Budingtons
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 12 closed sales in Budingtons in Middleburg, FL since 2001, the most recent in March 2025. Across Middleburg as a whole, 667 homes closed in the last 12 months at a median of $315,000, 47 median days on market, with 219 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,740 ($4,150 with the full homestead exemption).
Budingtons is an older Middleburg pocket where the housing stock spans more than a century, from turn-of-the-century structures through builds as recent as 2021, with the middle of the range landing in 1986. That spread is the story: price here is driven far more by condition, updates, and lot than by any uniform product type. Two homes of similar size can trade very differently depending on how much work has been done.
With a homestead share just under 70%, this is a lived-in community rather than an investor churn zone, which tends to keep inventory measured. For buyers, that means fewer turnkey listings and more homes that reward a clear-eyed renovation budget. For sellers, condition and honest prep matter more than square footage alone, given a median living area around 1,700 square feet.
The 60-Second Overview
Budingtons is a small, established Middleburg community of 87 homes in Clay County, defined by an unusually wide age range and a housing mix where condition, not a single floor plan, sets value.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Budingtons is best for.
Best for
- Buyers willing to renovate and budget for updates on an older home
- Long-hold owner-occupants who value an established, lower-turnover pocket
- Shoppers who want a modest-footprint home in Clay County over max square footage
Probably not for
- Buyers who need new-construction uniformity and predictable per-foot pricing
- Anyone requiring large living space above the roughly 1,700 sqft median
- Investors seeking high-churn inventory and quick turnover
The market around Budingtons
Budingtons is too small for its own price trend, so here is the market around it.
In ZIP 32068, 455 homes are on the market and 29% are under contract — a steady corner of Middleburg.
Across Clay County, 1,286 homes are active and 456 pending (26% under contract).
ZIP and county figures describe the wider market, not Budingtons specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Budingtons, Middleburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Budingtons buying strategy.
If we were buying in Budingtons today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Budingtons.
An older pocket priced on condition
The year-built range runs from 1900 to 2021, with a median of 1986 — a genuinely mixed vintage. Expect to encounter original older structures, decades-old ranch-era homes, and the occasional newer infill build side by side. Living space is modest on the whole, with the median near 1,706 square feet, so shoppers chasing large square footage will need to be selective.
Because the stock is heterogeneous, comps deserve real scrutiny. A recently updated home and an untouched original are not the same asset, even at the same size. Buyers should underwrite for systems and updates; sellers should document what has been improved, because that is what separates listings in a community this varied.
The location and the amenities are priced into every listing in Budingtons. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community with a 1900-to-2021 build range and only 87 homes does not lend itself to shortcut pricing. We read each property on its own condition and updates rather than a blanket per-foot number, and we will tell you plainly when a listing's asking price reflects work that has — or has not — been done.
Budingtons in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Budingtons buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Budingtons sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Budingtons, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Budingtons home worth?
Get a no-obligation home value based on real comparable sales in Budingtons, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Budingtons?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2001 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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