Homes for Sale $300K to $500K in Santa Rosa Beach, FL

This page tracks every Santa Rosa Beach listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

212 homes listed between $300,000 and $500,000 are for sale or pending in Santa Rosa Beach, FL today across 106 communities. The median asking price is $425,000, from $300,000 to $499,999. Listings in Santa Rosa Beach without that feature have a median of $1,350,000. Most listings right now: Town Of Santa Rosa (14), Hawk's Landing Townhomes (8), Hawk's Landing Townhomes (7). Updated September 11, 2026 from the MLS.

Santa Rosa Beach homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes $300K–$500K listed are tabled; the rest follow.

Community	Homes $300K–$500K	Median list	From
	14	$399,900	$325,000
Hawk's Landing Townhomes	8	$311,610	$310,841
	7	$330,000	$314,434
	5	$465,000	$450,000
	5	$430,000	$399,000
	5	$419,900	$404,900
Topsail Village	5	$355,000	$349,000
Church Street Village	4	$474,000	$465,000
	4	$459,750	$395,000
	4	$435,000	$397,000
Hidden Pines Townhomes	4	$424,900	$404,900
Sawgrass Reserve	4	$369,400	$368,900
	4	$355,500	$349,000
Seagrove Highlands	3	$495,000	$339,000
	3	$489,000	$394,000
Rollin Tide Villas	3	$489,000	$399,000
	3	$459,900	$449,000
Mosaic Oaks	3	$425,000	$414,900
	3	$399,900	$399,000
Enchanted Estates	3	$399,000	$349,900
	3	$350,000	$349,000
	3	$349,900	$349,900
Harstvedt Plantation	2	$484,700	$469,500
	2	$480,000	$475,000
	2	$469,900	$450,000
Eagle Bay	2	$464,500	$430,000
	2	$462,500	$455,000
Peach Creek Ph 1	2	$459,750	$444,500
Mack Bayou Estates	2	$439,250	$429,500
Southern Pines	2	$437,500	$425,000
Cassine Station	2	$435,000	$425,000
	2	$432,450	$389,900
	2	$419,000	$339,000
	2	$417,500	$410,000
	2	$412,499	$389,999
	2	$379,400	$368,900
	2	$367,450	$319,900
	2	$347,500	$340,000
	2	$334,500	$330,000
	1	$499,999	$499,999
	1	$499,999	$499,999
Eden'S Landing	1	$499,999	$499,999
Eddy Ln	1	$499,999	$499,999
	1	$499,000	$499,000
	1	$499,000	$499,000
	1	$499,000	$499,000
	1	$494,000	$494,000
Audubon Point	1	$490,000	$490,000
Peach Creek Ph 5	1	$489,900	$489,900
Pine Trace	1	$489,000	$489,000
Peach Creek Phase 5	1	$488,400	$488,400
	1	$486,000	$486,000
Kara Lake Townhomes	1	$485,000	$485,000
	1	$480,000	$480,000
Mack Bayou Estates	1	$480,000	$480,000
Harstvedt Plantation	1	$480,000	$480,000
The Preserve at Paradise Cove	1	$475,000	$475,000
	1	$474,000	$474,000
Whispering Lake	1	$474,000	$474,000
	1	$470,000	$470,000

Also with homes $300K–$500K for sale

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Escada (1)
pieces cove (1)
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Mack Bayou Park S/D (1)
Driftwood Estates (1)
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Water Oaks (1)
Santa Rosa Plantation (1)
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Bayou Landing (1)
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T S Mitchners Add (1)
Mosaic Oaks (1)
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Tranquility By The Bay (1)
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Holly Pines Estates (1)
Eden Parc (1)
Pinewood 30A (1)
South Haven Townhomes (1)
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Sandhill Pines (1)
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Daughettes Amended (1)
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Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Santa Rosa Beach?

As of September 11, 2026, 212 Santa Rosa Beach, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 106 communities. The count updates with every MLS refresh.

What do homes $300K–$500K cost in Santa Rosa Beach?

The median asking price today is $425,000, with listings from $300,000 to $499,999. Santa Rosa Beach listings without that feature have a median of $1,350,000.

Which Santa Rosa Beach community has the most homes $300K–$500K for sale?

Town Of Santa Rosa has the most right now (14), followed by Hawk's Landing Townhomes (8), Hawk's Landing Townhomes (7), Church Street Village (5).

What is the monthly payment on a $400,000 home?

At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Santa Rosa Beach

Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Santa Rosa Beach, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.