Homes for Sale $300K to $500K in Santa Rosa Beach, FL

This page tracks every Santa Rosa Beach listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

153 homes listed between $300,000 and $500,000 are for sale or pending in Santa Rosa Beach, FL today across 67 communities. The median asking price is $420,000, from $300,000 to $499,999. Listings in Santa Rosa Beach without that feature have a median of $1,349,500. Most listings right now: Town Of Santa Rosa (12), Hawk's Landing Townhomes (9), Sawgrass Reserve (7). Updated October 2, 2026 from the MLS.

Live $300k–$500k homes in Santa Rosa Beach: the listings

120 active listings match today (14% of Santa Rosa Beach inventory), median asking $419,900, median 69 days on market. Photo cards link to the listing; refreshed nightly.

Newest $300k–$500k homes in Santa Rosa Beach

4000 W Hidden Lake Way ## 313, $300k–$500k for sale in Santa Rosa Beach
$450,000 New
1 bd · 2 ba · built 2019
4000 W Hidden Lake Way ## 313, 32459
Listing courtesy of Critical Mass Realty LLC
199 Old Barn Way, $300k–$500k for sale in Santa Rosa Beach
$389,900 New
3 bd · 2.5 ba · built 2026
199 Old Barn Way, 32459
Sawgrass Reserve
Listing courtesy of EXP Realty LLC
17 Old Barn Way, $300k–$500k for sale in Santa Rosa Beach
$369,900 New
3 bd · 2.5 ba · built 2026
17 Old Barn Way, 32459
Sawgrass Reserve
Listing courtesy of EXP Realty LLC
21 Old Barn Way, $300k–$500k for sale in Santa Rosa Beach
$369,900 New
3 bd · 2.5 ba · built 2026
21 Old Barn Way, 32459
Sawgrass Reserve
Listing courtesy of EXP Realty LLC
187 Old Barn Way, $300k–$500k for sale in Santa Rosa Beach
$369,900 New
3 bd · 2.5 ba · built 2026
187 Old Barn Way, 32459
Sawgrass Reserve
Listing courtesy of EXP Realty LLC
11 Beachside Drive #Unit 1212, $300k–$500k for sale in Santa Rosa Beach
$495,000 New
2 bd · 2 ba · built 1995
11 Beachside Drive #Unit 1212, 32459
Listing courtesy of Harmony Beach Realty
34 Herons Watch Way #Unit 3303, $300k–$500k for sale in Santa Rosa Beach
$449,000 New
2 bd · 2 ba · built 1998
34 Herons Watch Way #Unit 3303, 32459
Listing courtesy of Century 21 Ryan Realty
37 Currumbin Aly, $300k–$500k for sale in Santa Rosa Beach
$445,000 New
2 bd · 2 ba · built 2026
37 Currumbin Aly, 32459
Listing courtesy of Christies International Real Estate Emerald Coast
145 Spires Lane #306, $300k–$500k for sale in Santa Rosa Beach
$485,000 New
1 bd · 1.5 ba · built 1999
145 Spires Lane #306, 32459
Listing courtesy of Compass
120 Southaven Circle, $300k–$500k for sale in Santa Rosa Beach
$345,000 New
3 bd · 2.5 ba · built 2006
120 Southaven Circle, 32459
South Haven Townhomes
Listing courtesy of Destin Lifestyles Real Estate
24 Nikki Circle, $300k–$500k for sale in Santa Rosa Beach
$313,000
2 bd · 1 ba · built 1998
24 Nikki Circle, 32459
Listing courtesy of Keller Williams Success Realty
108 Loblolly Bay Drive, $300k–$500k for sale in Santa Rosa Beach
$450,000
3 bd · 2 ba · built 2005
108 Loblolly Bay Drive, 32459
Listing courtesy of World Impact Real Estate
123 Southern Pines Road, $300k–$500k for sale in Santa Rosa Beach
$480,000
3 bd · 2 ba · built 2020
123 Southern Pines Road, 32459
Listing courtesy of Scenic Sotheby's International Realty
113 Chapman Street, $300k–$500k for sale in Santa Rosa Beach
$488,000
2 bd · 2 ba · built 2017
113 Chapman Street, 32459
Church Street Village
Listing courtesy of Berkshire Hathaway HomeServices
10 Silk Bay Drive #Unit 112, $300k–$500k for sale in Santa Rosa Beach
$367,500
2 bd · 2 ba · built 2005
10 Silk Bay Drive #Unit 112, 32459
Topsail Village
Listing courtesy of NextHome Emerald Coast
172 Kara Lake Drive, $300k–$500k for sale in Santa Rosa Beach
$364,000
3 bd · 2.5 ba · built 2022
172 Kara Lake Drive, 32459
Kara Lake Townhomes
Listing courtesy of Watersound Real Estate
145 Spires Lane #307, $300k–$500k for sale in Santa Rosa Beach
$429,000
1 bd · 1 ba · built 1999
145 Spires Lane #307, 32459
Listing courtesy of Scenic Sotheby's International Realty
117 Wayne Trail, $300k–$500k for sale in Santa Rosa Beach
$485,000
3 bd · 2 ba · built 2018
117 Wayne Trail, 32459
Peach Creek
Listing courtesy of Christies International Real Estate Emerald Coast
30 S Leviathan Court, $300k–$500k for sale in Santa Rosa Beach
$318,661
3 bd · 2.5 ba · built 2026
30 S Leviathan Court, 32459
Hawk's Landing Townhomes
Listing courtesy of DR Horton Realty of Emerald Coast LLC
42 S Leviathan Court, $300k–$500k for sale in Santa Rosa Beach
$318,661
3 bd · 2.5 ba · built 2026
42 S Leviathan Court, 32459
Hawk's Landing Townhomes
Listing courtesy of DR Horton Realty of Emerald Coast LLC
26 S Leviathan Court, $300k–$500k for sale in Santa Rosa Beach
$318,661
3 bd · 2.5 ba · built 2026
26 S Leviathan Court, 32459
Hawk's Landing Townhomes
Listing courtesy of DR Horton Realty of Emerald Coast LLC
75 Gustaf Drive, $300k–$500k for sale in Santa Rosa Beach
$455,000
3 bd · 2 ba · built 2015
75 Gustaf Drive, 32459
Harstvedt Plantation
Listing courtesy of Compass
10 Silk Bay Drive #Unit 122, $300k–$500k for sale in Santa Rosa Beach
$364,900
2 bd · 2 ba · built 2005
10 Silk Bay Drive #Unit 122, 32459
Topsail Village
Listing courtesy of Coldwell Banker Realty
34 Herons Watch Way #Unit 3104, $300k–$500k for sale in Santa Rosa Beach
$349,990
2 bd · 2 ba · built 1998
34 Herons Watch Way #Unit 3104, 32459
Listing courtesy of Coldwell Banker Realty
10 21St Street, $300k–$500k for sale in Santa Rosa Beach
$379,000
2 bd · 2 ba · built 1992
10 21St Street, 32459
Listing courtesy of EXP Realty LLC
19 N 3Rd Street, $300k–$500k for sale in Santa Rosa Beach
$335,000
3 bd · 2 ba · built 2006
19 N 3Rd Street, 32459
Listing courtesy of RealJoy Realty LLC
49 Corte Roble ## 86-A, $300k–$500k for sale in Santa Rosa Beach
$486,000
3 bd · 2.5 ba · built 2002
49 Corte Roble ## 86-A, 32459
Escada S/D
Listing courtesy of Inlet Beach Real Estate
24 Riverbirch Loop, $300k–$500k for sale in Santa Rosa Beach
$449,900
4 bd · 2 ba · built 2012
24 Riverbirch Loop, 32459
Driftwood Estates
Listing courtesy of List Now Realty
223 Hidden Lake Way ## 223, $300k–$500k for sale in Santa Rosa Beach
$439,000
1 bd · 2 ba · built 2019
223 Hidden Lake Way ## 223, 32459
Listing courtesy of Inlet Beach Real Estate
60 South Haven Circle, $300k–$500k for sale in Santa Rosa Beach
$335,000
3 bd · 2.5 ba · built 2006
60 South Haven Circle, 32459
Listing courtesy of Beach Sunsets Inc

The most expensive $300k–$500k homes in Santa Rosa Beach

ListingAskingSq ftCommunity
49 Gustaf Drive$499,999—Harstvedt Plantation
37 Town Center Loop #3-20$499,000——
3799 E County Hwy 30A ## H-13$499,000——
1225 E Point Washington Road$499,000—Magnolia Beach
82 Sugar Sand Lane #A7$499,000—Rollin Tide Villas
231 Somerset Bridge Road #2308$499,000—Seagrove Highlands
723 Loblolly Bay Drive$498,999——
55 Oak Avenue$498,950——
179 S County Highway 393 #Unit 312$498,000—Pinewood 30A
11 Beachside Drive #Unit 1212$495,000——

$300K–$500K Homes by price

BandFor saleShare
$300K–$500K120100%

Santa Rosa Beach homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes $300K–$500K listed are tabled; the rest follow.

CommunityHomes $300K–$500KNew buildMedian listFrom
Town Of Santa Rosa120$412,450$335,000
Hawk's Landing Townhomes90$318,661$302,089
Sawgrass Reserve70$369,900$369,900
Topsail Village70$362,000$349,000
Driftwood Estates60$485,100$450,000
Peach Creek Ph 140$480,000$439,500
Church Street Village40$468,500$459,000
No Recorded Subdivision40$435,000$397,000
Eagle Bay40$415,000$399,000
Rollin Tide Villas30$489,000$394,000
Southern Pines30$480,000$450,000
Harstvedt Plantation30$465,000$455,000
Hidden Pines Townhomes30$419,900$414,900
Gulf Place Town Center Condo30$399,900$399,000
Beachwood Villas Condo30$355,000$340,000
Hidden Beach Villas Condo30$350,000$349,000
Pinewood 30A30$349,900$339,900
Bay Shadow Estates30$319,900$313,000
Gulf Place Cabanas Condo20$457,000$429,000
Harstvedt Plantation20$452,450$445,000
Southern Pines20$437,500$425,000
Cassine Gardens T/H Ph 220$432,450$389,900
Cassine Station20$417,500$410,000
Inn At Gulf Place20$412,499$389,999
Heron'S Watch Condo Ph 320$399,495$349,990
South Haven Townhomes20$342,000$339,000
Sandhill Pines20$334,500$330,000
Eddy Ln10$499,999$499,999
Gulf Place Town Center East Condo10$499,000$499,000
Magnolia Beach10$499,000$499,000
Seagrove Highlands10$499,000$499,000
Bayside Hts Ranchettes10$498,950$498,950
Beachside Villas Condo10$495,000$495,000
Eden Landing10$494,000$494,000
Pine Trace10$489,000$489,000
Escada S/D10$486,000$486,000
Bayou Pines Unrec 1St Addn10$485,000$485,000
Kara Lake Townhomes10$470,000$470,000
pieces cove10$470,000$470,000
Herons Watch Condo Ph 210$469,876$469,876
Cassine Gardens T/H Ph 110$460,000$460,000
DRIFTWOOD ESTATES Phase II10$459,900$459,900
Peach Creek Phase 510$459,900$459,900
Hidden Lake Condominiums10$450,000$450,000
Mack Bayou Park S/D10$450,000$450,000
Driftwood Estates10$449,900$449,900
The Preserve at Paradise Cove10$449,000$449,000
Hidden Lake Condominium10$439,000$439,000
Water Oaks10$435,000$435,000
Herons Watch Condo Ph 410$422,000$422,000
Herons Watch Condo10$419,000$419,000
T S Mitchners Add10$413,000$413,000
Gulf Place Caribbean Condo10$409,000$409,000
Mack Bayou Estates10$409,000$409,000
Tranquility By The Bay10$399,900$399,900
Palms North A Condo10$399,500$399,500
Beachfront 2 Ph 110$399,000$399,000
Magnolia Creek Phase 210$395,000$395,000
Old town of SRB10$389,900$389,900
Pine Garden Unrec10$385,000$385,000

Also with homes $300K–$500K for sale

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Santa Rosa Beach?
As of October 2, 2026, 153 Santa Rosa Beach, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 67 communities. The count updates with every MLS refresh.
What do homes $300K–$500K cost in Santa Rosa Beach?
The median asking price today is $420,000, with listings from $300,000 to $499,999. Santa Rosa Beach listings without that feature have a median of $1,349,500.
Which Santa Rosa Beach community has the most homes $300K–$500K for sale?
Town Of Santa Rosa has the most right now (12), followed by Hawk's Landing Townhomes (9), Sawgrass Reserve (7), Topsail Village (7).
What is the monthly payment on a $400,000 home?
At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Santa Rosa Beach

Homes $300K–$500K in nearby Walton County cities

Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Santa Rosa Beach, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

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