Waterfront Homes for Sale in St. Simons Island, GA
This page tracks every St. Simons Island listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
93 waterfront homes are for sale or pending in St. Simons Island, GA today across 44 communities. The median asking price is $990,000, from $299,900 to $11,999,000. Listings in St. Simons Island without that feature have a median of $770,000. Most listings right now: Frederica Golf Club (8), Beach Club Condos (8), Hampton Plantation (6). Updated September 27, 2026 from the MLS.
Live waterfront homes in St. Simons Island: the listings
78 active listings carry the flag today (25% of St. Simons Island inventory), median asking $1,262,500, $486/sq ft, median 105 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in St. Simons Island
The most expensive waterfront homes in St. Simons Island
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 144 Point Lane | $11,999,000 | 9,130 | Kings Point |
| 316 Yacht Club Lane | $6,999,500 | 11,200 | Yacht Club |
| 1909 Dixon Lane | $5,999,000 | 8,296 | East Beach |
| 140 Hampton Point Drive | $5,495,000 | 8,061 | Hampton Point |
| 400 Stevens Road | $5,395,000 | 6,119 | Stevens |
| 163 Point Lane | $4,750,000 | 8,802 | Kings Point |
| 185 Kirkaldy Lane | $4,750,000 | 4,179 | Frederica Golf Club |
| 106 Telford Lane | $4,475,000 | 7,000 | Frederica Golf Club |
| 145 Kirkaldy Lane | $4,250,000 | 5,156 | Frederica Golf Club |
| 314 6Th Street | $4,200,000 | 4,791 | Battery Park |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 2 | 3% |
| $300K–$500K | 4 | 5% |
| $500K–$750K | 24 | 31% |
| $750K–$1M | 6 | 8% |
| $1M+ | 42 | 54% |
St. Simons Island waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Frederica Golf Club | 8 | 4 | $3,997,495 | $2,299,000 |
| Beach Club Condos | 8 | 0 | $649,500 | $540,000 |
| Hampton Plantation | 6 | 1 | $1,274,000 | $825,000 |
| No Recorded Subdivision | 5 | 4 | $749,000 | $679,000 |
| East Beach | 3 | 0 | $3,994,900 | $3,695,000 |
| West Point | 3 | 0 | $1,450,000 | $1,250,000 |
| Sea Palms | 3 | 0 | $1,350,000 | $1,275,000 |
| King & Prince Villas Condos | 3 | 0 | $1,100,000 | $949,900 |
| North Breakers Condos | 3 | 0 | $725,000 | $700,000 |
| The Waterfront at Golden Isles Marina | 3 | 0 | $699,000 | $675,000 |
| Hampton River Villas | 3 | 0 | $598,000 | $595,000 |
| Gascoigne Condos | 3 | 0 | $320,000 | $299,900 |
| Kings Point | 2 | 1 | $8,374,500 | $4,750,000 |
| Hampton Point | 2 | 0 | $3,747,499 | $1,999,999 |
| Stillwater | 2 | 0 | $1,995,000 | $1,495,000 |
| The Orchard | 2 | 1 | $1,799,700 | $1,799,500 |
| St Clair Estates | 2 | 0 | $1,138,750 | $982,500 |
| Plantation Point Condos | 2 | 0 | $762,450 | $725,000 |
| Sandcastle | 2 | 0 | $623,500 | $600,000 |
| Bay Tree Cottages | 2 | 0 | $599,950 | $549,900 |
| Shipwatch Condos | 2 | 0 | $520,000 | $515,000 |
| Riverwatch Condos | 2 | 0 | $417,000 | $309,000 |
| Yacht Club | 1 | 0 | $6,999,500 | $6,999,500 |
| Stevens Tract | 1 | 0 | $5,395,000 | $5,395,000 |
| Battery Park | 1 | 1 | $4,200,000 | $4,200,000 |
| Hawkins Island | 1 | 0 | $3,275,000 | $3,275,000 |
| Atlantic Point | 1 | 0 | $3,100,000 | $3,100,000 |
| Hamilton Landing | 1 | 0 | $2,150,000 | $2,150,000 |
| The Battery | 1 | 0 | $1,650,000 | $1,650,000 |
| Wesley Lee Estate | 1 | 0 | $1,595,000 | $1,595,000 |
| Epworth Acres | 1 | 0 | $1,550,000 | $1,550,000 |
| Coast Cottages | 1 | 0 | $1,495,000 | $1,495,000 |
| Jones Creek | 1 | 0 | $1,439,000 | $1,439,000 |
| Shaws Bounty | 1 | 0 | $990,000 | $990,000 |
| Dune Breeze Townhomes (Fee Simple) | 1 | 0 | $975,000 | $975,000 |
| Sunbury Court | 1 | 0 | $720,000 | $720,000 |
| Courtside Homes | 1 | 0 | $649,000 | $649,000 |
| The Reserve at Demere Townhomes (Fee Simple) | 1 | 0 | $599,500 | $599,500 |
| Pelican Place Townhomes (Fee Simple) | 1 | 0 | $565,000 | $565,000 |
| Mariners Landing | 1 | 0 | $550,000 | $550,000 |
| Demere House Condos | 1 | 0 | $529,000 | $529,000 |
| Brockinton Marsh Condos | 1 | 0 | $500,000 | $500,000 |
| Fairway Villas Condos | 1 | 0 | $455,000 | $455,000 |
| Sea Palms Colony Condos | 1 | 0 | $389,000 | $389,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in St. Simons Island?
What do waterfront homes cost in St. Simons Island?
Which St. Simons Island community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring St. Simons Island
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- St. Simons Island homes under $300K
- St. Simons Island homes $300K–$500K
- Waterfront Homes in every city
Live data: Scout (GAMLS), refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in St. Simons Island, GA whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.