes7$450,000——
Estates at Hickory Cove7$379,900——
Hammock Pointe6$554,495——
Pine Grove Park6$272,950——

What is for sale in St. Cloud: property types

Another 5 listings in St. Cloud are land, commercial or other non-residential property and are not counted above.

Browse by type: Condos for sale in St. Cloud (15) · Townhomes for sale in St. Cloud (116) · Manufactured and Mobile Homes for sale in St. Cloud (66).

The St. Cloud real estate market right now

Over the last 12 months 2,213 homes sold in St. Cloud at a median of $414,990 (+0.1% year over year), $206 per square foot. Sellers received 97% of list price and homes took a median 46 days to go under contract. With 1,173 homes for sale against that sales pace, months of supply is 6.4, a buyer’s market by the six-month rule. Cash buyers accounted for 8% of sales. New construction was 62% of sales.

St. Cloud supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K721974.450
$300K–$500K4321,7413.054
$500K–$750K832673.775

St. Cloud home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2019$255,5481126997%
2021$345,98830210100%
2022$402,5302,0698100%
2023$434,4261,0802698%
2024$423,7472,5374498%
2025$424,5913,0925597%
2026$422,6673,3934797%

What a home in St. Cloud costs to own

Take the median $426,000 listing with 20% down at today’s 7.40% 30-year rate: principal and interest run about $2,360/month. Osceola County’s typical millage of 15.23 puts property tax near $5,727/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Osceola County is about $1,735/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,982/month plus any HOA or CDD assessment.

Communities buyers are searching in St. Cloud. The St. Cloud community pages people are opening from Google right now: Kissimmee Park Lagoon (Coming Soon) in St. Cloud, FL · Bridgewalk.

Explore St. Cloud

Homes for sale near St. Cloud

Recently off market in St. Cloud

Homes in St. Cloud that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Neighborhoods buyers are searching for in St Cloud

St. Cloud guides & data

Everything we publish about St. Cloud: live listings by type, prices and market data, taxes, insurance and what it costs to live here.

Common questions

How many homes are for sale in St. Cloud, FL?
As of 2026-10-18, Momentum's MLS record shows 1,173 residential homes actively listed for sale in St. Cloud and 317 under contract. 282 of them came on the market in the last 7 days.
What is the median home price in St. Cloud?
The median list price of homes for sale in St. Cloud is $426,000, about $213 per square foot for a typical 2,001-square-foot home. Ten percent of listings are under $290K and ten percent are above $699K. Over the last 12 months the median SOLD price was $414,990, +0.1% year over year.
How long do homes take to sell in St. Cloud?
Homes currently listed have been on the market a median of 45 days. Homes that sold in the last 12 months took a median of 46 days and sold at 97% of list price. At today's inventory that is 6.4 months of supply, a buyer's market by the usual six-month rule.
What does a $426,000 home in St. Cloud cost per month?
Roughly $2,982 a month with 20% down at 7.40%: principal and interest of $2,360, Osceola County property tax of about $477/month after the $50,000 homestead exemption, and insurance near $145/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which St. Cloud neighborhoods have the most homes for sale?
The communities with the most active listings right now are S L & I C (35), Weslyn Park (34), St Cloud 2Nd Town Of (25), Buena Lago (22), Del Webb Sunbridge (21). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in St. Cloud?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works St. Cloud can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is St. Cloud, FL, and what county is it in?
St. Cloud is in Osceola County, Florida. Homes for sale there today carry the ZIP codes 34771, 34772, 34769, 34773. Nearby cities in the same county with homes for sale: Kissimmee, Reunion, Celebration, Harmony, Champions Gate.
What ZIP codes are in St. Cloud, FL?
Listings in St. Cloud are currently in 4 ZIP codes: 34771, 34772, 34769, 34773. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in St. Cloud, FL?
959 single-family houses are for sale in St. Cloud today, out of 1,173 total listings (15 condos, 116 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in St. Cloud, FL?
Start with the numbers: 1,173 homes are for sale in St. Cloud today at a median asking price of $426,000, so a 20% down payment on the median home is about $85,200 and principal and interest run near $2,360/month at today's 7.40% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is St. Cloud in?
St. Cloud is in Osceola County, Florida. Osceola County's 12-month median sale price is $410K on 7,055 closings. Property tax, school zoning and permitting for St. Cloud run through Osceola County.
Is St. Cloud a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about St. Cloud: the median sale price over the last 12 months was $415K across 2,213 closings (+0.1% year over year), about the same as the Osceola County median of $410K; homes took a median 46 days to go under contract; 1,090 homes are for sale today, 3.2 months of supply at the current pace, which is balanced; new construction was 62% of sales; the communities with the most sales are THE CROSSINGS PH 2, HARMONY WEST PH 1A, the crossings, THE CROSSINGS PH 1. The market tracker, price bands and community pages on this site carry the full numbers.
Is St. Cloud in a flood zone?
Partly. Across 242 homes sampled in St. Cloud's largest communities, about 85% sit outside a FEMA Special Flood Hazard Area (Zone X) and about 15% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map; each community page here shows its own mix.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in St. Cloud as of 2026-10-18 and refresh as homes list and sell. Listings courtesy of Stellar MLS as distributed by MLS GRID. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Buying in St. Cloud?

See any home on this page with a local agent.

A Momentum agent who works St. Cloud every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

Selling instead? See what your home would list for.

Tour homes in St. Cloud

Tell us what you are looking for and a local agent will reach out, usually within one business day.

or call (904) 351-6461