Homes for Sale Under $300K in Clearwater, FL
This page tracks every Clearwater listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
640 homes listed under $300,000 are for sale or pending in Clearwater, FL today across 198 communities. The median asking price is $177,000, from $60,000 to $299,995. Listings in Clearwater without that feature have a median of $525,000. Most listings right now: On Top Of The World (127), Hill Crest Villas (15), Grand Bellagio At Baywatch Condo The (11). Updated October 2, 2026 from the MLS.
First-time buyers: what Clearwater costs at the entry level
457 active single-family homes, townhomes and condos at or below $300,000 — median $180,000, about $1,132/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Clearwater
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Pinellas County · First-time buyer guide
Clearwater homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| On Top Of The World | 127 | 0 | $168,000 | $74,900 |
| Hill Crest Villas | 15 | 0 | $99,000 | $69,900 |
| Grand Bellagio At Baywatch Condo The | 11 | 0 | $240,000 | $210,000 |
| Woodland Villas Condo 1 | 11 | 0 | $169,900 | $109,000 |
| Mission Hills Condo | 11 | 0 | $134,900 | $75,000 |
| Normandy Park South | 10 | 0 | $162,245 | $149,900 |
| Grand Venezia At Baywatch Condo | 9 | 0 | $212,000 | $179,000 |
| Audubon Condo At Feather Sound | 9 | 0 | $209,000 | $169,900 |
| Crystal Bay Condo | 9 | 0 | $175,000 | $129,000 |
| Tradewinds Condo | 9 | 0 | $130,000 | $88,000 |
| Village On The Green | 8 | 0 | $217,500 | $159,000 |
| Misty Spgs Condo | 8 | 0 | $206,250 | $165,000 |
| Penthouse Groves | 8 | 0 | $172,450 | $99,900 |
| Doral Ro Association Inc Unrec | 8 | 0 | $144,450 | $79,900 |
| Country Park Co-Op M/H Unrec | 8 | 0 | $86,500 | $79,000 |
| Cove Cay Village Iv | 7 | 0 | $199,900 | $167,500 |
| Inverness Condo | 7 | 0 | $179,900 | $115,000 |
| Lakeside Crossing Condo | 7 | 0 | $166,900 | $159,990 |
| St Andrews Cove Condo | 7 | 0 | $138,900 | $115,000 |
| Residence At Renaissance | 7 | 0 | $135,000 | $119,900 |
| Woodside Village Condo | 7 | 0 | $103,000 | $99,000 |
| Cove Cay 26-21 Village Ii | 6 | 0 | $163,000 | $85,000 |
| Cove Cay 26-18 Village I | 6 | 0 | $152,450 | $109,900 |
| Villas At Countryside The | 6 | 0 | $133,950 | $110,000 |
| Club At Feather Sound The Condo | 5 | 0 | $250,000 | $215,000 |
| Bryn Mawr At Countryside | 5 | 0 | $235,000 | $213,000 |
| Lakes Unit I The | 5 | 0 | $225,000 | $199,900 |
| Hammock Pine Village | 5 | 0 | $214,500 | $170,000 |
| Cove Cay Village Iii | 5 | 0 | $209,500 | $161,500 |
| Rustlewood At Countryside Condo | 5 | 0 | $169,000 | $160,500 |
| Harbour Towne Condo | 5 | 0 | $124,900 | $90,000 |
| Coachman Creek Condo | 5 | 0 | $85,000 | $60,000 |
| Pine Crest Sub | 4 | 0 | $244,250 | $129,900 |
| Winding Wood Condo | 4 | 0 | $242,450 | $224,900 |
| Imperial Pines Condo | 4 | 0 | $227,495 | $147,000 |
| Bay Oaks Condo | 4 | 0 | $180,000 | $100,000 |
| Cove Cay 26-14 Village I | 4 | 0 | $172,450 | $128,900 |
| Bay Aristocrat Village Mobile Home Park Unrec | 4 | 0 | $164,000 | $117,000 |
| Belleair Village Condo | 4 | 0 | $154,500 | $114,900 |
| Imperial Cove 12 | 4 | 0 | $152,447 | $126,000 |
| Chateau Belleair Condo | 4 | 0 | $148,250 | $119,900 |
| Marilyn Pines Condo Apts | 4 | 0 | $127,400 | $99,900 |
| Fountain Square Condo | 4 | 0 | $126,500 | $123,000 |
| Imperial Court Apt | 4 | 0 | $96,450 | $68,000 |
| Islander The Condo | 3 | 0 | $299,000 | $220,000 |
| Harvard Arms Twnhs | 3 | 0 | $279,900 | $229,000 |
| Eagles Glen Condo | 3 | 0 | $250,000 | $211,000 |
| Imperial Cove 14 | 3 | 0 | $247,000 | $200,000 |
| Bordeaux Village | 3 | 0 | $235,000 | $225,000 |
| Avalon Of Clearwater The Condo | 3 | 0 | $229,000 | $215,000 |
| Sunshine Terrace Condo | 3 | 0 | $199,900 | $179,900 |
| Imperial Cove 7 | 3 | 0 | $190,000 | $169,900 |
| Sunset Grove Condo | 3 | 0 | $182,500 | $139,500 |
| Lakes Unit 2 Ph 4 | 3 | 0 | $181,900 | $179,900 |
| Fountains At Countryside Condo | 3 | 0 | $180,000 | $149,900 |
| La Brisa Del Mar Condo | 3 | 0 | $175,000 | $175,000 |
| Greenwood Park | 3 | 0 | $169,900 | $159,000 |
| Imperial Oaks Condo | 3 | 0 | $169,900 | $134,900 |
| Oak Lake Park Condo | 3 | 0 | $159,000 | $156,500 |
| Eastwood Pines | 3 | 0 | $139,000 | $110,000 |
Also with homes under $300K for sale
- Cove Cay 26-20 Village Ii (3)
- Estancia Condo (3)
- Pinewood Village Condo (3)
- Lakes Villas Condo I (3)
- Drew Ridge Apts Co-Op (3)
- Alcove Mobile Home Community Unrec (3)
- Duncans A H Resub (2)
- Villas Of Lake Arbor (2)
- Estancia Twnhms (2)
- Townhome Manors Of (2)
- Highland Pines 3Rd Add (2)
- Belmont Sub 2Nd Add (2)
- Chateaux Woods Condo (2)
- Brynnwood Condo 1 (2)
- Carmel Of Bryn-Mawr Condo (2)
- Venetian Shores Condo (2)
- Greenwood Park 2 (2)
- Seville Condo 1 (2)
- Raintree Village Condo (2)
- Laurelwood Condo I (2)
- Azalea Woods Condo (2)
- Cove Cay Village (2)
- Cove Cay 26-17 Village I (2)
- Oaks Of Northwood Condo (2)
- Cove Cay 26-16 Village I (2)
- Lakeview Heights (2)
- Seville Condo 4 (2)
- Kapok Manor Condo (2)
- Shelley Gardens 2 Condo (2)
- Imperial Cove 2 (2)
- Kalmia Condo (2)
- Sunshine Towers Apt Residences (2)
- Ranch Mobile (2)
- Normandy Park Oaks Condo (2)
- Morningside East Condo 3 (2)
- Imperial Park Condo (2)
- Betty Drew Apts Co-Op (2)
- Greenbriar Condo (2)
- Navajo Park Rev (1)
- Marymont (1)
- Woodvalley Unit 2 (1)
- Edgewood Manor (1)
- Subans Sub (1)
- Highpoint Estates (1)
- Sky Crest Unit 5 (1)
- Horizon House Co-Op (1)
- Carolina Terrace (1)
- One Kapok Terrace Condo (1)
- Salls 1St Add (1)
- Belle Haven Unit B Rep (1)
- Overlook (1)
- Milton Park (1)
- Clearbrooke Twnhs Ph 8 (1)
- Fairwood Forest (1)
- Clearwater (1)
- Sunset Point 1St Add (1)
- Sharps Sub J T (1)
- Gulf To Bay Gardens (1)
- Dolphin Cove Clearwater (1)
- Lakes Unit Ii Ph I Sec Iv The (1)
- Carolina Terrace Annex (1)
- Stevensons Heights (1)
- High Point (1)
- South Binghamton Park (1)
- Imperial Cove 13 (1)
- Highland Glen (1)
- Forrest Hill Estates (1)
- Camelot Oaks Condo (1)
- Winding Wood Condo Iii (1)
- Sunset Point Condo (1)
- Eagle Run Sub (1)
- Eagle Run Sub (1)
- Chester Villa (1)
- Chateaux De Ville (1)
- Seville Condo 12 (1)
- Island Yacht Club Marina (1)
- Winding Wood Condo 1Xphase 1 (1)
- Highland Acres (1)
- Sky Crest Unit 4 (1)
- Magnolia Heights (1)
- Magnolia Park (1)
- Royal Camelot Resort Condo (1)
- Winding Wood Condo Ix (1)
- Imperial Cove 8 (1)
- Plaza Park Add Clearwater Improv Co Corr (1)
- Pine Ridge (1)
- Sunset Lake Estates (1)
- Brigadoon Of Clearwater (1)
- Caribay Condo (1)
- St Tropez Condo (1)
- Chateau Bayonne Condo (1)
- Timberline Condo (1)
- Pine Brook Unit 2 (1)
- Misty Springs Condos (1)
- Masons I A (1)
- Village On The Green Condo Iii (1)
- Rustlewood At Countryside (1)
- Audubon Condo At Feather Sound (1)
- Villas Of Sunset Grove (1)
- Harbor Vista (1)
- Wildwood (1)
- Eastwood Shores 5 (1)
- Crystal Bay Condominiums (1)
- Knights Sub 2 (1)
- Towns At Belleair Grove (1)
- Sunshine Heights (1)
- On Top Of The World Unit 69 Condo (1)
- Pleasure World Park (1)
- Alpine Condo (1)
- Imperial Cove 11 (1)
- Via Verde Condo (1)
- Pines Of Clearwater (1)
- Woodlake 1 Condo (1)
- Winding Creek Condominiums (1)
- Oak Lake Condo (1)
- Shelley Gardens 1 Condo (1)
- Eastwood Shores 1 Ph 1 (1)
- Royal Pines Condo (1)
- Eastwood Shores 4 Ph 1 (1)
- Seville Condo 11 (1)
- Imperial Cove 3 (1)
- Parkwood Estates R O C Inc Unrec (1)
- Imperial Cove 6 (1)
- Waverly Towers Condo (1)
- Seville Condo 14 (1)
- Seville Condo 8 (1)
- Bay Aristocrat Village Mobile Home Park Unrec (1)
- Waverly Manor Apts Co-Op (1)
- Eastwood Shores 3 (1)
- Washington Square At Clearwater Condo (1)
- Carriage View At Clearwater Condo (1)
- Bradford Acres A Condo (1)
- Sky Harbor Estates Corp Inc Condo (1)
- Lakes Villas Condo Ii (1)
- Drew Garden Apts (1)
- Country Park Co-Op M/H Unrec (1)
- Blackburns Sub (1)
- Kenwood Garden Apts Co-Op (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Clearwater?
What do homes under $300K cost in Clearwater?
Which Clearwater community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Clearwater
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- Clearwater 4-bedroom homes
- Clearwater homes $300K–$500K
- Homes Under $300K in every city
Homes Under $300K in nearby Pinellas County cities
- St Petersburg homes under $300K (873 for sale)
- Largo homes under $300K (262 for sale)
- Palm Harbor homes under $300K (231 for sale)
- Seminole homes under $300K (153 for sale)
- Pinellas Park homes under $300K (132 for sale)
- Tarpon Springs homes under $300K (119 for sale)
- Dunedin homes under $300K (106 for sale)
- Oldsmar homes under $300K (87 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Clearwater, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.