Boynton Beach Flood Zones by Neighborhood

Flood zone decides two things for a buyer in Boynton Beach: whether a lender will require flood insurance, and roughly what it costs. FEMA maps every parcel into a zone — X (and B/C) is low-to-moderate risk with no mandatory coverage; A-series zones (A, AE, AH, AO) are the Special Flood Hazard Area, the 1%-a-year floodplain, where coverage is mandatory with a federally backed mortgage. This page samples the listing addresses in each neighborhood against the current FEMA layer so you can see the pattern before you fall for a house.

Across 53 Boynton Beach neighborhoods and 762 listing addresses checked against the FEMA National Flood Hazard Layer, 95% of addresses sit outside the Special Flood Hazard Area (Zone X), 5% are in A-series high-risk zones. 3 neighborhoods are majority high-risk; 46 sampled entirely outside the SFHA. In a high-risk zone, flood insurance is required with any federally backed mortgage and Florida’s Citizens policies now require it regardless of zone (all policies by 2027).

Flood is a separate policy from homeowners insurance; for the homeowners side, see the cost of home insurance in Boynton Beach (county Citizens average, ZIP by ZIP).

Boynton Beach neighborhoods ranked by flood exposure

Share of sampled addresses by FEMA zone group. Sorted by high-risk share; n is the number of distinct addresses checked (minimum 8).

Sampled entirely outside the flood hazard area

Quail Ridge, Palm Beach Leisureville, Palm Meadows Estates, Tuscany Bay, Palm Isles, Valencia Grand, Coral Lakes, Valencia Reserve, Wellesley At Boynton Beach, Canyon Isles, Valencia Sound, Cascades, Cascade Lakes, Majestic Isles, Jamaica Bay Mobile Home Co Op, Tivoli Reserve, Canyon Springs, Mizner Falls, Valencia Pointe, Valencia Lakes, aberdeen country club, Venetian Isles, Greentree Villas, Ponte Vecchio, Valencia Bay, Avalon Estates, VALENCIA Cove, Lakeridge Falls, Banyan Springs, Pine Tree Golf Club, Palm Chase, Cobblestone Creek, Delray Dunes, Canyon Trails, Sausalito Place, Cypress Creek, Cranbrook Lake Estates, Platina / Alexandra Village, Renaissance Commons Pud, Palm Isles.

Majority high-risk neighborhoods

Sterling Village (100%), Briny Breezes Inc (90%), Waterside Village Pud (78%). Expect a flood-insurance quote before you make an offer; elevation certificates matter here.

How to read this

These are shares of listing addresses we have checked, not parcel counts, and FEMA revises maps; a neighborhood at 0% can still contain a low lot. Always verify the specific address at msc.fema.gov. Source: FEMA National Flood Hazard Layer, address-level lookups compiled by Momentum Research, October 2026.