Southshore At Bannon Lakes in St. Augustine

Southshore At Bannon Lakes
Homes for Sale in St. Augustine, FL

All 1,143 homes for sale in St. Augustine, FL · median $479,990 · 208 homes for sale in 32095 · St. Johns County homes for sale

Community in St. Augustine · St. Johns County · ZIP 32095
177 homesBuilt 2017–2021
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Photo courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY · via realMLS

Built fromLive realMLS data7 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 19 closed sales in Southshore At Bannon Lakes in St. Augustine, FL since 2019, the most recent in April 2026. Across St. Augustine as a whole, 2,438 homes closed in the last 12 months at a median of $445,000, 48 median days on market, with 692 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,990 ($5,480 with the full homestead exemption).

Live · Southshore At Bannon Lakes Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
72%
Owner-occupied · Southshore At Bannon Lakes
127 of 177 parcels homesteaded (FL DOR 2025)
28%
Non-owner-occupied · Southshore At Bannon Lakes
incl. 7% trust or LLC-held · 8% out-of-state
177
Homes in the community
177 residential parcels (FL DOR 2025)
Track record · 7 years of records
9
Recorded sales · 2024-2025
median $400K · qualified sales on the county roll (FL DOR 2025)
Est. 2017
Community established
homes built 2017-2021, median 2019 (FL DOR 2025)
0.6%/yr
Turnover rate
about 1 of 177 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Southshore at Bannon Lakes sits in the St. Johns County stretch of St. Augustine, and like most of the newer master-planned pockets out here, price is driven far more by condition, lot, and finish level than by any single headline number. With only a narrow window of recent closings to work from, treat any read on this community as directional rather than precise — there simply isn't enough volume yet to call a firm trend.

For a seller, that thin data cuts both ways: a well-presented home can set the comp rather than chase it, but you're also more exposed to whatever the last sale happened to be. For a buyer, the practical move is to underwrite each home on its own merits — layout, upgrades, lot position — instead of assuming the community carries a stable, established price floor.

Nearby homes for sale

No active listings inside Southshore At Bannon Lakes right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

187 FALLEN OAK Trail
$425K · 0.0 mi away
4 bd · 3 ba · 2,234 sqft
187 FALLEN OAK Trail
Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
431 BLUEJACK Lane
$430K · 0.1 mi away
4 bd · 2 ba · 2,008 sqft
431 BLUEJACK Lane
Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
114 BLUEJACK Lane
$460K · 0.2 mi away
4 bd · 2 ba · 2,008 sqft
114 BLUEJACK Lane
Listed by PONTE VEDRA COASTAL REALTY, INC.
165 BLUEJACK Lane
$459K · 0.2 mi away
4 bd · 3 ba · 2,395 sqft
165 BLUEJACK Lane
Listed by KELLER WILLIAMS ST JOHNS
45 BLUEJACK Lane
$372K · 0.2 mi away
3 bd · 2 ba · 1,508 sqft
45 BLUEJACK Lane
Listed by ENDLESS SUMMER REALTY
44 GREENHEAD Court
$454K · 0.3 mi away
4 bd · 2 ba · 1,775 sqft
44 GREENHEAD Court
Listed by PULTE REALTY OF NORTH FLORIDA, LLC.

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Southshore at Bannon Lakes is a newer-construction enclave within the broader Bannon Lakes area of St. Augustine, in St. Johns County — a part of Northeast Florida where amenity-driven, planned communities dominate and resale inventory turns over slowly.

realMLS (Northeast Florida) sales records identify 17 homes in Southshore At Bannon Lakes that have changed hands since 2019, built between 2017 and 2021 (median 2019), with a median living area of about 1,653 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 9 qualified sales in Southshore At Bannon Lakes across 2024–2025 (3 in 2024, 6 in 2025), median $400,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want newer construction and amenity access and are comfortable underwriting a home individually
  • Move-up buyers targeting St. Johns County who value a planned-community setting near St. Augustine
  • Owner-occupants planning to hold rather than flip, who aren't relying on rapid resale liquidity

Probably not for

  • Buyers who need a long, established sales history to feel confident on value
  • Short-horizon investors counting on quick, high-volume resale turnover
  • Bargain hunters expecting a clearly defined entry-level price band

The market around Southshore At Bannon Lakes

Southshore At Bannon Lakes is too small for its own price trend, so here is the market around it.

In ZIP 32095, 304 homes are on the market and 28% are under contract — a steady corner of St. Augustine.

Across St. Johns County, 1,952 homes are active and 794 pending (29% under contract).

In ZIP 32095 (St. Augustine), 1,075 homes closed in the last 12 months at a median of $498K ($221/sq ft), down 1.9% year over year, with a median 50 days on market. Right now 161 active and 72 pending listings put supply at about 2.9 months — a balanced market. See the live ZIP 32095 housing market and the St. Johns County market.

ZIP and county figures describe the wider market, not Southshore At Bannon Lakes specifically. Momentum Research analysis of MLS records.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Southshore At Bannon Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Southshore At Bannon Lakes.

Best Buy
Buyers who want newer construction in a planned St. Johns County setting and will judge each home on its own merits.
Biggest Risk
Thin closing data makes precise pricing harder in either direction.
Sweet Spot
A well-maintained, sensibly upgraded home priced against its own condition rather than a blanket comp.
Avoid If
You need a deep, proven resale track record before you commit.

A thin-data community worth pricing carefully

The defining feature of Southshore right now is how little closed data exists to lean on. That isn't a knock — it's typical of a community still maturing — but it changes how you should approach a transaction. Averages built on a handful of sales move sharply with each new closing, so a single unusual sale can distort the picture in either direction.

Because of that, the honest work here is home-by-home. Condition and finish carry outsized weight, the effective spread between a builder-grade resale and a heavily upgraded one can be wide, and location within the community matters. We'd rather describe those differences to you directly than pretend a tidy price band exists when the data can't support one.

“

The location and the amenities are priced into every listing in Southshore At Bannon Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-volume community, the value of local judgment goes up, not down. We track St. Johns County closings as they happen and can tell you when a comp is meaningful and when it's noise — so you're pricing off reality, not off a number that happens to be the most recent.

Southshore At Bannon Lakes in 15 seconds.

Best forBuyers who want newer construction in a planned St. Johns County setting and will judge each home on its own merits.
Biggest advantageAmenity-driven community in a desirable St. Augustine location.
Biggest riskThin closing data makes precise pricing harder in either direction.
Sweet spotA well-maintained, sensibly upgraded home priced against its own condition rather than a blanket comp.
Avoid ifYou need a deep, proven resale track record before you commit.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Southshore At Bannon Lakes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Southshore At Bannon Lakes.
In short
  • HOA dues reported around $33/month (about $396/yr) · median of 19 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $33 per month ($396 a year) — the median AssociationFee across 19 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Southshore At Bannon Lakes sales matched to your home.

What is your Southshore At Bannon Lakes home worth?

Get a no-obligation home value based on real comparable sales in Southshore At Bannon Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Augustine →

Real comps, not an automated estimate.

Recently off market in Southshore At Bannon Lakes

Homes in Southshore At Bannon Lakes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,000/mo
St. Johns County typical true cost to own
$115/mo
St. Johns County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Southshore At Bannon Lakes?
The Florida DOR 2025 assessment roll shows 177 homes in Southshore At Bannon Lakes (public records).
What share of Southshore At Bannon Lakes is owner-occupied?
72% of Southshore At Bannon Lakes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Southshore At Bannon Lakes built?
Homes in Southshore At Bannon Lakes were built between 2017 and 2021, with a median year built of 2019.0 (FL DOR 2025 roll).
Who is the best real estate agent for Southshore At Bannon Lakes?
The best agent for Southshore At Bannon Lakes is one who actively works St. Augustine and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Southshore At Bannon Lakes.
How do I find a top St. Augustine real estate agent who knows Southshore At Bannon Lakes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Southshore At Bannon Lakes and the wider St. Augustine area.
Can Momentum Realty connect me with an agent for Southshore At Bannon Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Southshore At Bannon Lakes purchase or sale - no call center and no pressure.
Where is Southshore At Bannon Lakes, and what county is it in?
Southshore At Bannon Lakes is in St. Augustine, St. Johns County, FL, ZIP 32095. The community's center is about 9 miles northwest of the center of St. Augustine (straight-line).
How far is Southshore At Bannon Lakes from downtown Jacksonville and the beach?
About 26 miles from downtown Jacksonville and about 9 miles from the Atlantic beach at South Ponte Vedra Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers who want newer construction and amenity access and are comfortable underwriting a home individuallyExcellent fit
Move-up buyers targeting St. Johns County who value a planned-community setting near St. AugustineExcellent fit
Owner-occupants planning to hold rather than flip, who aren't relying on rapid resale liquidityExcellent fit
Buyers who need a long, established sales history to feel confident on valueProbably not
Short-horizon investors counting on quick, high-volume resale turnoverProbably not
Bargain hunters expecting a clearly defined entry-level price bandProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32095))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2019 (19 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Southshore At Bannon Lakes? 1 recorded closings (window ending 2026-10-01). See the St. Johns County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Southshore At Bannon Lakes with Momentum Realty’s local guides.

Bannon Lakes St Augustine0.3 mi away · median $452K, 66 sales/12 moParkland Preserve St Augustine0.5 mi away · median $405K, 23 sales/12 moMarkland0.8 mi away · median $229K, 4 sales/12 moMarkland St Augustine0.9 mi away · 4 for saleWLWgv Legacy Trail St Augustine1.1 mi away · 24 homes, built 2016–18WRWgv Residences Ii Condo St Augustine1.5 mi away · 1 for saleCascades World Golf Village St Augustine1.5 mi away · median $371K, 20 sales/12 mo

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Southshore At Bannon Lakes. These are the public schools most often assigned to other communities in ZIP 32095; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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