Cartagena City Twnhms
Homes for Sale in Tampa, FL
True comps, carrying-cost math, and listings before the portals.
Cartagena City Twnhms is a small pocket of housing stock — 11 homes total — which means this market moves on individual listings, not trend lines. With that few homes, one property in unusual condition or with an unusual lot can shift what the data looks like for months. Treat any single-property comparison here with more weight than you would in a larger subdivision, and treat any broad statistic with less.
The build range runs from 2005 to 2024, but the median year built sits at 2007, meaning most of the stock is original construction from the mid-2000s with at least one newer addition mixed in. Just over half of homes here (53.8%) carry a homestead designation, so ownership is roughly split between primary residences and non-homestead holdings — worth asking about directly when you're evaluating a specific unit, since that split can affect how a home has been maintained and how quickly a seller needs to move.
Who Cartagena City Twnhms is best for.
Best for
- A buyer targeting a specific unit in this community who is prepared to evaluate it on its own merits rather than by market trend
- A buyer comfortable with a townhome built in the mid-2000s range, verified on a case-by-case condition basis
- An investor evaluating a non-homestead purchase who has already confirmed HOA terms and any rental restrictions directly
Probably not for
- A buyer who wants managed community amenities like a pool or clubhouse as part of the purchase decision
- A buyer who relies heavily on market-trend data to time an offer, given how few homes trade here
- A seller expecting a large pool of recent comparable sales to support pricing strategy
The market around Cartagena City Twnhms
Cartagena City Twnhms is a small community — 6 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).
Homes here are townhouse.
ZIP and county figures describe the wider market, not Cartagena City Twnhms specifically. Momentum Research analysis of MLS records.
The Cartagena City Twnhms buying strategy.
If we were buying in Cartagena City Twnhms today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cartagena City Twnhms.
A Small Sample, Read Carefully
With only 11 homes in the entire community, Cartagena City Twnhms doesn't generate the kind of listing volume that lets you spot a clean trend. What it does offer is a fairly consistent living-area footprint — the median sits at 1,923 square feet — inside a construction window that stretches nearly two decades. That combination suggests the community was built out over time rather than in a single phase, which is common in smaller infill townhome projects.
No community amenities are listed in current MLS data. That's a factual gap, not necessarily a negative — some small townhome developments simply don't carry HOA-managed pools, clubhouses, or gated features, and buyers should confirm directly what, if anything, is covered under any association here rather than assuming either way.
The location and the amenities are priced into every listing in Cartagena City Twnhms. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, pricing a home correctly or evaluating an offer takes more than pulling comparable listings — it takes knowing which of the 11 homes are genuinely comparable in age, condition, and ownership status. We work the specifics unit by unit rather than leaning on averages that thin data can distort.
Cartagena City Twnhms in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cartagena City Twnhms buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cartagena City Twnhms sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cartagena City Twnhms, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cartagena City Twnhms home worth?
Get a no-obligation home value based on real comparable sales in Cartagena City Twnhms, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Cartagena City Twnhms?
What share of Cartagena City Twnhms is owner-occupied?
When were the homes in Cartagena City Twnhms built?
Who is the best real estate agent for Cartagena City Twnhms?
How do I find a top Tampa real estate agent who knows Cartagena City Twnhms?
Can Momentum Realty connect me with an agent for Cartagena City Twnhms?
Should you buy in Cartagena City Twnhms?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 33609)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2015 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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