Bella Mar Condo
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY · via realMLS
Bella Mar is a condo community in St. Augustine, and condo pricing tends to track condition, floor level, and how the association is running more than raw square footage. Without a current spread of active listings in front of us, the honest read is that unit-to-unit differences here are driven by updates and placement rather than address alone.
For a buyer, that means underwriting the individual unit and the association together, not just the sticker. For a seller, it means a clean, updated unit with a healthy HOA story behind it is what separates a quick contract from a listing that sits.
The setting & the homes.
Aerial and on-site photos of Bella Mar Condo. Swipe to explore the community.
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Bella Mar Condo
Bella Mar Condo
Bella Mar CondoPhotos from realMLS listings in Bella Mar Condo; content deemed reliable but not guaranteed.
Who Bella Mar Condo is best for.
Best for
- Buyers seeking a low-maintenance St. Augustine base and willing to pay monthly dues for it
- Second-home or seasonal buyers who want lock-and-leave simplicity near the coast and historic district
- Value-focused buyers willing to renovate a dated unit in a soundly managed association
Probably not for
- Buyers who need a private yard and full control over their roof and exterior systems
- Buyers with no tolerance for HOA dues or potential special assessments
- Buyers who want maximum square footage per dollar over a walkable, low-upkeep location
The market around Bella Mar Condo
Bella Mar Condo is a small community — 2 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 32080, 220 homes are on the market and 20% are under contract — a steady corner of St. Augustine.
Across St. Johns County, 1,921 homes are active and 1,005 pending (34% under contract).
Homes here are condominium.
ZIP and county figures describe the wider market, not Bella Mar Condo specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Bella Mar Condo
Live MLS inventory for Bella Mar Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bella Mar Condo listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Life at Bella Mar Condo
- Boat Dock · reported on 1 of 1 listings
- Elevator(s) · reported on 1 of 1 listings
- Gated · reported on 1 of 1 listings
- Trash · reported on 1 of 1 listings
- Management - On Site · reported on 1 of 1 listings
- Management - Full Time · reported on 1 of 1 listings
- Pool · reported on 1 of 1 listings
- Security Gate · reported on 1 of 1 listings
- Security Fence · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- W. D. Hartley · Elementary
- Gamble Rogers · Middle
- Pedro Menendez · High
Zoned schools reflect the assignments reported on recent Bella Mar Condo listings and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bella Mar Condo address.
The Bella Mar Condo buying strategy.
If we were buying in Bella Mar Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bella Mar Condo.
Buying the building, not just the unit
In any condo, the association is part of the asset. Before you fall for a floor plan at Bella Mar, read the budget, the reserve study, the meeting minutes, and any pending special assessments. Florida's post-inspection reserve requirements have reshaped condo carrying costs statewide, and the difference between a well-funded association and an underfunded one shows up directly in your monthly dues and your resale story.
St. Augustine's location value is real — historic downtown, the beaches, and the St. Johns County setting all support demand for lock-and-leave ownership. But condo values move on condition and building health, so a renovated unit in a solidly managed association will command a very different price than a dated one carrying deferred maintenance. Price the specific unit against the specific building.
The location and the amenities are priced into every listing in Bella Mar Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Condo transactions live or die on the documents, and we read them before you're emotionally committed. We'll walk the association's finances, dues, and any assessment history with you, weigh how a specific unit compares within the building, and tell you plainly when a listing's numbers don't hold up. If Bella Mar isn't the right fit, we'll say so.
Bella Mar Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bella Mar Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bella Mar Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bella Mar Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bella Mar Condo home worth?
Get a no-obligation home value based on real comparable sales in Bella Mar Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Bella Mar Condo on the map →
Should you buy in Bella Mar Condo?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Bella Mar Condo with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2024 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.