Mcinarnay
Homes for Sale in Middleburg, FL
All 369 homes for sale in Middleburg, FL · median $350,000 · 330 homes for sale in 32068 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 4 closed sales in Mcinarnay in Middleburg, FL since 2006, the most recent in January 2023. Across Middleburg as a whole, 602 homes closed in the last 12 months at a median of $315,000, 46 median days on market, with 219 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,740 ($4,150 with the full homestead exemption).
Mcinarnay sits in Middleburg, out in Clay County, and it trades the way most of this corner of the market does: on the house itself, not on a headline number. Without a median or count worth leaning on here, the honest read is that condition, lot, and updates set the price far more than the address does. Two homes on the same street can price very differently, and that spread is the story.
For buyers, that means the work is in the walkthrough, not the search filter — you are pricing renovation and land, not a neighborhood premium. For sellers, it means presentation and honest condition disclosure move your number more than waiting on the market to lift you. Price to the house you actually have.
Nearby homes for sale
No active listings inside Mcinarnay right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Mcinarnay is a small Middleburg pocket in Clay County, the kind of place where the specific property drives value more than any community-wide average. Treat every listing here on its own merits.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Mcinarnay is best for.
Best for
- Buyers prioritizing land and privacy who accept a longer commute
- Renovation-minded buyers comfortable pricing condition and updates themselves
- Sellers willing to present and disclose honestly to earn their number
Probably not for
- Buyers who need walkable amenities and short drives to work
- Buyers who want a predictable, tightly-banded price to anchor an offer
- Anyone expecting a neighborhood premium to carry resale on its own
The market around Mcinarnay
Mcinarnay is too small for its own price trend, so here is the market around it.
In ZIP 32068, 464 homes are on the market and 30% are under contract — a fast-moving corner of Middleburg.
Across Clay County, 1,285 homes are active and 469 pending (27% under contract).
In ZIP 32068 (Middleburg), 1,340 homes closed in the last 12 months at a median of $315K ($183/sq ft), up 2.0% year over year, with a median 45 days on market. Right now 262 active and 116 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Mcinarnay specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Mcinarnay, Middleburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Mcinarnay buying strategy.
If we were buying in Mcinarnay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mcinarnay.
Middleburg on its own terms
Middleburg reads more rural-suburban than urban, with the trade-offs that come with it: more land and privacy in exchange for a longer drive to the bigger job centers and retail corridors. That mix tends to attract people who want space over walkability, and it shapes what sells and how fast.
Because we do not have a reliable price band for Mcinarnay, resist anchoring on any single figure. The practical move is to compare a subject home against genuinely similar Clay County properties — same condition tier, similar lot, similar updates — rather than a broad area average that can mislead in a market this condition-driven.
The location and the amenities are priced into every listing in Mcinarnay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small Middleburg pocket where value hinges on the individual property, generic comps do more harm than good. We underwrite each home against the right Clay County comparables, flag the condition and land factors that actually move the number, and tell you plainly when a listing is priced to its story rather than its substance.
Mcinarnay in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mcinarnay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mcinarnay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mcinarnay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mcinarnay home worth?
Get a no-obligation home value based on real comparable sales in Mcinarnay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Middleburg →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Mcinarnay?
What share of Mcinarnay is owner-occupied?
When were the homes in Mcinarnay built?
Who is the best real estate agent for Mcinarnay?
How do I find a top Middleburg real estate agent who knows Mcinarnay?
Can Momentum Realty connect me with an agent for Mcinarnay?
Where is Mcinarnay, and what county is it in?
How far is Mcinarnay from downtown Jacksonville and the beach?
Should you buy in Mcinarnay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32068)) |
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2006 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Mcinarnay fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Mcinarnay. These are the public schools most often assigned to other communities in ZIP 32068; zones change and vary by address, so confirm with the district before you buy.
- Middleburg High School · 9-12 · FLDOE grade A (assigned to 56 nearby communities)
- Wilkinson Junior High School or your address-zoned middle school · Middle (assigned to 25 nearby communities)
- Wilkinson Junior High School · 7-8 · FLDOE grade A (assigned to 22 nearby communities)
- Middleburg Elementary School or your address-zoned elementary school · Elementary (assigned to 14 nearby communities)
- Tynes Elementary School · PreK-6 · FLDOE grade B (assigned to 11 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Nolan Road (2 homes on record)
Nearby Communities
Explore more neighborhoods near Mcinarnay with Momentum Realty’s local guides.