Aerial view of Deerfield Lakes

Deerfield Lakes
Homes for Sale in Callahan, FL

Community in Callahan · Nassau County · ZIP 32011
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Built fromLive realMLS data18 years of closingsUpdated twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Deerfield Lakes sits in Callahan, in the more rural western reach of Nassau County, and that location is the first thing to understand about it. This is not a coastal or urban-core address; pricing here tracks land, lot size, and home condition more than any walk-to-anything premium. What sets one home apart from the next is usually the shape it's in and the property around it, not a fixed tier of finishes.

For buyers, the posture is patience — know what condition you're paying for and inspect accordingly, because the spread between a well-kept home and a project can be wide. For sellers, presentation and condition do the heavy lifting; a clean, move-in-ready listing separates itself quickly in a market like this. We'd rather price to the home in front of us than to a neighbor's optimism.

Nearby homes for sale

No active listings inside Deerfield Lakes right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1539 JOSIE Lane
$384K · 0.9 mi away
4 bd · 2 ba · 2,106 sqft
1539 JOSIE Lane
Listed by LENNAR REALTY INC
1534 JOSIE Lane
$405K · 0.9 mi away
4 bd · 2.5 ba · 2,360 sqft
1534 JOSIE Lane
Listed by LENNAR REALTY INC
1563 JOSIE Lane
$393K · 0.9 mi away
4 bd · 3 ba · 1,943 sqft
1563 JOSIE Lane
Listed by LENNAR REALTY INC
1533 JOSIE Lane
$386K · 0.9 mi away
4 bd · 3 ba · 1,943 sqft
1533 JOSIE Lane
Listed by LENNAR REALTY INC
1504 JOSIE Lane
$407K · 0.9 mi away
4 bd · 3 ba · 1,943 sqft
1504 JOSIE Lane
Listed by LENNAR REALTY INC
3011 HARDEN Drive
$395K · 1.7 mi away
4 bd · 2.5 ba · 2,181 sqft
3011 HARDEN Drive
Listed by MERITAGE HOMES OF FLORIDA REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Deerfield Lakes is a Callahan community in western Nassau County, appealing to buyers who want more room and a quieter setting than the county's coastal or Jacksonville-adjacent submarkets offer. Expect a market where condition and lot drive value more than any single price band.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing lot size and elbow room over proximity to city or coast
  • Commuters comfortable trading drive time for a quieter setting
  • Buyers open to a project home who want condition to work in their favor on price

Probably not for

  • Buyers who need walkable shops, dining, or transit at the doorstep
  • Anyone unwilling to budget time and money for inspections and potential updates
  • Buyers who want a short commute to Jacksonville's core or the beaches

The market around Deerfield Lakes

Deerfield Lakes is too small for its own price trend, so here is the market around it.

In ZIP 32011, 56 homes are on the market and 39% are under contract — a fast-moving corner of Callahan.

Across Nassau County, 511 homes are active and 210 pending (29% under contract).

In ZIP 32011 (Callahan), 119 homes closed in the last 12 months at a median of $305K ($188/sq ft), down 3.0% year over year, with a median 37 days on market. Right now 19 active and 8 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32011 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Deerfield Lakes specifically. Momentum Research analysis of MLS records.

If we were buying in Deerfield Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Deerfield Lakes.

Best Buy
Buyers who want space and a quieter Nassau County setting over coastal proximity.
Biggest Risk
The wide spread between move-in-ready and project homes rewards careful inspection.
Sweet Spot
A well-kept home on a usable lot priced to its actual condition.
Avoid If
You need walkable amenities or a short commute to the beaches or urban core.

What actually moves value in Callahan

Callahan is a commuter's trade-off: you give up proximity to the beaches and the urban core in exchange for space and a slower pace. That trade shows up in how homes here are valued — the lot, the acreage, and the condition of the structure carry more weight than proximity to amenities. Two homes with the same square footage can price very differently based on updates and upkeep alone.

Because of that, generalizing about a starting or ceiling price does more harm than good. The honest read is qualitative: this is a condition-driven market with a genuinely wide spread. Come in with an inspection mindset and a clear sense of whether you want turnkey or a home you'll improve over time.

The location and the amenities are priced into every listing in Deerfield Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

We work Nassau County's western communities the way they need to be worked — one home at a time, judged on condition and lot rather than on a headline number. We'll walk a property with you and tell you plainly whether the price matches what's actually there, and we'll tell you when Callahan isn't the right fit for how you want to live.

Deerfield Lakes in 15 seconds.

Best forBuyers who want space and a quieter Nassau County setting over coastal proximity.
Biggest advantageCondition and lot drive value, so a sharp eye can find real footing here.
Biggest riskThe wide spread between move-in-ready and project homes rewards careful inspection.
Sweet spotA well-kept home on a usable lot priced to its actual condition.
Avoid ifYou need walkable amenities or a short commute to the beaches or urban core.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Deerfield Lakes sales matched to your home.

What is your Deerfield Lakes home worth?

Get a no-obligation home value based on real comparable sales in Deerfield Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Deerfield Lakes on the map →

Real comps, not an automated estimate.
Buyers prioritizing lot size and elbow room over proximity to city or coastExcellent fit
Commuters comfortable trading drive time for a quieter settingExcellent fit
Buyers open to a project home who want condition to work in their favor on priceExcellent fit
Buyers who need walkable shops, dining, or transit at the doorstepProbably not
Anyone unwilling to budget time and money for inspections and potential updatesProbably not
Buyers who want a short commute to Jacksonville's core or the beachesProbably not

Nearby Communities

Explore more neighborhoods near Deerfield Lakes with Momentum Realty’s local guides.

BHBeeghly Heights Jacksonville1.5 mi awayACAzalea Creek Jacksonville1.7 mi away · median $422K, 40 sales/12 moNJNorthlake Jacksonville1.8 mi awayHCHansen Creek Jacksonville2.3 mi away · median $270K, 48 sales/12 moBBBiscayne Bay Jacksonville2.4 mi away · median $188K, 10 sales/12 moSESouthlake Estates Jacksonville2.4 mi awaySLSouth Lake Jacksonville2.4 mi away

Browse all neighborhood guides →

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-12
Historical depthClosed-sale records back to 2008 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Deerfield Lakes. These are the public schools most often assigned to other communities in ZIP 32011; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Deerfield Lakes

Where is Deerfield Lakes?

Deerfield Lakes is a community in Callahan, Nassau County, Florida, ZIP 32011.

Are there homes for sale in Deerfield Lakes right now?

No active listings inside Deerfield Lakes at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Deerfield Lakes have an HOA or CDD?

No HOA is on record for Deerfield Lakes in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

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