Cross Creek
Homes for Sale in Tampa, FL
All 3,497 homes for sale in Tampa, FL · median $435,000 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 3 closed sales in Cross Creek Parcel M Phase 1 in Tampa, FL since 2006, the most recent in April 2008. Across Tampa as a whole, 4,890 homes closed in the last 12 months at a median of $442,500, 39 median days on market, with 1,287 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $6,960 ($6,340 with the full homestead exemption).
Part of the Cross Creek master-planned community in Tampa, FL — see all Cross Creek homes for sale (7 listings across 13 villages and sections in the MLS).
Part of Cross Creek Unit 1, Tampa, FL — see all Cross Creek Unit 1 homes for sale (7 listings across 4 sections in the MLS).
Cross Creek is a tight, single-era pocket: every home here was built between 2000 and 2003, with a median year of 2001. That kind of consistency means condition and updates, not vintage, do most of the talking on price. Two owners on the same floor plan can present very differently depending on whether the roof, HVAC, and kitchen have been touched since the original build.
With just over half of the 194 homes carrying a homestead exemption, the community runs close to an even split between owner-occupants and non-homestead owners, which typically includes investment or second-home holdings. That mix keeps turnover steady without the volatility you'd see in a heavily rental-dominated pocket, but it also means buyers should expect a range of maintenance histories rather than a uniform standard.
Nearby homes for sale
No active listings inside Cross Creek Parcel M Phase 1 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Built out in a tight window from 2000 to 2003, Cross Creek is a small, single-phase pocket of Tampa with a median home size of 1,704 square feet and no clubhouse, pool, or other shared amenities noted in current MLS data.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cross Creek is best for.
Best for
- Buyers prioritizing a lower-maintenance, moderately sized home in a small, established Tampa subdivision.
- Buyers comfortable evaluating a home strictly on its own updates and condition rather than shared amenities.
- Investors or owner-occupants looking at a community with a fairly even mix of homestead and non-homestead ownership.
Probably not for
- Buyers who want resort-style or clubhouse amenities as part of the purchase.
- Buyers set on new construction or homes built well after the early 2000s.
- Buyers who want a larger executive-style footprint beyond the community's typical size.
The market around Cross Creek
Cross Creek is a small community — 22 recorded sales on file, most recently in 2009 — too few for its own price trend. Here is the market around it.
Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Cross Creek specifically. Momentum Research analysis of MLS records.
The Cross Creek buying strategy.
If we were buying in Cross Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cross Creek.
One Build Window, One Standard to Check
At 194 homes, this is a compact community, and the four-year build window (2000-2003) means the housing stock is fundamentally uniform in age and likely construction spec. That's useful for buyers: it narrows the diligence question from 'how old is this house' to 'what's been maintained since it was built.' A 2001 home that's had a new roof and HVAC in the last decade is a different purchase than one that hasn't, even though both fall under the same median year built.
The median living area of 1,704 square feet suggests a community built around modest single-family footprints rather than larger executive-style homes, which typically keeps entry costs and carrying costs (taxes, insurance, upkeep) more contained than in newer, larger-format subdivisions nearby. No community amenities are identified from current MLS listings, so this reads as a straightforward residential subdivision rather than an amenity-driven one — pricing and appeal here are carried by the home itself and its lot, not by a shared clubhouse or pool.
The location and the amenities are priced into every listing in Cross Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, single-era community like this, the difference between homes comes down to what's been updated and what hasn't — details that don't always show up clearly in a listing. We walk every comparable with that build-year context in mind, so you're not paying a premium for age alone or underpricing a home that's been meaningfully upgraded since 2001.
Cross Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cross Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cross Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cross Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cross Creek home worth?
Get a no-obligation home value based on real comparable sales in Cross Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cross Creek on the map →
Frequently Asked Questions
How many homes are in Cross Creek?
What share of Cross Creek is owner-occupied?
When were the homes in Cross Creek built?
Who is the best real estate agent for Cross Creek?
How do I find a top Tampa real estate agent who knows Cross Creek?
Can Momentum Realty connect me with an agent for Cross Creek?
Should you buy in Cross Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 33647)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2006 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Tampa & Tampa & Hillsborough County guides
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