Homes for Sale $300K to $500K in St. Simons Island, GA

This page tracks every St. Simons Island listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

68 homes listed between $300,000 and $500,000 are for sale or pending in St. Simons Island, GA today across 29 communities. The median asking price is $394,500, from $300,000 to $485,000. Listings in St. Simons Island without that feature have a median of $895,000. Most listings right now: No Recorded Subdivision (6), Ocean Walk Condos (5), Village Green Condos (5). Updated September 11, 2026 from the MLS.

St. Simons Island homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

Community	Homes $300K–$500K	Median list	From
	6	$419,000	$399,000
Ocean Walk Condos	5	$440,000	$325,000
Village Green Condos	5	$372,000	$329,000
Barnes Plantations	5	$350,000	$325,000
Island Retreat Condos	4	$352,000	$310,000
Island Square Condos	4	$345,000	$329,000
Fairway Villas Condos	3	$455,000	$414,000
Shadow Brook Village	3	$425,000	$415,900
Island Townhouse Condos	3	$399,900	$390,000
North Golf Villas Condos	3	$399,000	$335,000
Gascoigne Condos	3	$325,000	$320,000
Sea Gate Inn Condos	2	$457,500	$455,000
Brockinton Marsh Condos	2	$378,750	$309,500
Sea Palms Colony Condos	2	$369,450	$349,900
Skiff Landing Condos	2	$337,400	$324,900
Salt Air Villas	2	$324,750	$300,000
Glynn Haven Estates	1	$485,000	$485,000
Courtside Villas Condos	1	$479,000	$479,000
Barkentine Court Condos	1	$469,000	$469,000
Limeburn Village	1	$459,000	$459,000
Bay Tree Cottages	1	$449,000	$449,000
Island House Condos	1	$439,500	$439,500
Mallory Villas Condos	1	$435,000	$435,000
Beacon Park Condos	1	$410,000	$410,000
Pelican Place Townhomes (Fee Simple)	1	$409,900	$409,900
The Oaks Condos	1	$375,000	$375,000
Island Marshwoods Condos	1	$369,900	$369,900
Riverwatch Condos	1	$309,000	$309,000
Executive Golf Villas Condos	1	$300,000	$300,000

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in St. Simons Island?

As of September 11, 2026, 68 St. Simons Island, GA listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 29 communities. The count updates with every MLS refresh.

What do homes $300K–$500K cost in St. Simons Island?

The median asking price today is $394,500, with listings from $300,000 to $485,000. St. Simons Island listings without that feature have a median of $895,000.

Which St. Simons Island community has the most homes $300K–$500K for sale?

No Recorded Subdivision has the most right now (6), followed by Ocean Walk Condos (5), Village Green Condos (5), Barnes Plantations (5).

What is the monthly payment on a $400,000 home?

At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring St. Simons Island

Live data: Scout (GAMLS), refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in St. Simons Island, GA whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS.