Homes for Sale in St. Cloud, FL

1,180 homes are for sale in St. Cloud, FL as of 2026-10-27, with 305 more under contract. The median list price is $425,000 ($212/sq ft), most homes list between $290K to $690K, and the median listing has been on the market 68 days. That is 969 houses, 15 condos and 117 townhouses. 81 homes came on the market this week and 2,213 sold in the last 12 months at a median of $414,990.

St. Cloud, FL key facts
LocationOsceola County, FL
ZIP codes with their own page4
For sale right now1,180 active, 305 under contract
Asking prices$425,000 median · $212 per sq ft · most homes $290K–$690K
Median days on market (active listings)68
Property types for sale969 houses, 15 condos, 117 townhouses
New listings this week81
Homes sold, last 12 months2,213 at a median of $414,990

Listing counts and prices as of 2026-10-27; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “St. Cloud, FL key facts,” movewithmomentum.com/homes-for-sale/st-cloud-fl/, data as of 2026-10-27.

1,180
Homes for sale
$425,000
Median list price
$290K to $690K
Typical range
68
Median days on market
81
New this week
305
Under contract
$2,956
Est. monthly cost at median
6.4
Months of supply

Newest homes for sale in St. Cloud

The most recently listed homes in St. Cloud, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

973 TASSLEFLOWER TRAIL, home for sale in St. Cloud
$875,000 New
4 bd · 3 ba · 3,268 sq ft · built 2025
973 TASSLEFLOWER TRAIL, 34771
St. Cloud
Listing courtesy of UPWELL REALTY LLC
Amelia Groves
photos on the listing
$620,000 New
5 bd · 4.5 ba · 3,416 sq ft · built 2023
6052 WILDLINE DRIVE, 34771
Amelia Groves
Listing courtesy of LA ROSA REALTY CW PROPERTIES L
3656 BRIARLYNNE WAY, home for sale in St. Cloud
$442,900 New
4 bd · 2.5 ba · 2,405 sq ft · built 2026
3656 BRIARLYNNE WAY, 34773
St. Cloud
Listing courtesy of ADAMS HOMES REALTY, INC
3662 BRIARLYNNE WAY, home for sale in St. Cloud
$432,900 New
4 bd · 2.5 ba · 2,405 sq ft · built 2026
3662 BRIARLYNNE WAY, 34773
St. Cloud
Listing courtesy of ADAMS HOMES REALTY, INC
127 LAKEVIEW DRIVE, home for sale in St. Cloud
$299,900 New
2 bd · 1.5 ba · 1,242 sq ft · built 1963
127 LAKEVIEW DRIVE, 34769
St. Cloud
Listing courtesy of FLORIDA LUX LISTINGS, LLC
Hanover Square
photos on the listing
$489,000 New
4 bd · 3 ba · 3,075 sq ft · built 2019
5424 MARYLEBONE DRIVE, 34771
Hanover Square
Listing courtesy of HOUWZER INC
St Cloud 2Nd Town Of
photos on the listing
$457,000 New
3 bd · 2.5 ba · 1,760 sq ft · built 1910
524 OHIO AVENUE, 34769
St Cloud 2Nd Town Of
Listing courtesy of ANGELA FOWLER REAL ESTATE, LLC
1355 E 10TH STREET, home for sale in St. Cloud
$390,000 New
3 bd · 2 ba · 1,320 sq ft · built 1984
1355 E 10TH STREET, 34771
Arrowhead Country Estates Unrec
Listing courtesy of GODWIN REALTY GROUP
Battaglia
photos on the listing
$290,000 New
3 bd · 2.5 ba · 1,832 sq ft · built 2016
4854 POOLSIDE DRIVE, 34769
Battaglia
Listing courtesy of LA ROSA REALTY KISSIMMEE
St. Cloud
photos on the listing
$426,500 New
4 bd · 2.5 ba · 2,199 sq ft · built 2013
1931 KETTLE CREEK DRIVE, 34769
St. Cloud
Listing courtesy of REMAX PREMIER PROPERTIES
St. Cloud
photos on the listing
$349,900 New
3 bd · 2 ba · 1,552 sq ft · built 2002
2234 SUMMER RAYE COURT, 34772
St. Cloud
Listing courtesy of ALL REAL ESTATE & INVESTMENTS
Battaglia
photos on the listing
$290,000 New
3 bd · 2.5 ba · 1,832 sq ft · built 2018
541 PACITO WAY, 34769
Battaglia
Listing courtesy of LA ROSA REALTY KISSIMMEE
Birchwood Nbhds B & C
photos on the listing
$1.75M New
7 bd · 4.5 ba · 6,345 sq ft · built 2012
3301 SCHOOLHOUSE ROAD, 34773
Birchwood Nbhds B & C
Listing courtesy of INTERMIX REAL ESTATE INC
Country Meadow
photos on the listing
$829,000 New
4 bd · 3.5 ba · 2,922 sq ft · built 2026
2024 MCMICHEAL RD, 34771
Country Meadow
Listing courtesy of TIE TEAM REALTY LLC
Tyson Reserve
photos on the listing
$521,466 New
4 bd · 2 ba · 1,903 sq ft · built 2026
1640 CANE BAMBOO DRIVE, 34771
Tyson Reserve
Listing courtesy of REAL BROKER, LLC
Pine Grove Reserve
photos on the listing
$468,990 New
4 bd · 3 ba · 2,210 sq ft · built 2026
6068 RIVER FARM AVENUE, 34771
Pine Grove Reserve
Listing courtesy of SM FLORIDA BROKERAGE LLC
1648 CYPRESS WOODS CIRCLE, home for sale in St. Cloud
$415,000 New
5 bd · 2 ba · 2,130 sq ft · built 1992
1648 CYPRESS WOODS CIRCLE, 34772
St. Cloud
Listing courtesy of WEMERT GROUP REALTY LLC
2350 BRONCO DRIVE, home for sale in St. Cloud
$410,000 New
3 bd · 2 ba · 1,738 sq ft · built 1988
2350 BRONCO DRIVE, 34771
St. Cloud
Listing courtesy of DREAM BUILDERS REALTY
Gramercy Farms
photos on the listing
$360,000 New
3 bd · 2 ba · 1,348 sq ft · built 2020
3000 LAKES CREST AVENUE, 34772
Gramercy Farms
Listing courtesy of LPT REALTY, LLC
3700 BRAMBLE COURT, home for sale in St. Cloud
$335,000 New
3 bd · 2 ba · 1,471 sq ft · built 1994
3700 BRAMBLE COURT, 34769
Blackberry Creek
Listing courtesy of RE/MAX DOWNTOWN
St Cloud 2Nd Town Of
photos on the listing
$272,500 New
3 bd · 1 ba · 1,347 sq ft · built 1910
1502 INDIANA AVENUE, 34769
St Cloud 2Nd Town Of
Listing courtesy of ELLIS GROUP REALTY, LLC
3135 OLD HICKORY TREE ROAD, home for sale in St. Cloud
$255,000 New
2 bd · 1.5 ba · 2,724 sq ft · built 1983
3135 OLD HICKORY TREE ROAD, 34772
St. Cloud
Listing courtesy of G FIRST REALTY LLC
St. Cloud
photos on the listing
$250,000 New
3 bd · 2.5 ba · 1,424 sq ft · built 2024
5931 CHESTNUT GROVE PLACE, 34771
St. Cloud
Listing courtesy of HOMEVEST REALTY
1646 COD STREET, home for sale in St. Cloud
$245,000 New
3 bd · 2 ba · 935 sq ft · built 1958
1646 COD STREET, 34771
St. Cloud
Listing courtesy of TIE TEAM REALTY LLC

St. Cloud homes for sale by price

Every active listing in St. Cloud grouped by price, with the newest listings in each band. The median is $425,000; the busiest band is $300K – $400K.

Under $200K: 30 homes

$200K – $300K: 102 homes

$300K – $400K: 364 homes

$400K – $500K: 350 homes

$500K – $750K: 246 homes

$750K – $1M: 52 homes

$1M and up: 36 homes

Every home for sale in St. Cloud right now (1180)

All 1180 active St. Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 400 of 1180; the price bands above, the ZIP pages and the map cover the rest.

Pending and under contract in St. Cloud (305)

St. Cloud homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.

Browse every listing on Momentum Realty.

Homes for sale in St. Cloud by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
34771513$469,900
34772405$423,990
34769148$290,000
34773114$390,950

St. Cloud communities with the most homes for sale

The St. Cloud neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Weslyn Park35$564,990——
S L & I C34$837,500——
St Cloud 2Nd Town Of27$330,000——
Del Webb Sunbridge21$599,000——
Buena Lago20$411,995——
Harmony West18$412,945——
Lakeside at Satilla18$509,990——
Center Lake on the Park17$519,990——
Harmony Central16$362,400——
Gramercy Farms15$349,990——
Brack Ranch14$444,745——
Esprit14$377,500——
Wiregrass14$518,750——
Waterlin 45's13$643,990——
Preston Cove Ph 1 & 212$338,990——
Prairie Oaks11$450,000——
The Waters at Center Lake Ranch11$600,000——
Amelia Groves11$454,000——
Northwest Lakeside Groves10$301,250——
Palmeras At Crossprairie10$439,990——
Bay Lake Ranch10$720,000——
Sunbrooke9$369,990——
Villages At Harmony9$399,900——
Southern Pines8$383,500——
Split Oak Reserve8$604,950——
The Reserve At Twin Lakes7$450,000——
Havenfield At Cross Prairie7$375,000——
Pine Grove Reserve7$428,990——
Turtle Creek7$425,000——
St Cloud Manor Village6$381,700——

What is for sale in St. Cloud: property types

Another 5 listings in St. Cloud are land, commercial or other non-residential property and are not counted above.

Browse by type: Condos for sale in St. Cloud (15) · Townhomes for sale in St. Cloud (117) · Manufactured and Mobile Homes for sale in St. Cloud (63).

The St. Cloud real estate market right now

Over the last 12 months 2,213 homes sold in St. Cloud at a median of $414,990 (+0.1% year over year), $206 per square foot. Sellers received 97% of list price and homes took a median 46 days to go under contract. With 1,180 homes for sale against that sales pace, months of supply is 6.4, a buyer’s market by the six-month rule. Cash buyers accounted for 8% of sales. New construction was 62% of sales.

St. Cloud supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K721974.450
$300K–$500K4321,7413.054
$500K–$750K832673.775

St. Cloud home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2019$255,5481126997%
2021$345,98830210100%
2022$402,5302,0698100%
2023$434,4261,0802698%
2024$423,7472,5374498%
2025$424,5913,0925597%
2026$422,6673,3934797%

What a home in St. Cloud costs to own

Take the median $425,000 listing with 20% down at today’s 7.32% 30-year rate: principal and interest run about $2,336/month. Osceola County’s typical millage of 15.23 puts property tax near $5,712/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Osceola County is about $1,735/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,956/month plus any HOA or CDD assessment.

Explore St. Cloud

Homes for sale near St. Cloud

Recently off market in St. Cloud

Homes in St. Cloud that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Neighborhoods buyers are searching for in St Cloud

Common questions

How many homes are for sale in St. Cloud, FL?
As of 2026-10-27, Momentum's MLS record shows 1,180 residential homes actively listed for sale in St. Cloud and 305 under contract. 81 of them came on the market in the last 7 days.
What is the median home price in St. Cloud?
The median list price of homes for sale in St. Cloud is $425,000, about $212 per square foot for a typical 1,998-square-foot home. Ten percent of listings are under $290K and ten percent are above $690K. Over the last 12 months the median SOLD price was $414,990, +0.1% year over year.
How long do homes take to sell in St. Cloud?
Homes currently listed have been on the market a median of 68 days. Homes that sold in the last 12 months took a median of 46 days and sold at 97% of list price. At today's inventory that is 6.4 months of supply, a buyer's market by the usual six-month rule.
What does a $425,000 home in St. Cloud cost per month?
Roughly $2,956 a month with 20% down at 7.32%: principal and interest of $2,336, Osceola County property tax of about $476/month after the $50,000 homestead exemption, and insurance near $145/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which St. Cloud neighborhoods have the most homes for sale?
The communities with the most active listings right now are Weslyn Park (35), S L & I C (34), St Cloud 2Nd Town Of (27), Del Webb Sunbridge (21), Buena Lago (20). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in St. Cloud?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works St. Cloud can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is St. Cloud, FL, and what county is it in?
St. Cloud is in Osceola County, Florida. Homes for sale there today carry the ZIP codes 34771, 34772, 34769, 34773. Nearby cities in the same county with homes for sale: Kissimmee, Reunion, Celebration, Harmony, Champions Gate.
What ZIP codes are in St. Cloud, FL?
Listings in St. Cloud are currently in 4 ZIP codes: 34771, 34772, 34769, 34773. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in St. Cloud, FL?
969 single-family houses are for sale in St. Cloud today, out of 1,180 total listings (15 condos, 117 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in St. Cloud, FL?
Start with the numbers: 1,180 homes are for sale in St. Cloud today at a median asking price of $425,000, so a 20% down payment on the median home is about $85,000 and principal and interest run near $2,336/month at today's 7.32% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is St. Cloud in?
St. Cloud is in Osceola County, Florida. Osceola County's 12-month median sale price is $410K on 7,055 closings. Property tax, school zoning and permitting for St. Cloud run through Osceola County.
Is St. Cloud a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about St. Cloud: the median sale price over the last 12 months was $415K across 2,213 closings (+0.1% year over year), about the same as the Osceola County median of $410K; homes took a median 46 days to go under contract; 1,099 homes are for sale today, 3.2 months of supply at the current pace, which is balanced; new construction was 62% of sales; the communities with the most sales are THE CROSSINGS PH 2, HARMONY WEST PH 1A, the crossings, THE CROSSINGS PH 1. The market tracker, price bands and community pages on this site carry the full numbers.
Is St. Cloud in a flood zone?
Partly. Across 238 homes sampled in St. Cloud's largest communities, about 85% sit outside a FEMA Special Flood Hazard Area (Zone X) and about 15% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map; each community page here shows its own mix.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in St. Cloud as of 2026-10-27 and refresh as homes list and sell. Listings courtesy of Stellar MLS as distributed by MLS GRID. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

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