Homes for Sale in Fernandina Beach, FL

269 homes are for sale in Fernandina Beach, FL as of 2026-10-20, with 61 more under contract. The median list price is $695,000 ($335/sq ft), most homes list between $389K to $1.70M, and the median listing has been on the market 88 days. That is 204 houses, 55 condos and 8 townhouses. 15 homes came on the market this week and 249 sold in the last 12 months at a median of $465,000.

Fernandina Beach, FL key facts
LocationNassau County, FL
ZIP codes with their own page1
For sale right now269 active, 61 under contract
Asking prices$695,000 median · $335 per sq ft · most homes $389K–$1.70M
Median days on market (active listings)88
Property types for sale204 houses, 55 condos, 8 townhouses
New listings this week15
Homes sold, last 12 months249 at a median of $465,000
Momentum Realty closings here, last 12 months6

Listing counts and prices as of 2026-10-20; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Fernandina Beach, FL key facts,” movewithmomentum.com/homes-for-sale/fernandina-beach-fl/, data as of 2026-10-20.

269
Homes for sale
$695,000
Median list price
$389K to $1.70M
Typical range
88
Median days on market
15
New this week
61
Under contract
$4,660
Est. monthly cost at median
13.0
Months of supply

Newest homes for sale in Fernandina Beach

The most recently listed homes in Fernandina Beach, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

95016 AUBREY Court, home for sale in Fernandina Beach
$959,900 New
4 bd · 2 ba · 2,533 sq ft · built 2020
95016 AUBREY Court, 32034
Crane Island
Listing courtesy of DIAMOND REALTY GROUP OF AMELIA ISLAND
96046 MONTEGO BAY, home for sale in Fernandina Beach
$849,000 New
4 bd · 2 ba · 2,266 sq ft · built 2005
96046 MONTEGO BAY, 32034
Fernandina Beach
Listing courtesy of FERNANDINA BEACH REALTY
1872 OCEANSIDE Lane, home for sale in Fernandina Beach
$1.09M New
3 bd · 2 ba · 1,863 sq ft · built 1991
1872 OCEANSIDE Lane, 32034
Oceanside
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
35121 MIMOSA PARKE Place, home for sale in Fernandina Beach
$672,900 New
3 bd · 2.5 ba · 2,472 sq ft · built 2021
35121 MIMOSA PARKE Place, 32034
Flora Parke
Listing courtesy of HOUWZER, INC.
1140 N 15TH Street, home for sale in Fernandina Beach
$595,000 New
4 bd · 2 ba · 1,538 sq ft · built 1956
1140 N 15TH Street, 32034
Fernandina Beach
Listing courtesy of HI
95001 LANIER Road, home for sale in Fernandina Beach
$1.55M New
4 bd · 2 ba · 3,160 sq ft · built 1984
95001 LANIER Road, 32034
Fernandina Beach
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS
95352 WILD CHERRY Drive, home for sale in Fernandina Beach
$1.27M New
4 bd · 3 ba · 3,077 sq ft · built 2022
95352 WILD CHERRY Drive, 32034
Amelia National
Listing courtesy of SUMMER HOUSE REALTY
1515 S FLETCHER Avenue, home for sale in Fernandina Beach
$1.40M New
3 bd · 2 ba · 1,767 sq ft · built 1983
1515 S FLETCHER Avenue, 32034
Fernandina Beach
Listing courtesy of SUMMER HOUSE REALTY
2628 PIRATES BAY Drive, home for sale in Fernandina Beach
$639,000 New
3 bd · 2 ba · 1,506 sq ft · built 1989
2628 PIRATES BAY Drive, 32034
Pirates Bay
Listing courtesy of COLDWELL BANKER THE AMELIA GROUP
94130 PALM GARDEN Drive, home for sale in Fernandina Beach
$530,000 New
5 bd · 2.5 ba · 3,618 sq ft · built 2014
94130 PALM GARDEN Drive, 32034
Nassauville
Listing courtesy of EXIT INSPIRED REAL ESTATE
2700 MIZELL Avenue #504A, home for sale in Fernandina Beach
$349,999 New
3 bd · 2 ba · 1,366 sq ft · built 1974
2700 MIZELL Avenue #504A, 32034
Fernandina Beach
Listing courtesy of CENTURY 21 MILLER ELITE LLC
95029 SAN REMO Drive #2A, home for sale in Fernandina Beach
$630,000 New
2 bd · 2 ba · 1,503 sq ft · built 2003
95029 SAN REMO Drive #2A, 32034
Fernandina Beach
Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
95117 POPLAR Way, home for sale in Fernandina Beach
$624,999 New
4 bd · 3 ba · 2,472 sq ft · built 2019
95117 POPLAR Way, 32034
Amelia National
Listing courtesy of WATSON REALTY CORP
97150 HARBOR CONCOURSE Circle, home for sale in Fernandina Beach
$420,000 New
3 bd · 2.5 ba · 1,843 sq ft · built 2018
97150 HARBOR CONCOURSE Circle, 32034
Harbor Concourse
Listing courtesy of COLDWELL BANKER ANABASIS REALTY
82905 THOMPSON Lane, home for sale in Fernandina Beach
$409,000 New
4 bd · 2 ba · 1,791 sq ft · built 2021
82905 THOMPSON Lane, 32034
Fernandina Beach
Listing courtesy of KELLER WILLIAMS SOUTHEASTERN PARTNERS
4776 AMELIA ISLAND Parkway #71, home for sale in Fernandina Beach
$2.04M
3 bd · 3 ba · 1,739 sq ft · built 1997
4776 AMELIA ISLAND Parkway #71, 32034
Ocean Place
Listing courtesy of FERNANDINA BEACH REALTY
96248 LIGHT WIND Drive, home for sale in Fernandina Beach
$965,000
4 bd · 2 ba · 2,600 sq ft · built 2003
96248 LIGHT WIND Drive, 32034
Crane Island
Listing courtesy of WATSON REALTY CORP
1108 N 15TH Street, home for sale in Fernandina Beach
$479,000
3 bd · 2 ba · 1,008 sq ft · built 1977
1108 N 15TH Street, 32034
Fernandina Beach
Listing courtesy of WATSON REALTY CORP
95191 POPLAR Way, home for sale in Fernandina Beach
$600,000
3 bd · 3 ba · 2,712 sq ft · built 2020
95191 POPLAR Way, 32034
Crane Island
Listing courtesy of MARK SPAIN REAL ESTATE
1570 CLINCH Drive, home for sale in Fernandina Beach
$440,000
3 bd · 2.5 ba · 1,818 sq ft · built 1993
1570 CLINCH Drive, 32034
Fernandina Beach
Listing courtesy of WATSON REALTY CORP
94926 FESCUE Drive, home for sale in Fernandina Beach
$1.18M
4 bd · 3 ba · 3,067 sq ft · built 2026
94926 FESCUE Drive, 32034
Amelia National
Listing courtesy of ICI SELECT REALTY, INC.
95227 TYSON Road, home for sale in Fernandina Beach
$876,990
4 bd · 3 ba · 2,027 sq ft · built 2027
95227 TYSON Road, 32034
Tyson Forest
Listing courtesy of DREES REALTY
3150 S FLETCHER Avenue #403, home for sale in Fernandina Beach
$699,990
2 bd · 2 ba · 1,020 sq ft · built 1984
3150 S FLETCHER Avenue #403, 32034
Fernandina Beach
Listing courtesy of FERNANDINA BEACH REALTY
913 S 7TH Street, home for sale in Fernandina Beach
$565,000
3 bd · 2.5 ba · 1,470 sq ft · built 2024
913 S 7TH Street, 32034
Fernandina Beach
Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Fernandina Beach homes for sale by price

Every active listing in Fernandina Beach grouped by price, with the newest listings in each band. The median is $695,000; the busiest band is $500K – $750K.

$200K – $300K: 10 homes

$300K – $400K: 19 homes

$400K – $500K: 34 homes

$500K – $750K: 90 homes

$750K – $1M: 55 homes

$1M and up: 61 homes

Every home for sale in Fernandina Beach right now (269)

All 269 active Fernandina Beach listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 150 of 269; the price bands above and the map cover the rest.

Homes for sale in Fernandina Beach by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32034267$689,000
320541$1.28M

Fernandina Beach communities with the most homes for sale

The Fernandina Beach neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Crane Island32$787,450——
Amelia National16$799,032——
Flora Parke13$565,000——
Amelia Walk11$549,000——
Cottages at Stoney Creek7$280,000——
North Hampton7$599,900——
Amelia Concourse6$406,950——
Amelia Island & Fernandina Beach5$1.15M——
Summer Beach5$799,000——
Concourse Crossing4$418,900——
Beach Walker Village3$1.10M——
Beachwood Villas3$519,000——
Crane Island3$4.90M——
Marsh Lakes3$661,000——
Ship Watch3$1.05M——
Amelia Green2$466,975——
Amelia Park2$688,500——
Amelia South Condo2$725,000——
Lofton Point2$359,450——
Old Town Fernandina2$1.15M——
Oyster Bay Harbour2$1.01M——
Nassauville2$500,000——
Pirates Bay2$634,000——
Sandcastle Condo2$690,000——
The Palms at Amelia2$309,450——
Tyson Forest2$921,990——
Villages of Woodbridge2$422,450——
Amelia Bay Estates1$819,000——
Amelia By The Sea1$815,000——
Amelia Island Plantation1$1.05M——

What is for sale in Fernandina Beach: property types

Browse by type: Condos for sale in Fernandina Beach (55) · Townhomes for sale in Fernandina Beach (8).

The Fernandina Beach real estate market right now

Over the last 12 months 249 homes sold in Fernandina Beach at a median of $465,000 (-1.6% year over year), $226 per square foot. Sellers received 95% of list price and homes took a median 48 days to go under contract. With 269 homes for sale against that sales pace, months of supply is 13.0, a buyer’s market by the six-month rule. New construction was 14% of sales.

Momentum Realty in Fernandina Beach: our agents closed 6 homes here for buyers and sellers in the last 12 months (4 as the listing brokerage, 2 representing the buyer), median sale $679,950 (brokerage closed records through October 2026). Find the right Momentum agent in Fernandina Beach →

Data through August 2026. In August 2026, 145 single-family homes closed in Nassau County at a median of $424,970, down 4.0% from a year earlier, a median 56 days on market, sellers receiving 98.5% of list price, 9.7% of sales closing above asking, 28% cash and 21% newly built. Across the six-county Northeast Florida region the single-family median was $395,000, flat from a year earlier, on 1,711 closings, down 5.4% from a year earlier.

Source: Data provided by realMLS; every figure computed by Momentum from the closed records. Full county tables, price bands and the 13-month history are in the Northeast Florida housing market report for August 2026.

Fernandina Beach supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K10225.548
$300K–$500K19673.458
$500K–$750K35765.566
$750K+39845.653

Fernandina Beach home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$383,1485647497%
2021$459,1066393399%
2022$595,39957416100%
2023$587,1584624197%
2024$614,5024944695%
2025$622,9914694996%
2026$530,1245375495%

What a home in Fernandina Beach costs to own

Take the median $695,000 listing with 20% down at today’s 7.40% 30-year rate: principal and interest run about $3,850/month. Nassau County’s typical millage of 13.28 puts property tax near $8,563/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Nassau County is about $1,159/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $4,660/month plus any HOA or CDD assessment.

Explore Fernandina Beach

Homes for sale near Fernandina Beach

Recently off market in Fernandina Beach

Homes in Fernandina Beach that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Fernandina Beach guides & data

Everything we publish about Fernandina Beach: live listings by type, prices and market data, taxes, insurance and what it costs to live here.

Common questions

How many homes are for sale in Fernandina Beach, FL?
As of 2026-10-20, Momentum's MLS record shows 269 residential homes actively listed for sale in Fernandina Beach and 61 under contract. 15 of them came on the market in the last 7 days.
What is the median home price in Fernandina Beach?
The median list price of homes for sale in Fernandina Beach is $695,000, about $335 per square foot for a typical 2,190-square-foot home. Ten percent of listings are under $389K and ten percent are above $1.70M. Over the last 12 months the median SOLD price was $465,000, -1.6% year over year.
How long do homes take to sell in Fernandina Beach?
Homes currently listed have been on the market a median of 88 days. Homes that sold in the last 12 months took a median of 48 days and sold at 95% of list price. At today's inventory that is 13.0 months of supply, a buyer's market by the usual six-month rule.
What does a $695,000 home in Fernandina Beach cost per month?
Roughly $4,660 a month with 20% down at 7.40%: principal and interest of $3,850, Nassau County property tax of about $714/month after the $50,000 homestead exemption, and insurance near $97/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Fernandina Beach neighborhoods have the most homes for sale?
The communities with the most active listings right now are Crane Island (32), Amelia National (16), Flora Parke (13), Amelia Walk (11), Cottages at Stoney Creek (7). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Fernandina Beach?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Fernandina Beach can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Fernandina Beach, FL, and what county is it in?
Fernandina Beach is in Nassau County, Florida. Homes for sale there today carry the ZIP codes 32034, 32054. Nearby cities in the same county with homes for sale: Yulee, Hilliard, Callahan, Bryceville.
What ZIP codes are in Fernandina Beach, FL?
Listings in Fernandina Beach are currently in 2 ZIP codes: 32034, 32054. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in Fernandina Beach, FL?
204 single-family houses are for sale in Fernandina Beach today, out of 269 total listings (55 condos, 8 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in Fernandina Beach, FL?
Start with the numbers: 269 homes are for sale in Fernandina Beach today at a median asking price of $695,000, so a 20% down payment on the median home is about $139,000 and principal and interest run near $3,850/month at today's 7.40% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
How many homes has Momentum Realty sold in Fernandina Beach?
Momentum Realty's agents closed 6 homes in Fernandina Beach for buyers and sellers in the last 12 months (4 as the listing brokerage, 2 representing the buyer), median sale $679,950 (brokerage closed records through October 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.
What county is Fernandina Beach in?
Fernandina Beach is in Nassau County, Florida; a smaller share of Fernandina Beach addresses fall in Duval County. Nassau County's 12-month median sale price is $442K on 1,515 closings. Property tax, school zoning and permitting for Fernandina Beach run through Nassau County.
Is Fernandina Beach a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Fernandina Beach: the median sale price over the last 12 months was $465K across 249 closings (-1.6% year over year), 5% above the Nassau County median of $442K; homes took a median 48 days to go under contract; 284 homes are for sale today, 6.3 months of supply at the current pace, which favors buyers; new construction was 14% of sales; the communities with the most sales are Northside, Woodbridge, Amelia National, Amelia Walk. The market tracker, price bands and community pages on this site carry the full numbers.
Does Fernandina Beach get hurricanes, and is it safe from them?
Yes, like all of coastal Florida, although direct hurricane landfalls on this stretch of coast are historically rare. NOAA's Storm Events database records 24 tropical-system events in Nassau County from 1961 to 2025 (1 logged as hurricane events); the most recent named storms to leave a record were Debby (2024), Helene (2024), Idalia (2023). Hurricane season runs June 1 to November 30, and the practical questions for a buyer are the flood zone, the roof age and the building-code year of the specific house. The Fernandina Beach hurricane and flood risk page on this site has the storm history, FEMA flood shares and Citizens premium data.
Is Fernandina Beach in a flood zone?
Mostly no. Across 139 homes sampled in Fernandina Beach's largest communities, nearly all sit outside a FEMA Special Flood Hazard Area (Zone X). Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map; each community page here shows its own mix.
How far is Fernandina Beach from downtown Jacksonville and the beach?
Fernandina Beach is about 20 miles north of downtown Jacksonville (straight-line; driving distance is usually 15 to 30 percent more), and it sits on the Atlantic coast at Fernandina Beach.
Is Fernandina Beach part of Jacksonville?
No. Fernandina Beach is in Nassau County; the City of Jacksonville is consolidated with Duval County and stops at the county line. Fernandina Beach is part of the Jacksonville metro area, about 20 miles from downtown, with its own county government, property-tax rates and school district.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Fernandina Beach as of 2026-10-20 and refresh as homes list and sell. Source: Data provided by realMLS. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

More communities in Fernandina Beach

1951 Market Condo · Fiddlers Creek · Gaines Unrecd · North Jax Estates · Ocean Gallery Homes · Sea Grove Village · The Cottages Of Ab · Windwood

Free monthly report

Get the Northeast Florida Market Pulse every month

One email when the new edition is out: median price and the same-home change, days on market, months of supply, price cuts and what failed to sell, computed from MLS closed records. See the current edition. Unsubscribe any time.

By subscribing, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may email you about the report and the local market. You do not need to consent as a condition of buying any property, goods, or services. See our Privacy Policy.

Buying in Fernandina Beach?

See any home on this page with a local agent.

A Momentum agent who works Fernandina Beach every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

Selling instead? See what your home would list for.

Tour homes in Fernandina Beach

Tell us what you are looking for and a local agent will reach out, usually within one business day.

or call (904) 351-6461