Aerial view of Rivergate

Rivergate
Homes for Sale in Palm Coast, FL

All 1,211 homes for sale in Palm Coast, FL · median $390,000 · 527 homes for sale in 32164 · Flagler County homes for sale

Community in Palm Coast · Flagler County · ZIP 32164
Median sale $408K
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Built fromLive realMLS data16 years of closingsUpdated twice daily

As of October 2026, the MLS records 5 closed sales in Rivergate in Palm Coast, FL since 2010, the most recent in September 2023. Across Palm Coast as a whole, 93 homes closed in the last 12 months at a median of $450,000, 114 median days on market, with 1,692 homes for sale today. At that median and Flagler County's FY2025-26 rate of 14.65 mills, annual property tax runs about $6,590 ($6,010 with the full homestead exemption).

Live · Rivergate Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$408K
Median sold · 12 mo
$230/sf
Sold $/sqft · 12 mo
peak $230 in 2026
Tempo
20days
Median DOM · closed
20 days at the 2026 low
6
Sold · last 12 mo
Track record · 16 years of records
0
Failed listings · 2024
peaked at 3 in 2024
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Rivergate sits in Palm Coast, in Flagler County, and price here is driven far more by condition and the specifics of a given home than by any headline number. Without a broad set of active comps in front of you, treat every listing on its own merits: how it has been maintained, what has been updated, and how it sits on its lot will move the number more than the address alone.

For buyers, that means the work is in the walkthrough and the inspection, not in chasing a market average. For sellers, it means presentation and honest pricing carry the day. A well-prepared home tends to find its buyer; an overpriced or deferred-maintenance listing tends to sit and invite negotiation.

Nearby homes for sale

No active listings inside Rivergate right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

$330K · 0.1 mi away
2 bd · 2 ba · 1,626 sqft
142 RAINTREE CIRCLE
Listed by BERKSHIRE HATHAWAY HOMESERVICE (OCEANSHORE)
3 RIVERGATE LANE
$360K · 0.1 mi away
3 bd · 2 ba · 2,041 sqft
3 RIVERGATE LANE
Listed by REALTY EXCHANGE, LLC
19 RAINTREE CIRCLE
$322K · 0.1 mi away
3 bd · 2 ba · 1,769 sqft
19 RAINTREE CIRCLE
Listed by VIRTUAL HOMES REALTY
87 RAMBLEWOOD DRIVE
$295K · 0.2 mi away
3 bd · 2 ba · 1,368 sqft
87 RAMBLEWOOD DRIVE
Listed by ADAMS HOMES REALTY, INC
77 RAMBLEWOOD DRIVE
$350K · 0.2 mi away
3 bd · 2 ba · 2,013 sqft
77 RAMBLEWOOD DRIVE
Listed by COLDWELL BANKER PREMIER PROPERTIES
4 RAINSTONE LANE
$429K · 0.2 mi away
4 bd · 3 ba · 2,456 sqft
4 RAINSTONE LANE
Listed by FLORIDA HOMES REALTY & MORTGAGE

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Rivergate market snapshot (as of July 14, 2026): the median sale price is about $408K ($230 per sq ft over the trailing 12 months of closed sales), and a median 20 days on market for closed sales.

In ZIP 32164 (Palm Coast), 109 homes closed in the last 12 months at a median of $420K ($203/sq ft), up 3.3% year over year, with a median 96 days on market. Right now 23 active and 6 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 32164 housing market and the Flagler County market.

realMLS (Northeast Florida) sales records identify 27 homes in Rivergate that have changed hands since 2022, built between 2005 and 2008 (median 2006), with a median living area of about 1,652 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Rivergate is a Palm Coast community in Flagler County, best understood house by house rather than by a single market snapshot, since condition and individual features tend to set the tone.

Best for

  • Buyers who will do the walkthrough-and-inspection work to value a home by its actual condition
  • Those wanting a Palm Coast base with access to the wider Flagler County market
  • Buyers comfortable comparing individual listings rather than relying on a single average

Probably not for

  • Buyers who want a deep bench of near-identical comps to price against instantly
  • Those unwilling to budget for updates or address deferred maintenance
  • Buyers expecting a fixed, predictable price point across the community
WindowClosingsMedian sold$ / sq ftMedian DOMTypical size
20266$407,500$23020 days1,812 sq ft

Source: realMLS closed listings, aggregated by Momentum Research. Deemed reliable but not guaranteed.

If we were buying in Rivergate today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rivergate.

Best Buy
Buyers who will judge a home on condition rather than a headline price.
Biggest Risk
Thin public data means you must vet each listing on its own merits.
Sweet Spot
A well-maintained, updated home priced honestly for its condition.
Avoid If
You want a large pool of identical comps to price against quickly.

Reading Rivergate the right way

The honest read on a community this specific is that the numbers you find online tell you less than the property itself. Two homes on the same street can price very differently based on updates, layout, and upkeep, so the smart move is to compare real listings and recent activity rather than lean on a broad figure.

Its Palm Coast setting puts it within the wider Flagler County market, with the coastal and inland options that come with the area. Use that context, but let the individual home and its condition anchor your expectations on price.

“

The location and the amenities are priced into every listing in Rivergate. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

We work Palm Coast and Flagler County directly, and we will tell you when a specific Rivergate listing is priced right and when it is not. Because value here turns on condition and individual features, our job is to walk the home with you, read the inspection honestly, and keep you from paying for someone else's deferred maintenance.

Rivergate in 15 seconds.

Best forBuyers who will judge a home on condition rather than a headline price.
Biggest advantageA Palm Coast location within the broader Flagler County market.
Biggest riskThin public data means you must vet each listing on its own merits.
Sweet spotA well-maintained, updated home priced honestly for its condition.
Avoid ifYou want a large pool of identical comps to price against quickly.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Rivergate homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Rivergate.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rivergate sales matched to your home.

What is your Rivergate home worth?

Get a no-obligation home value based on real comparable sales in Rivergate, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palm Coast →

Real comps, not an automated estimate.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Flagler County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,201/mo
Flagler County typical true cost to own
$136/mo
Flagler County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Recent Developments in Rivergate

Development, infrastructure, retail, and school activity affecting Rivergate, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

  1. October 2026
    Development

    Palm Coast council advances Magnolia Trace plan for 624 homes on about 1,000 acres

    The Palm Coast City Council approved on first reading, 4-1, an amendment converting the former Oare continuing-care village off Belle Terre Boulevard near U.S. 1 into the Magnolia Trace Master Planned Development. The plan calls for 624 units, including single-family homes, townhouses and up to 150 apartments, and 71% of the acreage is already in conservation. A second reading is still required, and Greenpoint Holdings is under contract to buy the land.

    What it may mean for the marketAdds a large block of for-sale and rental housing supply along the Belle Terre corridor, if final approval is granted. The site is about 2 miles east of Rivergate.

    Source: FlaglerLive
  2. October 2026
    Civic

    Palm Coast holds ceremonial opening of new Fire Station 22

    The new station at the southeast corner of Palm Coast Parkway and Colbert Lane replaces the 1977 station and responds to about 18,700 calls a year. Funding of about $12.2 million came from the general fund, fire impact fees and American Rescue Plan money after a $5 million state appropriation was vetoed. The old station is slated to become a visitor center, though funding is not yet identified.

    What it may mean for the marketAdds modernized emergency response capacity along the Palm Coast Parkway corridor. The site is about 4 miles northeast of Rivergate.

    Source: FlaglerLive
  3. September 2026
    Retail & Dining

    Promenade at Town Center in Palm Coast signs six tenants and opens apartment leasing

    The six-building mixed-use project has signed six leases, including 6th Street Deli, Fleet Feet and AdventHealth Sports Rehab, and has begun leasing 204 apartments. It includes roughly 40,000 square feet of retail and 25,000 square feet of medical and office space. Half the buildings remain under construction and no opening date has been set.

    What it may mean for the marketAdds near-term retail, medical office and rental apartment options in the Town Center area. The site is about 3 miles northeast of Rivergate.

    Source: FlaglerLive
  4. July 2026
    Civic

    Flagler County adopts one year data center moratorium

    Flagler County commissioners unanimously adopted a one year moratorium on new data center siting in unincorporated areas at their July 13, 2026 meeting. Officials said the pause allows staff to develop zoning and land use standards for the emerging industry.

    What it may mean for the marketA one year pause on new data center siting in unincorporated areas holds large industrial land uses in place while the county drafts zoning and land use standards, keeping the current pattern of available industrial and commercial land unchanged for now. The site is about 3 miles southwest of Rivergate.

    Source: Flagler County Buzz
  5. June 2026
    Development

    Palm Coast approves an 82,000-square-foot warehouse complex where Alleima will expand

    Palm Coast approved a two-building, 82,000-square-foot warehouse complex on 7.5 acres at 5 Commerce Boulevard in June 2026. Manufacturer Alleima will occupy one building and add 30 to 50 employees, with the second building marketed to other industrial tenants.

    What it may mean for the marketNew industrial space and manufacturing jobs in Palm Coast strengthen the local employment base, a factor that can support housing demand nearby. The site is less than a mile northwest of Rivergate.

    Source: FlaglerLive
  6. June 2026
    Development

    Palm Coast approves a 62,000-square-foot medical office building on Palm Harbor Parkway

    Palm Coast also approved a two-story, 62,000-square-foot medical office building with 43 suites at 1195 Palm Harbor Parkway in June 2026. The developers project about 120 jobs when the building is fully leased.

    What it may mean for the marketA new medical office complex adds healthcare capacity and professional jobs in Palm Coast, an amenity and employment factor that can support nearby housing demand. The site is about 5 miles north of Rivergate.

    Source: FlaglerLive

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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Frequently Asked Questions

What is the median home price in Rivergate?
The median sale price in Rivergate was $408K over the 12 months ending July 14, 2026 (6 closed sales, realMLS).
How long do homes in Rivergate take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 20 days on market (None sales, realMLS).
Who is the best real estate agent for Rivergate?
The best agent for Rivergate is one who actively works Palm Coast and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Rivergate.
How do I find a top Palm Coast real estate agent who knows Rivergate?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Rivergate and the wider Palm Coast area.
Can Momentum Realty connect me with an agent for Rivergate?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Rivergate purchase or sale - no call center and no pressure.
Where is Rivergate, and what county is it in?
Rivergate is in Palm Coast, Flagler County, FL, ZIP 32164.
Buyers who will do the walkthrough-and-inspection work to value a home by its actual conditionExcellent fit
Those wanting a Palm Coast base with access to the wider Flagler County marketExcellent fit
Buyers comfortable comparing individual listings rather than relying on a single averageExcellent fit
Buyers who want a deep bench of near-identical comps to price against instantlyProbably not
Those unwilling to budget for updates or address deferred maintenanceProbably not
Buyers expecting a fixed, predictable price point across the communityProbably not

Data sources & freshness

Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2010 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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More Palm Coast & Palm Coast & Flagler County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Palm Coast & Flagler County or the full Neighborhood Finder.

Schools serving nearby communities

We do not have a confirmed school assignment for Rivergate. These are the public schools most often assigned to other communities in ZIP 32164; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Nearby Communities

Explore more neighborhoods near Rivergate with Momentum Realty’s local guides.

Lehigh Woods0.9 mi awayPine Grove Estates1.0 mi awayPine Grove1.0 mi away · 1 homes, built 1989–89Wynnfield Lakes1.2 mi awayCypress Knoll1.3 mi away · median $450K, 21 sales/12 mo

Browse all neighborhood guides →

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