Coastal Gardens
Homes for Sale in Palm Coast, FL

Coastal Gardens is a new-construction single-family community in Palm Coast, Flagler County, ZIP 32164, centered on Thornberry Way in the city's P-Section. It is built by two national builders — Richmond American Homes and D.R. Horton — and is actively selling, with inventory under construction.

DBAAR sales records identify 20 homes in Coastal Gardens that have changed hands since 2025, built between 2025 and 2026 (median 2025), with a median living area of about 2,200 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: DBAAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pricing sits in the entry-to-mid range of the Flagler market: Richmond American plans start in the mid-$330s and run into the low-$400s across roughly 1,800 to 2,460 square feet, while D.R. Horton's plans start around the high-$330s across roughly 1,500 to 2,500 square feet. The community carries a published HOA of about $650 per year, and no CDD has been reported, though buyers should confirm that directly.

This is a production community rather than a gated or amenity-anchored one, so the decision comes down to the home, the builder, the lot, and the total monthly cost. Because it is brand-new, there is no resale track record yet, and the two builders' standard-versus-optional finishes are worth comparing carefully.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Coastal Gardens is too small for its own price trend, so here is the market around it.

Across Flagler County, 1,268 homes are active and 370 pending (23% under contract).

In ZIP 32164 (Palm Coast), 134 homes closed in the last 12 months at a median of $362K ($199/sq ft), up 1.7% year over year, with a median 96 days on market. Right now 20 active and 8 pending listings put supply at about 3.7 months — a balanced market. See the live ZIP 32164 housing market and the Flagler County market.

ZIP and county figures describe the wider market, not Coastal Gardens specifically. Momentum Research analysis of MLS records.

Coastal Gardens' distinguishing feature is that Richmond American and D.R. Horton are both building here, which turns the community into a side-by-side comparison for the same buyer. Richmond American leans toward a slightly larger, more finish-forward product in the mid-$330s to low-$400s; D.R. Horton competes on value and move-in-ready inventory from the high-$330s. Same neighborhood, two spec philosophies — so the plan-for-plan comparison is the whole game.

Homes run roughly 1,500 to 2,500 square feet in three-to-five-bedroom layouts. Because both builders standardize their lineups, the meaningful variables are the lot, the elevation, and each builder's included features. Ask each sales team for the standard-features sheet and price the same square footage across both before deciding — the sticker difference often reflects what is included rather than the house itself.

Living Here — Coastal Gardens sits in the established P-Section grid of Palm Coast, with quick access to Royal Palms Parkway, the Town Center commercial area, and an I-95 interchange for commutes toward St. Augustine or Daytona Beach. Flagler Beach is a short drive east. Expect a light in-community amenity set — this is a rooftops-first community that relies on Palm Coast's surrounding parks, trails, and Town Center services rather than an internal clubhouse.

Before You Offer — Confirm the all-in monthly. The roughly $650 annual HOA is published, but confirm what it covers and ask each builder specifically whether any CDD or special assessment applies on top of it. Compare the two builders' warranties and standard finishes, and get the difference between base and model-home pricing in writing so you are comparing the same house.

Verify the lot and the site details — pull the FEMA flood zone for the exact parcel, confirm internet service, and check the elevation and drainage on P-Section lots. Because both builders carry move-in-ready inventory here, also weigh a completed home against a to-be-built one; the incentives frequently differ.

Coastal Gardens vs. Comparable Palm Coast new-construction communities — Its closest peer is Sabal Preserve, the nearby Starlight Homes community at Royal Palms Parkway and Town Center Boulevard, which generally undercuts Coastal Gardens on entry price while Coastal Gardens steps up in square footage, finish, and builder choice. Against Seminole Palms on Seminole Woods Boulevard — also a Pulte and Richmond American community — Coastal Gardens competes on the same buyer, with Seminole Palms offering a more developed amenity plan and Coastal Gardens offering the two-builder comparison and an established P-Section location.

Against KB Home's Whiteview Village and Somerset in the Palm Coast Park plan along U.S. 1, Coastal Gardens trades their U.S. 1 corridor and KB's build-to-order model for a more central P-Section address and two competing builders on one street. The honest shorthand: choose Coastal Gardens for builder choice, a confirmed HOA, and a central Palm Coast location, and accept a light amenity package and no resale history yet; choose Sabal Preserve for a lower entry price, Seminole Palms for more amenities, or Whiteview Village and Somerset for the U.S. 1 corridor.

Who It Fits Best — Coastal Gardens fits a buyer who wants a brand-new single-family home in an established, central Palm Coast location, values being able to compare two national builders on one street, and wants a confirmed fee structure going in. It is a weaker fit for a buyer who wants a gated or amenity-rich community, the absolute lowest entry price, high-end custom finishes, or a proven resale track record before committing.

Most pages on a brand-new community like this are an automated estimate wrapped in stock copy. This one is built from the live DBAMLS feed, Flagler County closed-sale patterns, and a plain read of what actually moves value on an entry-to-mid Palm Coast tract — builder spec, lot position, and carrying cost. No automated valuation, no guesswork.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.