Shamrock
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Shamrock in Middleburg, FL since 2005, the most recent in December 2006. Across Middleburg as a whole, 667 homes closed in the last 12 months at a median of $315,000, 47 median days on market, with 219 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,740 ($4,150 with the full homestead exemption).
The FACTS block here is thin — a name, a location in Middleburg, and a Clay County address as of mid-2026. Without a median price, day-count, or inventory figure in front of me, I won't manufacture one. What I can tell you honestly is that Shamrock sits in the Middleburg corridor of Clay County, which reads as a more outlying, land-oriented part of the Jacksonville metro rather than an urban-core play.
For a buyer or seller, the practical takeaway is to price and shop on the specific home in front of you, not on a neighborhood average I don't have. When a snapshot is this sparse, condition, lot, and how the individual listing shows will drive the number far more than any broad community label. Ask us to pull the current comps before you anchor to any expectation.
The 60-Second Overview
Shamrock is a community in Middleburg, in Clay County, on the outer edge of the Northeast Florida market rather than in the built-up core.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Shamrock is best for.
Best for
- Buyers who specifically want a Middleburg, Clay County location and understand the outlying setting
- Buyers willing to make decisions off current comps on the exact home rather than a neighborhood average
- Buyers who value more space and distance from the metro core
Probably not for
- Buyers who need a short commute into the Jacksonville urban core
- Buyers wanting dense, walkable amenities at the doorstep
- Buyers who want a rigid published price range before touring — this snapshot doesn't support one
The market around Shamrock
Shamrock is too small for its own price trend, so here is the market around it.
In ZIP 32068, 459 homes are on the market and 27% are under contract — a steady corner of Middleburg.
Across Clay County, 1,267 homes are active and 451 pending (26% under contract).
ZIP and county figures describe the wider market, not Shamrock specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Shamrock, Middleburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Shamrock buying strategy.
If we were buying in Shamrock today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Shamrock.
The location and the amenities are priced into every listing in Shamrock. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Middleburg and the wider Clay County market reward local, property-by-property analysis over metro-wide assumptions, and that is exactly how we work. Rather than lean on a headline average, we pull live comps on the specific street and home so you're pricing or offering on what's actually in front of you.
Shamrock in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Shamrock buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Shamrock sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Shamrock, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Shamrock home worth?
Get a no-obligation home value based on real comparable sales in Shamrock, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Middleburg →
Should you buy in Shamrock?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2005 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Shamrock fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.