Homes for Sale in St. Cloud, FL
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1,138 homes are for sale in St. Cloud, FL as of 2026-10-07, with 307 more under contract. The median list price is $433,585 ($214/sq ft), most homes list between $295K to $700K, and the median listing has been on the market 48 days. That is 936 houses, 12 condos and 107 townhouses. 261 homes came on the market this week and 2,213 sold in the last 12 months at a median of $414,990.
| Location | Osceola County, FL |
|---|---|
| ZIP codes with their own page | 4 |
| For sale right now | 1,138 active, 307 under contract |
| Asking prices | $433,585 median · $214 per sq ft · most homes $295K–$700K |
| Median days on market (active listings) | 48 |
| Property types for sale | 936 houses, 12 condos, 107 townhouses |
| New listings this week | 261 |
| Homes sold, last 12 months | 2,213 at a median of $414,990 |
Listing counts and prices as of 2026-10-07; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “St. Cloud, FL key facts,” movewithmomentum.com/homes-for-sale/st-cloud-fl/, data as of 2026-10-07.
1,138
Homes for sale
$433,585
Median list price
$295K to $700K
Typical range
48
Median days on market
261
New this week
307
Under contract
$3,005
Est. monthly cost at median
6.2
Months of supply
Newest homes for sale in St. Cloud
The most recently listed homes in St. Cloud, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.
St. Cloud homes for sale by price
Every active listing in St. Cloud grouped by price, with the newest listings in each band. The median is $433,585; the busiest band is $400K – $500K.
Under $200K: 23 homes
- $164,900 · 2 bd / 2 ba / 1,558 sq ft · 2537 LONGPINE LANE
- $170,000 · 3 bd / 2 ba / 1,196 sq ft · 4424 BRAVE LANE
- $172,500 · 3 bd / 2 ba / 1,296 sq ft · 2001 PINE STREET
- $195,000 · 2 bd / 2 ba / 1,141 sq ft · 2486 INDEPENDENCE LANE
$200K – $300K: 97 homes
- $299,900 · 2 bd / 1.5 ba / 1,242 sq ft · 127 LAKEVIEW DRIVE
- $210,000 · 2 bd / 2 ba / 1,383 sq ft · 913 MICHIGAN AVENUE
- $224,900 · 4 bd / 1 ba / 986 sq ft · 919 COLUMBIA AVENUE (St Cloud 2Nd Town Of)
- $228,000 · 3 bd / 2.5 ba / 1,588 sq ft · 2280 BETSY ROSS LANE (Jefferson Green/Anthem Park)
$300K – $400K: 338 homes
- $315,000 · 3 bd / 2.5 ba / 1,556 sq ft · 5007 PRAIRIE PRESERVE RUN (eden at cross prairie)
- $335,000 · 3 bd / 2.5 ba / 1,452 sq ft · 2834 BRIE HAMMOCK BEND (Harmony West Twnhms)
- $339,000 · 3 bd / 2.5 ba / 1,468 sq ft · 3343 KALEIGH COURT
- $339,360 · 3 bd / 2.5 ba / 1,730 sq ft · 370 CHESAPEAKE DRIVE (Bridge Pointe)
$400K – $500K: 346 homes
- $406,990 · 5 bd / 3 ba / 2,447 sq ft · 3110 HOUSE FINCH ROAD (Harmony West)
- $414,990 · 4 bd / 2.5 ba / 2,160 sq ft · 1666 MEADOWGROVE AVENUE (Pine Grove Reserve)
- $429,990 · 4 bd / 2 ba / 1,839 sq ft · 6074 RIVER FARM AVENUE (Pine Grove Reserve)
- $429,990 · 4 bd / 2.5 ba / 2,313 sq ft · 1672 MEADOWGROVE AVENUE (Pine Grove Reserve)
$500K – $750K: 239 homes
- $502,794 · 3 bd / 3 ba / 2,085 sq ft · 5422 SPRING MOSS COURT (Esplanade at Center Lake Ranch)
- $566,344 · 3 bd / 3.5 ba / 2,306 sq ft · 5410 SPRING MOSS COURT (Esplanade at Center Lake Ranch)
- $640,000 · 5 bd / 4 ba / 3,558 sq ft · 2603 BITTERN BEND (Bay Lake Farms At St Cloud St Cloud)
- $500,000 · 4 bd / 3 ba / 2,089 sq ft · 2916 HOODED CRANE COVE (Villages At Harmony Ph 1C-1 & 1D)
$750K – $1M: 56 homes
- $875,000 · 4 bd / 3 ba / 3,268 sq ft · 973 TASSLEFLOWER TRAIL
- $757,670 · 4 bd / 3 ba / 3,367 sq ft · 5279 BUTTONSAGE DRIVE
- $859,000 · 5 bd / 3.5 ba / 3,880 sq ft · 5053 RHEA DRIVE (Hanover Lakes Ph 2)
- $975,000 · 6 bd / 4 ba / 3,065 sq ft · 298-300 ORANGE AVENUE
$1M and up: 39 homes
- $1.00M · 3 bd / 2 ba / 1,440 sq ft · 3215 TUCKER AVENUE (St Cloud Manor Estates 01 St Cloud)
- $1.05M · 4 bd / 4 ba / 3,559 sq ft · 6100 SANDY SPRINGS COURT (Del Webb Sunbridge)
- $1.02M · 3 bd / 3.5 ba / 3,778 sq ft · 2722 RIVER CREEK LANE (Del Webb Sunbridge)
- $1.03M · 4 bd / 3.5 ba / 2,529 sq ft · 4810 CALASANS AVENUE
Every home for sale in St. Cloud right now (1138)
All 1138 active St. Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- $1.05M · 4 bd / 4 ba / 3,559 sq ft · 6100 SANDY SPRINGS COURT (Del Webb Sunbridge)
- $1.00M · 3 bd / 2 ba / 1,440 sq ft · 3215 TUCKER AVENUE (St Cloud Manor Estates 01 St Cloud)
- $875,000 · 4 bd / 3 ba / 3,268 sq ft · 973 TASSLEFLOWER TRAIL
- $640,000 · 5 bd / 4 ba / 3,558 sq ft · 2603 BITTERN BEND (Bay Lake Farms At St Cloud St Cloud)
- $566,344 · 3 bd / 3.5 ba / 2,306 sq ft · 5410 SPRING MOSS COURT (Esplanade at Center Lake Ranch)
- $502,794 · 3 bd / 3 ba / 2,085 sq ft · 5422 SPRING MOSS COURT (Esplanade at Center Lake Ranch)
- $488,500 · 3 bd / 3 ba / 2,335 sq ft · 2632 MEADOWEDGE LOOP
- $482,490 · 5 bd / 3 ba / 2,434 sq ft · 6056 RIVER FARM AVENUE (Pine Grove Reserve)
- $480,000 · 5 bd / 3.5 ba / 2,392 sq ft · 5177 SPRINGRISE DRIVE (The Reserve At Twin Lakes)
- $476,859 · 4 bd / 2 ba / 2,115 sq ft · 5222 EDENMORE STREET (The Waters at Center Lake Ranch)
- $470,765 · 4 bd / 2.5 ba / 2,029 sq ft · 977 CYPRESS CREEK RUN (The Crossings Ph 2)
- $467,490 · 4 bd / 3 ba / 2,210 sq ft · 6050 RIVER FARM AVENUE (Pine Grove Reserve)
- $452,490 · 4 bd / 3 ba / 2,004 sq ft · 6092 RIVER FARM AVENUE (Pine Grove Reserve)
- $430,000 · 3 bd / 2 ba / 1,695 sq ft · 4528 EAGLE TRAIL BEND (The Meadow at Crossprairie)
- $429,990 · 4 bd / 2 ba / 1,839 sq ft · 6074 RIVER FARM AVENUE (Pine Grove Reserve)
- $429,990 · 4 bd / 2.5 ba / 2,313 sq ft · 1672 MEADOWGROVE AVENUE (Pine Grove Reserve)
- $414,990 · 4 bd / 2.5 ba / 2,160 sq ft · 1666 MEADOWGROVE AVENUE (Pine Grove Reserve)
- $406,990 · 5 bd / 3 ba / 2,447 sq ft · 3110 HOUSE FINCH ROAD (Harmony West)
- $399,000 · 2 bd / 2 ba / 1,422 sq ft · 5031 DANCY LANE
- $394,499 · 4 bd / 2 ba / 1,843 sq ft · 3550 BRISTOL COVE LANE (Deer Creek West)
- $390,000 · 3 bd / 2 ba / 1,320 sq ft · 1355 E 10TH STREET (Arrowhead Country Estates Unrec)
- $389,900 · 3 bd / 2 ba / 1,456 sq ft · 4922 CATALPA DRIVE
- $387,490 · 4 bd / 2.5 ba / 1,876 sq ft · 1678 MEADOWGROVE AVENUE (Pine Grove Reserve)
- $385,000 · 3 bd / 2 ba / 2,167 sq ft · 5015 RIVERSIDE WAY (Rivercrest At Narcoossee)
- $380,000 · 2 bd / 2 ba / 1,346 sq ft · 2457 DREAM HOME COURT
- $362,990 · 4 bd / 2 ba / 1,665 sq ft · 3116 HOUSE FINCH ROAD (Harmony West)
- $360,000 · 3 bd / 2 ba / 1,676 sq ft · 2532 HARMONIA HAMMOCK ROAD (Villages At Harmony)
- $339,360 · 3 bd / 2.5 ba / 1,730 sq ft · 370 CHESAPEAKE DRIVE (Bridge Pointe)
- $339,000 · 3 bd / 2.5 ba / 1,468 sq ft · 3343 KALEIGH COURT
- $335,000 · 3 bd / 2.5 ba / 1,452 sq ft · 2834 BRIE HAMMOCK BEND (Harmony West Twnhms)
- $315,000 · 3 bd / 2.5 ba / 1,556 sq ft · 5007 PRAIRIE PRESERVE RUN (eden at cross prairie)
- $299,900 · 2 bd / 1.5 ba / 1,242 sq ft · 127 LAKEVIEW DRIVE
- $164,900 · 2 bd / 2 ba / 1,558 sq ft · 2537 LONGPINE LANE
- $2.00M · 4 bd / 6 ba / 8,407 sq ft · 4241 KISSIMMEE PARK ROAD (Osceola Groves)
- $1.59M · 8 bd / 4 ba / 4,488 sq ft · 6910 RANCHERO COURT (Bay Lake Ranch)
- $1.25M · 5 bd / 5.5 ba / 5,143 sq ft · 3211 LAKESHORE BOULEVARD (S L & I C)
- $1.20M · 4 bd / 3.5 ba / 3,204 sq ft · 3060 TOHOPEKALIGA DRIVE (Kissimmee Park)
- $1.03M · 4 bd / 3.5 ba / 2,529 sq ft · 4810 CALASANS AVENUE
- $1.02M · 3 bd / 3.5 ba / 3,778 sq ft · 2722 RIVER CREEK LANE (Del Webb Sunbridge)
- $975,000 · 6 bd / 4 ba / 3,065 sq ft · 298-300 ORANGE AVENUE
- $859,000 · 5 bd / 3.5 ba / 3,880 sq ft · 5053 RHEA DRIVE (Hanover Lakes Ph 2)
- $757,670 · 4 bd / 3 ba / 3,367 sq ft · 5279 BUTTONSAGE DRIVE
- $749,900 · 5 bd / 4 ba / 2,806 sq ft · 3480 LAKESHORE BOULEVARD (Tindall Estates)
- $749,900 · 5 bd / 4 ba / 3,291 sq ft · 5049 SHADY PINES DRIVE
- $729,980 · 3 bd / 2 ba / 1,962 sq ft · 3180 WHISPER WIND DR (Lake Ajay Village)
- $729,000 · 3 bd / 2.5 ba / 1,951 sq ft · 4349 PACKARD AVENUE (S L & I C)
- $715,709 · 5 bd / 4.5 ba / 3,835 sq ft · 789 LADYFISH TRAIL (The Waters at Center Lake Ranch)
- $715,000 · 3 bd / 3 ba / 2,500 sq ft · 2701 TIMBERGROVE STREET (Split Oak Reserve)
- $699,990 · 5 bd / 4 ba / 3,158 sq ft · 5409 PARK GUELL STREET (Center Lake on the Park)
- $694,000 · 5 bd / 3.5 ba / 2,882 sq ft · 4891 SHADY PINES DRIVE
- $690,000 · 5 bd / 3.5 ba / 2,693 sq ft · 2988 POLARIS DRIVE (Weslyn Park)
- $677,990 · 5 bd / 3 ba / 2,939 sq ft · 5242 BUTTONSAGE DRIVE
- $659,000 · 5 bd / 3.5 ba / 3,854 sq ft · 5019 DOWN COURT (Hanover Lakes Ph 2)
- $645,918 · 4 bd / 4.5 ba / 2,961 sq ft · 777 LADYFISH TRAIL (The Waters at Center Lake Ranch)
- $639,900 · 3 bd / 2 ba / 2,077 sq ft · 2511 PINE PRESERVE COURT (Del Webb Sunbridge)
- $625,000 · 3 bd / 2 ba / 2,400 sq ft · 4870 CITRUS OAK LANE (Runnymede Oaks Unrec)
- $620,000 · 4 bd / 3 ba / 3,189 sq ft · 4830 STONE ACRES CIRCLE (Blackstone)
- $619,995 · 5 bd / 4.5 ba / 3,639 sq ft · 4816 STONE ACRES CIRCLE (Blackstone)
- $619,900 · 5 bd / 4 ba / 3,082 sq ft · 1270 FOX HEDGE LANE (Prairie Oaks)
- $613,490 · 5 bd / 4 ba / 3,631 sq ft · 5504 NINA WAY (Springhead Lakes 60S St Cloud)
- $595,900 · 3 bd / 2 ba / 1,456 sq ft · 3980 DOE DRIVE (S L & I C)
- $580,000 · 5 bd / 3.5 ba / 2,912 sq ft · 4105 BOB WHITE COURT
- $579,900 · 4 bd / 4 ba / 2,870 sq ft · 2709 GREENLANDS STREET
- $569,990 · 4 bd / 3.5 ba / 3,119 sq ft · 4260 ARCADIA GARDEN WAY
- $555,000 · 4 bd / 3 ba / 2,759 sq ft · 5028 COVEVIEW DRIVE (Lake Pointe)
- $550,000 · 5 bd / 3 ba / 3,166 sq ft · 4932 OLIVIA COURT (Hanover Lakes Ph 2)
- $549,900 · 3 bd / 2 ba / 1,248 sq ft · 4450 QUAIL ROOST RD (S L & I C)
- $545,000 · 3 bd / 2 ba / 1,980 sq ft · 5381 ALLIGATOR LAKE ROAD (S L & I C)
- $540,132 · 4 bd / 3 ba / 2,174 sq ft · 5123 BUTTONSAGE DRIVE
- $540,000 · 5 bd / 2.5 ba / 3,324 sq ft · 5051 PLYMOUTH TURTLE CIRCLE (Southern Pines)
- $529,990 · 4 bd / 3.5 ba / 2,736 sq ft · 224 CYPRESS FORK TRAIL (Waterlin 45's)
- $510,000 · 3 bd / 2 ba / 2,093 sq ft · 5243 HAMMOCK POINTE COURT (Hammock Pointe)
- $510,000 · 4 bd / 3.5 ba / 2,904 sq ft · 5616 ARBORVISTA DRIVE (Split Oak Reserve)
- $509,956 · 4 bd / 2 ba / 1,893 sq ft · 5119 BUTTONSAGE DRIVE
- $504,013 · 3 bd / 2 ba / 1,742 sq ft · 5127 BUTTONSAGE DRIVE
- $500,000 · 4 bd / 3 ba / 2,089 sq ft · 2916 HOODED CRANE COVE (Villages At Harmony Ph 1C-1 & 1D)
- $500,000 · 2 bd / 2 ba / 1,670 sq ft · 2496 PINE PRESERVE COURT (Del Webb Sunbridge)
- $499,990 · 4 bd / 3.5 ba / 2,791 sq ft · 5874 SUGAR RANGE ROAD
- $494,990 · 4 bd / 3 ba / 2,241 sq ft · 4272 ARCADIA GARDEN WAY
- $494,900 · 4 bd / 2.5 ba / 3,165 sq ft · 730 HITCH LOOP (Old Hickory)
- $490,000 · 4 bd / 2 ba / 1,838 sq ft · 1418 FLATWOOD STREET (Wiregrass)
- $490,000 · 4 bd / 2.5 ba / 2,585 sq ft · 3636 BRISTOL COVE LANE
- $489,990 · 4 bd / 3 ba / 2,210 sq ft · 1997 HORSETAIL DRIVE (Brack Ranch)
- $484,490 · 5 bd / 3 ba / 2,683 sq ft · 5566 RONIN DRIVE (Springhead Lakes 40s)
- $470,000 · 4 bd / 3 ba / 2,631 sq ft · 5181 SPRINGRISE DRIVE (The Reserve At Twin Lakes)
- $465,490 · 4 bd / 3 ba / 2,366 sq ft · 5102 FLAXLEAF STREET (Crossprairie 50s)
- $462,664 · 3 bd / 2 ba / 1,898 sq ft · 5252 EDENMORE STREET (The Waters at Center Lake Ranch)
- $462,000 · 4 bd / 3 ba / 3,029 sq ft · 3207 SLATE ROAD
- $459,000 · 3 bd / 2 ba / 1,533 sq ft · 240 CROSSINGS AVENUE
- $453,350 · 3 bd / 2 ba / 1,662 sq ft · 2189 MOSSY VINE AVENUE (The Landing's at Live Oak)
- $452,000 · 4 bd / 3 ba / 2,631 sq ft · 2876 WILD OLIVE DRIVE (The Reserve At Twin Lakes)
- $450,000 · 5 bd / 3 ba / 3,237 sq ft · 3541 PAWLEYS LOOP (Stevens Plantation)
- $450,000 · 4 bd / 3 ba / 2,631 sq ft · 2888 WILD OLIVE DRIVE (The Reserve At Twin Lakes)
- $446,990 · 5 bd / 3 ba / 2,077 sq ft · 5726 SPRINGER STREET
- $439,900 · 4 bd / 2 ba / 1,764 sq ft · 9505 LUNA DRIVE (Canaveral Acres 2)
- $434,990 · 4 bd / 2 ba / 1,839 sq ft · 6062 RIVER FARM AVENUE (Pine Grove Reserve)
- $429,000 · 4 bd / 3 ba / 2,284 sq ft · 6008 KEYSTONE POINTE DRIVE
- $425,000 · 4 bd / 3 ba / 2,274 sq ft · 3389 CORDGRASS PLACE (Harmony Nbhd H-2)
- $424,500 · 3 bd / 2 ba / 1,971 sq ft · 1835 HAWKSBILL LANE (Preserve At Turtle Creek)
- $423,990 · 5 bd / 4 ba / 2,546 sq ft · 4444 SEAGRAPE AVENUE (Crossprairie 50s)
- $419,990 · 3 bd / 2.5 ba / 1,983 sq ft · 5882 SUGAR RANGE
- $419,900 · 5 bd / 2.5 ba / 2,518 sq ft · 3540 SAXONY LANE
- $419,900 · 4 bd / 2.5 ba / 2,219 sq ft · 2124 CONTINENTAL STREET
- $415,999 · 4 bd / 3 ba / 1,955 sq ft · 3268 SONGBIRD CIRCLE (Harmony Nbhd J)
- $414,990 · 5 bd / 3 ba / 2,546 sq ft · 4584 FORGE ROAD (Waterlin 45's)
- $414,500 · 3 bd / 2 ba / 2,009 sq ft · 1497 SOFTSHELL STREET (Turtle Creek)
- $410,000 · 4 bd / 2 ba / 1,840 sq ft · 2919 SUNSTAR DRIVE (The Reserve At Twin Lakes)
- $407,990 · 4 bd / 2 ba / 1,900 sq ft · 1999 EDUCATION STREET (Trinity Place)
- $407,900 · 4 bd / 2 ba / 1,706 sq ft · 3804 PRONGHORN DRIVE (Deer Run Estates)
- $403,000 · 4 bd / 3 ba / 2,554 sq ft · 6067 WOODED BRUSH ALLEY (Amelia Groves)
- $399,990 · 4 bd / 2 ba / 1,846 sq ft · 3608 SCARLET OAK DRIVE (Savanna)
- $399,140 · 4 bd / 2.5 ba / 2,066 sq ft · 590 WINDY WILLOW WAY (The Crossings Ph 2)
- $395,000 · 4 bd / 2 ba / 1,828 sq ft · 5606 WESTERN SUN DRIVE (Estates of Westerly)
- $394,900 · 4 bd / 2 ba / 1,846 sq ft · 5189 BAROMBI BEND
- $394,500 · 4 bd / 2 ba / 1,600 sq ft · 4799 LAKE SHORE DRIVE (St Cloud Manor Village)
- $390,000 · 4 bd / 2.5 ba / 2,011 sq ft · 4704 HOMESTEAD TRAIL (Edgewater Ed-4 Lt 1 Rep)
- $389,900 · 4 bd / 2.5 ba / 2,334 sq ft · 5441 OSPREY MEADOW WAY (Ralston Reserve)
- $389,900 · 3 bd / 2 ba / 2,144 sq ft · 3966 BAJA DRIVE
- $389,900 · 3 bd / 2 ba / 1,754 sq ft · 5350 PAVIA DRIVE
- $389,000 · 3 bd / 2 ba / 1,856 sq ft · 5719 SWEETHEART COURT
- $386,000 · 4 bd / 2 ba / 1,696 sq ft · 3045 SWEET ACRES PLACE (Gramercy Farms)
- $384,990 · 3 bd / 2 ba / 1,501 sq ft · 7171 CARIB GRACKLE DRIVE (Villages At Harmony Pb 2C & 2D)
- $380,000 · 3 bd / 2.5 ba / 1,568 sq ft · 1260 WYCLIFFE WAY (Brixton Twnhms)
- $380,000 · 4 bd / 2 ba / 1,859 sq ft · 3606 CHARMED LANE (Esprit)
- $379,900 · 3 bd / 2.5 ba / 2,146 sq ft · 5443 OSPREY MEADOW WAY (Ralston Reserve)
- $379,900 · 3 bd / 2 ba / 1,916 sq ft · 3335 COUNTRYSIDE VIEW DRIVE
- $379,900 · 3 bd / 2 ba / 1,500 sq ft · 285 WHITE HERON WAY (Estates At Southern Pines)
- $379,000 · 4 bd / 2.5 ba / 2,020 sq ft · 1603 CLOUDY COURT (Sky Lakes Ph 2 & 3)
- $378,000 · 3 bd / 2 ba / 1,553 sq ft · 1631 TOWN PARK COURT
- $375,000 · 4 bd / 2 ba / 1,974 sq ft · 4721 PRESERVE BOULEVARD (Southern Pines)
- $360,000 · 3 bd / 2 ba / 1,500 sq ft · 1801 MONTAGUE DRIVE (Villa Homes Village)
- $359,000 · 3 bd / 2 ba / 1,229 sq ft · 1725 CALIFORNIA AVENUE (Sterling Manor Estates)
- $359,000 · 3 bd / 2 ba / 1,760 sq ft · 1831 BETSY ROSS LANE
- $359,000 · 2 bd / 2 ba / 1,056 sq ft · 5025 APOLLO AVE (Canaveral Acres 1 St Cloud)
- $355,000 · 4 bd / 2 ba / 1,828 sq ft · 5792 ARBORETUM STREET (Prairie Oaks)
- $355,000 · 3 bd / 2 ba / 1,556 sq ft · 5816 BEEFMASTER ROAD (Sunbrooke)
- $350,000 · 3 bd / 2 ba / 1,620 sq ft · 4793 SUNSET ROAD (Narcoossee New Map Of)
- $350,000 · 3 bd / 2 ba / 1,335 sq ft · 1519 MICHIGAN AVENUE (St Cloud 2Nd Town Of)
- $345,390 · 2 bd / 2 ba / 1,321 sq ft · 2891 MIDSWEET AVENUE (Del Webb Twin Lakes)
- $344,900 · 3 bd / 2.5 ba / 1,884 sq ft · 2942 FIELDWOOD CIRCLE (Gramercy Farms)
- $344,900 · 4 bd / 3 ba / 1,928 sq ft · 4800 RIVERWALK DRIVE (Turtle Creek)
- $344,000 · 3 bd / 2.5 ba / 1,834 sq ft · 4967 LOYALTY DRIVE
- $340,000 · 3 bd / 1.5 ba / 1,000 sq ft · 402 MISSISSIPPI AVENUE (Galion Gardens)
- $339,900 · 3 bd / 2 ba / 1,341 sq ft · 1808 CAYMAN COVE CIR (Eagle Meadow)
- $339,360 · 3 bd / 2.5 ba / 1,730 sq ft · 394 CHESAPEAKE DRIVE (Bridge Pointe)
- $339,000 · 4 bd / 2.5 ba / 2,032 sq ft · 2677 STARRY POINT (Sky Lakes Ph 2 & 3)
- $335,910 · 2 bd / 2 ba / 1,321 sq ft · 2774 BUCKEYE LANE (Del Webb Twin Lakes)
- $335,000 · 3 bd / 2 ba / 1,557 sq ft · 5590 SILVER THISTLE LANE (Southern Pines)
- $330,000 · 2 bd / 2 ba / 1,351 sq ft · 2315 DATURA LOOP (Northwest Lakeside Groves)
- $324,000 · 3 bd / 2.5 ba / 1,687 sq ft · 4965 LOYALTY DRIVE
Showing the newest 150 of 1138; the price bands above and the map cover the rest.
Homes for sale in St. Cloud by ZIP code
Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.
St. Cloud communities with the most homes for sale
The St. Cloud neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.
| Community | For sale | Median list | Median sold (12 mo) | Days on market |
|---|---|---|---|---|
| Weslyn Park | 36 | $572,192 | — | — |
| S L & I C | 35 | $850,000 | — | — |
| St Cloud 2Nd Town Of | 24 | $295,000 | — | — |
| Buena Lago | 24 | $417,494 | — | — |
| Harmony West | 21 | $410,000 | — | — |
| Harmony Central | 18 | $363,450 | — | — |
| Waterlin 45's | 18 | $456,490 | — | — |
| Del Webb Sunbridge | 18 | $619,450 | — | — |
| Center Lake on the Park | 16 | $469,990 | — | — |
| Gramercy Farms | 15 | $345,000 | — | — |
| Esprit | 15 | $375,000 | — | — |
| Lakeside at Satilla | 14 | $519,990 | — | — |
| Preston Cove Ph 1 & 2 | 14 | $337,490 | — | — |
| Pine Grove Reserve | 13 | $434,990 | — | — |
| Wiregrass | 13 | $532,500 | — | — |
| Prairie Oaks | 11 | $450,000 | — | — |
| The Waters at Center Lake Ranch | 11 | $499,000 | — | — |
| Brack Ranch | 11 | $465,990 | — | — |
| Bay Lake Ranch | 10 | $722,500 | — | — |
| Northwest Lakeside Groves | 9 | $305,000 | — | — |
| Southern Pines | 9 | $392,000 | — | — |
| Amelia Groves | 9 | $454,000 | — | — |
| Esplanade at Center Lake Ranch | 9 | $503,404 | — | — |
| Palmeras At Crossprairie | 8 | $484,990 | — | — |
| The Reserve At Twin Lakes | 8 | $449,968 | — | — |
| Split Oak Reserve | 7 | $599,900 | — | — |
| Sunbrooke | 7 | $356,000 | — | — |
| Turtle Creek | 7 | $414,500 | — | — |
| Villages At Harmony | 7 | $365,000 | — | — |
| Bridgewalk | 7 | $645,000 | — | — |
What is for sale in St. Cloud: property types
- Single-family houses: 936
- Townhouses: 107
- Manufactured homes: 63
- Villas: 20
- Condos: 12
Another 5 listings in St. Cloud are land, commercial or other non-residential property and are not counted above.
Browse by type: Condos for sale in St. Cloud (12) · Townhomes for sale in St. Cloud (107) · Manufactured and Mobile Homes for sale in St. Cloud (63).
The St. Cloud real estate market right now
Over the last 12 months 2,213 homes sold in St. Cloud at a median of $414,990 (+0.1% year over year), $206 per square foot. Sellers received 97% of list price and homes took a median 46 days to go under contract. With 1,138 homes for sale against that sales pace, months of supply is 6.2, a buyer’s market by the six-month rule. Cash buyers accounted for 8% of sales. New construction was 62% of sales.
St. Cloud supply by price band
| Price band | Active | Sold, 12 mo | Months of supply | DOM |
|---|---|---|---|---|
| Under $300K | 72 | 197 | 4.4 | 50 |
| $300K–$500K | 432 | 1,741 | 3.0 | 54 |
| $500K–$750K | 83 | 267 | 3.7 | 75 |
St. Cloud home prices by year
Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.
| Year | Median sold price | Homes sold | Days on market | Sale-to-list |
|---|---|---|---|---|
| 2019 | $255,548 | 112 | 69 | 97% |
| 2021 | $345,988 | 302 | 10 | 100% |
| 2022 | $402,530 | 2,069 | 8 | 100% |
| 2023 | $434,426 | 1,080 | 26 | 98% |
| 2024 | $423,747 | 2,537 | 44 | 98% |
| 2025 | $424,591 | 3,092 | 55 | 97% |
| 2026 | $422,667 | 3,393 | 47 | 97% |
What a home in St. Cloud costs to own
Take the median $433,585 listing with 20% down at today’s 7.28% 30-year rate: principal and interest run about $2,373/month. Osceola County’s typical millage of 15.23 puts property tax near $5,843/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Osceola County is about $1,735/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $3,005/month plus any HOA or CDD assessment.
Communities buyers are searching in St. Cloud. The St. Cloud community pages people are opening from Google right now: Kissimmee Park Lagoon (Coming Soon) in St. Cloud, FL · Bridgewalk · Lake Pointe · Bella Tara St Cloud.
Explore St. Cloud
- All homes for sale in Osceola County, FL
- What is my house worth in St. Cloud? Home values, $/sq ft and days to contract
- 4-bedroom homes for sale in St. Cloud
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- What $500K buys in Osceola County
- St. Cloud market intelligence: prices, supply and trends
- St. Cloud ZIP codes: every ZIP, map and home prices
- Moving to St. Cloud: the data guide
- Cost of living in St. Cloud
- New construction homes in St. Cloud
- Best neighborhoods in St. Cloud
- Osceola County property tax guide
- Osceola County down payment assistance limits
- First-time home buyer guide for Florida
- Search every St. Cloud community
- Best places to live in Florida: every city ranked by the numbers
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Homes for sale near St. Cloud
- Homes for sale in Kissimmee, FL — 2890 listings
- Homes for sale in Reunion, FL — 163 listings
- Homes for sale in Celebration, FL — 87 listings
- Homes for sale in Harmony, FL — 47 listings
- Homes for sale in Champions Gate, FL — 19 listings
Recently off market in St. Cloud
Homes in St. Cloud that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.
- 2094 Camelot Boulevard · last listed $615,000 · off market Sep 28, 2026
- 1999 Sir Lancelot Circle · last listed $599,900 · off market Sep 28, 2026
- 823 Missouri Avenue · last listed $269,000 · off market Sep 26, 2026
- 599 Windy Willow Way · last listed $392,655 · off market Sep 26, 2026
- 4353 Vibernum Avenue · last listed $407,990 · off market Sep 26, 2026
- 1200 Connecticut Avenue · last listed $289,000 · off market Sep 26, 2026
- 1115 Vermont Avenue · last listed $250,000 · off market Sep 26, 2026
Neighborhoods buyers are searching for in St Cloud
Common questions
How many homes are for sale in St. Cloud, FL?
As of 2026-10-07, Momentum's MLS record shows 1,138 residential homes actively listed for sale in St. Cloud and 307 under contract. 261 of them came on the market in the last 7 days.
What is the median home price in St. Cloud?
The median list price of homes for sale in St. Cloud is $433,585, about $214 per square foot for a typical 2,012-square-foot home. Ten percent of listings are under $295K and ten percent are above $700K. Over the last 12 months the median SOLD price was $414,990, +0.1% year over year.
How long do homes take to sell in St. Cloud?
Homes currently listed have been on the market a median of 48 days. Homes that sold in the last 12 months took a median of 46 days and sold at 97% of list price. At today's inventory that is 6.2 months of supply, a buyer's market by the usual six-month rule.
What does a $433,585 home in St. Cloud cost per month?
Roughly $3,005 a month with 20% down at 7.28%: principal and interest of $2,373, Osceola County property tax of about $487/month after the $50,000 homestead exemption, and insurance near $145/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which St. Cloud neighborhoods have the most homes for sale?
The communities with the most active listings right now are Weslyn Park (36), S L & I C (35), St Cloud 2Nd Town Of (24), Buena Lago (24), Harmony West (21). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in St. Cloud?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works St. Cloud can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is St. Cloud, FL, and what county is it in?
St. Cloud is in Osceola County, Florida. Homes for sale there today carry the ZIP codes 34771, 34772, 34769, 34773. Nearby cities in the same county with homes for sale: Kissimmee, Reunion, Celebration, Harmony, Champions Gate.
What ZIP codes are in St. Cloud, FL?
Listings in St. Cloud are currently in 4 ZIP codes: 34771, 34772, 34769, 34773. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in St. Cloud, FL?
936 single-family houses are for sale in St. Cloud today, out of 1,138 total listings (12 condos, 107 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in St. Cloud, FL?
Start with the numbers: 1,138 homes are for sale in St. Cloud today at a median asking price of $433,585, so a 20% down payment on the median home is about $86,717 and principal and interest run near $2,373/month at today's 7.28% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is St. Cloud in?
St. Cloud is in Osceola County, Florida. Osceola County's 12-month median sale price is $410K on 5,234 closings. Property tax, school zoning and permitting for St. Cloud run through Osceola County.
Is St. Cloud a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about St. Cloud: the median sale price over the last 12 months was $415K across 2,213 closings (+0.1% year over year), about the same as the Osceola County median of $410K; homes took a median 46 days to go under contract; 588 homes are for sale today, 3.2 months of supply at the current pace, which is balanced; new construction was 62% of sales; the communities with the most sales are THE CROSSINGS PH 2, HARMONY WEST PH 1A, the crossings, THE CROSSINGS PH 1. The market tracker, price bands and community pages on this site carry the full numbers.
Is St. Cloud in a flood zone?
Partly. Across 240 homes sampled in St. Cloud's largest communities, about 85% sit outside a FEMA Special Flood Hazard Area (Zone X) and about 15% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map; each community page here shows its own mix.
Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in St. Cloud as of 2026-10-07 and refresh as homes list and sell. Listings courtesy of Stellar MLS as distributed by MLS GRID. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.