Deerfield Lakes
Homes for Sale in Callahan, FL
All 56 homes for sale in Callahan, FL · median $399,450 · 50 homes for sale in 32011 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 2 closed sales in Deerfield Lakes in Callahan, FL since 2008, the most recent in September 2026. Across Callahan as a whole, 22 homes closed in the last 12 months at a median of $306,000, 40 median days on market, with 51 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $4,060 ($3,560 with the full homestead exemption).
Deerfield Lakes sits in Callahan, in the more rural western reach of Nassau County, and that location is the first thing to understand about it. This is not a coastal or urban-core address; pricing here tracks land, lot size, and home condition more than any walk-to-anything premium. What sets one home apart from the next is usually the shape it's in and the property around it, not a fixed tier of finishes.
For buyers, the posture is patience — know what condition you're paying for and inspect accordingly, because the spread between a well-kept home and a project can be wide. For sellers, presentation and condition do the heavy lifting; a clean, move-in-ready listing separates itself quickly in a market like this. We'd rather price to the home in front of us than to a neighbor's optimism.
The 60-Second Overview
Deerfield Lakes is a Callahan community in western Nassau County, appealing to buyers who want more room and a quieter setting than the county's coastal or Jacksonville-adjacent submarkets offer. Expect a market where condition and lot drive value more than any single price band.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Deerfield Lakes is best for.
Best for
- Buyers prioritizing lot size and elbow room over proximity to city or coast
- Commuters comfortable trading drive time for a quieter setting
- Buyers open to a project home who want condition to work in their favor on price
Probably not for
- Buyers who need walkable shops, dining, or transit at the doorstep
- Anyone unwilling to budget time and money for inspections and potential updates
- Buyers who want a short commute to Jacksonville's core or the beaches
The market around Deerfield Lakes
Deerfield Lakes is too small for its own price trend, so here is the market around it.
In ZIP 32011, 53 homes are on the market and 24% are under contract — a steady corner of Callahan.
Across Nassau County, 548 homes are active and 172 pending (24% under contract).
In ZIP 32011 (Callahan), 168 homes closed in the last 12 months at a median of $306K ($180/sq ft), down 1.0% year over year, with a median 38 days on market. Right now 10 active and 2 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32011 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Deerfield Lakes specifically. Momentum Research analysis of MLS records.
The Deerfield Lakes buying strategy.
If we were buying in Deerfield Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Deerfield Lakes.
What actually moves value in Callahan
Callahan is a commuter's trade-off: you give up proximity to the beaches and the urban core in exchange for space and a slower pace. That trade shows up in how homes here are valued — the lot, the acreage, and the condition of the structure carry more weight than proximity to amenities. Two homes with the same square footage can price very differently based on updates and upkeep alone.
Because of that, generalizing about a starting or ceiling price does more harm than good. The honest read is qualitative: this is a condition-driven market with a genuinely wide spread. Come in with an inspection mindset and a clear sense of whether you want turnkey or a home you'll improve over time.
The location and the amenities are priced into every listing in Deerfield Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work Nassau County's western communities the way they need to be worked — one home at a time, judged on condition and lot rather than on a headline number. We'll walk a property with you and tell you plainly whether the price matches what's actually there, and we'll tell you when Callahan isn't the right fit for how you want to live.
Deerfield Lakes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Deerfield Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Deerfield Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Deerfield Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Deerfield Lakes home worth?
Get a no-obligation home value based on real comparable sales in Deerfield Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Callahan →
Should you buy in Deerfield Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-10-10 |
| Historical depth | Closed-sale records back to 2008 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Deerfield Lakes
Development, infrastructure, retail, and school activity affecting Deerfield Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The project is about 16 miles northeast of Deerfield Lakes, elsewhere in Nassau County.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The project is about 18 miles east of Deerfield Lakes, elsewhere in Nassau County.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 12 miles northeast of Deerfield Lakes.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 12 miles northeast of Deerfield Lakes.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Deerfield Lakes fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Deerfield Lakes. These are the public schools most often assigned to other communities in ZIP 32011; zones change and vary by address, so confirm with the district before you buy.
- Callahan Middle School · 6-8 · FLDOE grade A (assigned to 6 nearby communities)
- Callahan Elementary School · PreK-2 (assigned to 5 nearby communities)
- West Nassau High School · 9-12 (assigned to 4 nearby communities)
- West Nassau County High School · High · FLDOE grade B (assigned to 4 nearby communities)
- Callahan Elementary · PK-2 (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Email me new listings in Deerfield Lakes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Deerfield Lakes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Deerfield Lakes will answer, and the answer is published on this page for the next buyer.
Common questions about Deerfield Lakes
Where is Deerfield Lakes?
Deerfield Lakes is a community in Callahan, Nassau County, Florida, ZIP 32011.
Are there homes for sale in Deerfield Lakes right now?
No active listings inside Deerfield Lakes at the last feed refresh. In ZIP 32011, 53 homes are on the market and 24% are already under contract.
Does Deerfield Lakes have an HOA or CDD?
No HOA is on record for Deerfield Lakes in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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Callahan guides & data
- Market data
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction (Nassau County)
- Home builders (Nassau County)
Florida buyer guides
Nearby Communities
Explore more neighborhoods near Deerfield Lakes with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.