Osceola
Homes for Sale in Middleburg, FL
All 369 homes for sale in Middleburg, FL · median $350,000 · 330 homes for sale in 32068 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 2 closed sales in Osceola in Middleburg, FL since 2002, the most recent in July 2004. Across Middleburg as a whole, 602 homes closed in the last 12 months at a median of $315,000, 46 median days on market, with 219 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,740 ($4,150 with the full homestead exemption).
Osceola sits in Middleburg, out in Clay County, and the facts we have here are limited to location and the current snapshot date. Without a median price or inventory count in this feed, I won't guess at where values land — what I can tell you is that pricing in a community like this tends to be condition-driven, so the specific house matters more than the neighborhood average.
The honest posture for both sides: verify the live numbers before you commit to a strategy. A seller should not assume any particular price ceiling, and a buyer should not assume a floor. Bring the current data to the table and let the individual property, not a headline figure, set expectations.
Nearby homes for sale
No active listings inside Osceola right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Osceola is a Middleburg community in Clay County, positioned in the western reach of the Northeast Florida market where the trade-off is more land and distance in exchange for a quieter setting away from the coastal corridor.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Osceola is best for.
Best for
- Buyers prioritizing a quieter Clay County setting over proximity to the coast
- Those comfortable trading commute time for more room and a slower-paced location
- Buyers who will underwrite a purchase on live comparables and property condition
Probably not for
- Anyone needing a short daily commute to Jacksonville's urban core or the beaches
- Buyers who want walkable, high-density amenities at the doorstep
- Those expecting a fixed price range before touring the actual homes available
The market around Osceola
Osceola is too small for its own price trend, so here is the market around it.
In ZIP 32068, 464 homes are on the market and 30% are under contract — a fast-moving corner of Middleburg.
Across Clay County, 1,285 homes are active and 469 pending (27% under contract).
In ZIP 32068 (Middleburg), 1,340 homes closed in the last 12 months at a median of $315K ($183/sq ft), up 2.0% year over year, with a median 45 days on market. Right now 262 active and 116 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Osceola specifically. Momentum Research analysis of MLS records.
The Osceola buying strategy.
If we were buying in Osceola today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Osceola.
The location and the amenities are priced into every listing in Osceola. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Middleburg is a market where the specifics of a single property drive the number, and the public snapshot rarely tells the whole story. We pull the live comparables, walk the condition honestly, and tell you when a listing is priced ahead of what it can support — or when it is the one worth moving on.
Osceola in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Osceola buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Osceola sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Osceola, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Osceola home worth?
Get a no-obligation home value based on real comparable sales in Osceola, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Middleburg →
Should you buy in Osceola?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2002 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Osceola fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Osceola. These are the public schools most often assigned to other communities in ZIP 32068; zones change and vary by address, so confirm with the district before you buy.
- Middleburg High School · 9-12 · FLDOE grade A (assigned to 56 nearby communities)
- Wilkinson Junior High School or your address-zoned middle school · Middle (assigned to 25 nearby communities)
- Wilkinson Junior High School · 7-8 · FLDOE grade A (assigned to 22 nearby communities)
- Middleburg Elementary School or your address-zoned elementary school · Elementary (assigned to 14 nearby communities)
- Tynes Elementary School · PreK-6 · FLDOE grade B (assigned to 11 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Osceola
Where is Osceola?
Osceola is a community in Middleburg, Clay County, Florida, ZIP 32068.
Are there homes for sale in Osceola right now?
No active listings inside Osceola at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Osceola have an HOA or CDD?
No HOA is on record for Osceola in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Osceola with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.