Roosevelt Terrace
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of FLORIDA HOMES REALTY & MTG LLC · via realMLS
Roosevelt Terrace's price story right now comes from a very small sample: three closings define the current picture, with a median price of $279,950 and a median of $164.58 per square foot. Those recent sales moved fast, with a median of 2 days on market, but three transactions is not enough to call a firm trend either way - treat every number here as a snapshot, not a forecast.
The current posture favors whoever moves first. There are zero active listings, so there is nothing on the market to compare against or negotiate off of, and pricing is down 11.1% year over year. For a seller, that means the next listing effectively sets the market with no competing inventory in sight. For a buyer, it means patience and a broker who can surface a home before it's publicly listed matter more than scrolling active inventory.
The setting & the homes.
Aerial and on-site photos of Roosevelt Terrace. Swipe to explore the community.
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Roosevelt Terrace
Roosevelt Terrace
Roosevelt Terrace
Roosevelt Terrace
Roosevelt Terrace
Roosevelt TerracePhotos from realMLS listings in Roosevelt Terrace; content deemed reliable but not guaranteed.
Who Roosevelt Terrace is best for.
Best for
- Buyers with financing in place who can move within days of a new listing appearing.
- Buyers targeting a purchase price near $279,950 in St. Augustine.
- Buyers working with an agent who actively tracks off-market and pocket listings in St. Johns County, given how few homes trade here.
Probably not for
- Buyers who want to compare several active listings before deciding - none are currently on the market.
- Buyers relying on published community amenities to inform their decision - none are documented in current MLS data.
- Buyers assuming this year's pricing will match last year's - the market here is down 11.1% year over year.
The market around Roosevelt Terrace
Roosevelt Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32084, 315 homes are on the market and 29% are under contract — a steady corner of St. Augustine.
Across St. Johns County, 1,844 homes are active and 869 pending (32% under contract).
ZIP and county figures describe the wider market, not Roosevelt Terrace specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Roosevelt Terrace, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Roosevelt Terrace
Live MLS inventory for Roosevelt Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Roosevelt Terrace listings as of 2026-08-17, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Roosevelt Terrace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- St. Augustine High School (St. Johns County School District, verify by address)FLDOE grade A · High
- R.J. Murray Middle School or Sebastian Middle School (verify by address) · Middle
- James A. Webster Elementary School (verify by address)FLDOE grade C · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Roosevelt Terrace address.
The Roosevelt Terrace buying strategy.
If we were buying in Roosevelt Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Roosevelt Terrace.
A market read from three closings
On price, the numbers available are a median of $279,950 and a median of $164.58 per square foot - useful as a reference point, but not a range, since only the median figure is reliable here. The median 2-day time on market for those recent sales suggests that when something does list in Roosevelt Terrace, it moves quickly, though with only three closings behind that figure, one unusual sale can swing it substantially.
Two other numbers round out the picture: a market heat score of 39, and pricing down 11.1% year over year. Paired with zero active listings, this is a community where the data itself is thin enough that any single new listing or closing will meaningfully move the read. That's a reason to lean on someone tracking it closely rather than reading the trend line at face value.
The location and the amenities are priced into every listing in Roosevelt Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has zero active listings and only three recorded closings, the public market data can only tell you so much. Momentum's value here is in what isn't published - tracking off-market and pocket activity in St. Johns County, understanding how a 2-day median days-on-market and a 39 heat score interact in a low-volume pocket like this, and being positioned to act the moment something does list rather than finding out after it's under contract.
Roosevelt Terrace in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Roosevelt Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Roosevelt Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Roosevelt Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Roosevelt Terrace home worth?
Get a no-obligation home value based on real comparable sales in Roosevelt Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Roosevelt Terrace on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
28% of homes for sale in ZIP 32084 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-18).
Frequently Asked Questions
What schools serve Roosevelt Terrace?
Who is the best real estate agent for Roosevelt Terrace?
How do I find a top St. Augustine real estate agent who knows Roosevelt Terrace?
Can Momentum Realty connect me with an agent for Roosevelt Terrace?
Should you buy in Roosevelt Terrace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Roosevelt Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 17, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-14 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2003 (52 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Roosevelt Terrace fits the bigger picture — live prices, inventory, and Momentum Scores: