Summerlin
Homes for Sale in Green Cove Springs, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 5 closed sales in Summerlin in Green Cove Springs, FL since 2002, the most recent in April 2025. Across Green Cove Springs as a whole, 784 homes closed in the last 12 months at a median of $357,291, 58 median days on market, with 219 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $5,380 ($4,780 with the full homestead exemption).
Summerlin isn't a single vintage tract, and that's the first thing to understand about price here. With homes spanning from 1900 to 2024 and a median build year of 1994, what you pay is driven less by a going rate and more by the specific house — its age, its condition, and how much updating the last owner did. Two homes on the same street can sit far apart in price for reasons you can see with your own eyes.
The median living area runs around 1,848 square feet, which points to a stock of mostly mid-size homes rather than starter boxes or sprawling estates. For a buyer, that means the diligence work is on the individual property, not the market average. For a seller, condition and presentation are doing the heavy lifting — a well-kept, updated home separates itself here in a way it might not in a more uniform community.
The 60-Second Overview
Summerlin is a Green Cove Springs community in Clay County with a genuinely wide age range of homes, so the character shifts house to house rather than following one template. It reads as an established, owner-heavy area rather than a churn-driven investor market.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Summerlin is best for.
Best for
- Owner-occupants planning to stay a while who value a stable, homestead-heavy area
- Buyers open to a range of home ages, from older to newly built, and comfortable doing property-level diligence
- Renovation-minded buyers who can price and manage the work an older home may need
Probably not for
- Buyers who want a fast, high-turnover market with lots of listings to choose from at any moment
- Anyone needing a tight, predictable price band across comparable homes
- Investors expecting quick flips without factoring in each home's age and condition
The market around Summerlin
Summerlin is too small for its own price trend, so here is the market around it.
In ZIP 32043, 549 homes are on the market and 26% are under contract — a steady corner of Green Cove Springs.
Across Clay County, 1,267 homes are active and 451 pending (26% under contract).
ZIP and county figures describe the wider market, not Summerlin specifically. Momentum Research analysis of MLS records.
The Summerlin buying strategy.
If we were buying in Summerlin today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summerlin.
A market defined by condition, not vintage
With 273 homes and roughly 59% carrying a homestead exemption, this is predominantly owner-occupied. That tends to support steadier upkeep and slower turnover than a rental-heavy pocket, and it means inventory can be thin on any given week — buyers should be ready to move when the right house lists.
The build-year spread is the story. A median of 1994 sits between homes that predate modern construction entirely and new 2024 product. Practically, that means systems, roofs, and finishes vary enormously from one listing to the next. Get the inspection, read the age of the mechanicals, and price your offer to the specific house rather than to a neighborhood number that doesn't really exist here.
The location and the amenities are priced into every listing in Summerlin. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community where price hinges on condition rather than a clean per-square-foot benchmark, our value is telling you which homes are priced for their true state and which aren't. We know Clay County and Green Cove Springs, we read the individual listing rather than the average, and we'll walk you off a house that photographs better than it inspects.
Summerlin in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Summerlin buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summerlin sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Summerlin, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Summerlin home worth?
Get a no-obligation home value based on real comparable sales in Summerlin, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Green Cove Springs →
Should you buy in Summerlin?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2002 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Summerlin fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.