Plum Tree
Homes for Sale in Middleburg, FL
All 361 homes for sale in Middleburg, FL · median $350,000 · 333 homes for sale in 32068 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-28, 12 recorded sales closed at a median of $289,650, $165 per square foot, a median 52 days on market. At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,360 ($3,760 with the full homestead exemption).
Plum Tree is a small pocket in Middleburg, and the current MLS snapshot as of mid-July 2026 doesn't surface a median price or standing inventory to anchor to. That means price here is driven by the individual home rather than a deep, comparable set — condition, lot, and upgrades will do the heavy lifting on any given listing, and a single sale can move the perception of the whole community.
For a buyer, that argues for patience and a willingness to underwrite each home on its own merits rather than a neighborhood average. For a seller, the thin data cuts both ways: fewer directly comparable sales can make pricing an exercise in judgment, so getting the condition story and the comp selection right matters more than usual.
Nearby homes for sale
No active listings inside Plum Tree right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Plum Tree market snapshot (as of September 28, 2026): the median sale price is about $290K ($165 per sq ft over the trailing 12 months of closed sales), and a median 52 days on market for closed sales.
In ZIP 32068 (Middleburg), 1,329 homes closed in the last 12 months at a median of $316K ($183/sq ft), up 1.7% year over year, with a median 45 days on market. Right now 268 active and 122 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.
Plum Tree is a modest residential community in Middleburg, in Clay County, well outside the denser Jacksonville core. Current MLS data doesn't identify shared amenities, so the appeal here is location and the individual home rather than a package of community features.
Who Plum Tree is best for.
Best for
- Buyers comfortable underwriting a single home rather than a market average
- Those wanting a lower-traffic Middleburg location over amenities and density
- Patient buyers willing to wait for the right listing to appear
Probably not for
- Buyers who need a broad set of active listings to compare before committing
- Those who want built-in community amenities like a pool or clubhouse
- Anyone needing to buy quickly with limited inventory on the market
The Plum Tree buying strategy.
If we were buying in Plum Tree today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Plum Tree.
A thin-data corner of Middleburg
The honest read on Plum Tree is that there isn't much to read from the current listings. No community amenities surface from the MLS, and there's no median or active count to build a trend on. This is common for smaller communities in the Middleburg area, where turnover is limited and a full picture only emerges when a home actually comes to market.
Practically, that puts the weight on fundamentals you can verify in person: the specific parcel, the condition of the home, and its position relative to Middleburg's road network and services in Clay County. Treat any single listing as its own negotiation rather than a data point in a busy market, and lean on recent Clay County activity nearby to sanity-check value.
The location and the amenities are priced into every listing in Plum Tree. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on public data, the value we add is legwork: pulling the actual comparable sales around Middleburg, walking the specific home with you, and pricing or bidding off condition rather than a headline average. We'll tell you plainly when a listing is overreaching for what it is, and when a quiet market is working in your favor.
Plum Tree in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Plum Tree buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Plum Tree sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Plum Tree, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Plum Tree home worth?
Get a no-obligation home value based on real comparable sales in Plum Tree, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Middleburg →
Frequently Asked Questions
What is the median home price in Plum Tree?
How long do homes in Plum Tree take to sell?
Who is the best real estate agent for Plum Tree?
How do I find a top Middleburg real estate agent who knows Plum Tree?
Can Momentum Realty connect me with an agent for Plum Tree?
Where is Plum Tree, and what county is it in?
How far is Plum Tree from downtown Jacksonville and the beach?
Should you buy in Plum Tree?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 28, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-28 |
| Historical depth | Closed-sale records back to 2025 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Plum Tree fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Plum Tree. These are the public schools most often assigned to other communities in ZIP 32068; zones change and vary by address, so confirm with the district before you buy.
- Middleburg High School · 9-12 · FLDOE grade A (assigned to 56 nearby communities)
- Wilkinson Junior High School or your address-zoned middle school · Middle (assigned to 25 nearby communities)
- Wilkinson Junior High School · 7-8 · FLDOE grade A (assigned to 22 nearby communities)
- Middleburg Elementary School or your address-zoned elementary school · Elementary (assigned to 14 nearby communities)
- Tynes Elementary School · PreK-6 · FLDOE grade B (assigned to 11 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).