Owner-Occupied vs Investor Neighborhoods in Lake County
Who owns a neighborhood tells you how it will behave: homesteaded blocks turn over slowly and vote for the HOA budget; investor-heavy ones rent, flip and swing with the market. Florida publishes the answer parcel by parcel on the county property appraiser’s roll, and this page rolls it up for every Lake County community we track — the homestead share (owner-occupancy), the estimated non-owner-occupied share, out-of-state owners and LLC/trust ownership.
Across 1222 Lake County communities and 154,384 residential parcels on the 2025 Florida DOR roll, 66% of homes are homesteaded — the owner-occupancy proxy — and 34% are not; 9% are owned from out of state and 13% are held by an LLC, corporation or trust. Linda Glen Estates is the most owner-occupied community in the county at 97%; Trailside the most investor-held at 0% homesteaded.
Most owner-occupied communities in Lake County
| Community | City | Homesteaded | Non-owner-occupied | Parcels | Built (median) |
|---|---|---|---|---|---|
| Linda Glen Estates | Fruitland Park | 97% | 3% | 36 | 1987 |
| Wolf Branch Village | Sorrento | 96% | 4% | 50 | 2001 |
| Ranch Club | Groveland | 94% | 6% | 33 | 2013 |
| Rose Of Eldorado | Eustis | 94% | 6% | 48 | 1994 |
| Plantation/Leesburg Nottoway | Leesburg | 93% | 7% | 55 | 2003 |
| Plantation At Leesburg Arbordale Village | Leesburg | 92% | 8% | 142 | 2006 |
| Grand Island Estates | Grand Island | 92% | 8% | 39 | 2005 |
| Greater Pines | Clermont | 92% | 8% | 39 | 2004 |
| Linwood | Clermont | 92% | 8% | 51 | 2017 |
| Plantation At Leesburg Rosedown Village | Leesburg | 92% | 8% | 51 | 2003 |
| Lake Idlewild Estates | Fruitland Park | 92% | 8% | 76 | 1999 |
| Forestdel | Eustis | 92% | 8% | 38 | 2000 |
| westgate | Eustis | 92% | 8% | 38 | 2003 |
| Cross Tie Ranch | Sorrento | 92% | 8% | 75 | 2001 |
| Patio Point | Clermont | 91% | 9% | 35 | 1993 |
| Plantation At Leesburg Long Meadow Village | Leesburg | 91% | 9% | 34 | 2002 |
| Park/Wolf Branch Oaks | Sorrento | 91% | 9% | 45 | 2001 |
| Royal Trails | Deland | 91% | 9% | 67 | 2003 |
| Leesburg Legacy Of Leesburg | Leesburg | 91% | 9% | 166 | 2011 |
| Sunset Hills | Mount Dora | 91% | 9% | 43 | 1997 |
| Clermont Heritage Hills | Clermont | 90% | 10% | 496 | 2013 |
| Kings Ridge | Highgate | Clermont | 90% | 10% | 42 | 2003 |
| Eldorado Heights Eaton | Eustis | 90% | 10% | 31 | 1995 |
| Umatilla Twin Lake Estates | Umatilla | 90% | 10% | 31 | 2003 |
| Tavares Vista Del Largo | Tavares | 90% | 10% | 41 | 1994 |
Most investor-held communities
Lowest homestead share — rentals, second homes and flips concentrate here.
| Community | City | Homesteaded | Non-owner-occupied | LLC / trust | Parcels |
|---|---|---|---|---|---|
| Trailside | Mount Dora | 0% | 100% | 95% | 111 |
| Lake Griffin Reserve | Leesburg | 0% | 100% | 100% | 59 |
| Cyrene | Minneola | 0% | 100% | 95% | 42 |
| Saddle Hill | Fruitland Park | 0% | 100% | 100% | 30 |
| Vintner Reserve | Clermont | 0% | 100% | 91% | 45 |
| Cyrene At Mineola Villas | Minneola | 0% | 100% | 35% | 127 |
| Sanctuary Phases 4A 4B | Clermont | 0% | 100% | 27% | 64 |
| Wellness Way | Clermont | 0% | 100% | 87% | 106 |
| Tula Parc | Astatula | 0% | 100% | 95% | 122 |
| Wellness Ridge | Clermont | 0% | 100% | 79% | 194 |
| Hodges Reserve | Howey In The Hills | 0% | 100% | 100% | 34 |
| Cresswind At Lake Harris | Tavares | 0% | 100% | 96% | 142 |
| Cyrenne At Minneola - Villas | Minneola | 0% | 100% | 35% | 127 |
| Seaport Village | Tavares | 0% | 100% | 91% | 56 |
| Del Web | Minneola | 0% | 100% | 73% | 52 |
| Cyrene At Minneola | Minneola | 0% | 100% | 50% | 211 |
| Cyrene At Minneola Villas | Minneola | 0% | 100% | 35% | 127 |
| Hammock Oaks Villas | Lady Lake | 0% | 100% | 76% | 54 |
| Kh Cw Hammock Oaks Llc | Lady Lake | 0% | 100% | 88% | 108 |
| Waterstone 50Mu | Groveland | 0% | 100% | 81% | 128 |
| Waterstone 50S | Groveland | 0% | 100% | 82% | 78 |
| Loch Leven Park | Mount Dora | 0% | 100% | 99% | 137 |
| Wellness Ridge | Clermont | 0% | 100% | 89% | 162 |
| Wellness Way 50S Gc | Clermont | 0% | 100% | 96% | 90 |
| Cypress Bluff | Groveland | 0% | 100% | 82% | 62 |
Most out-of-state owners
| Community | City | Out-of-state | Homesteaded | Parcels |
|---|---|---|---|---|
| Saddle Hill | Fruitland Park | 100% | 0% | 30 |
| Hodges Reserve | Howey In The Hills | 100% | 0% | 34 |
| Tula Parc | Astatula | 95% | 0% | 122 |
| Cyrene At Minneola | Minneola | 92% | 0% | 211 |
| Cyrene At Mineola Villas | Minneola | 92% | 0% | 127 |
| Cyrenne At Minneola - Villas | Minneola | 92% | 0% | 127 |
| Cyrene At Minneola Villas | Minneola | 92% | 0% | 127 |
| Vintner Reserve | Clermont | 91% | 0% | 45 |
| Lake Griffin Reserve | Leesburg | 86% | 0% | 59 |
| Cyrene | Minneola | 86% | 0% | 42 |
| Citrus Farms Estates | Astatula | 79% | 18% | 57 |
| Groves At Grand Island | Grand Island | 71% | 13% | 68 |
| Silver Lake Pointe | Leesburg | 70% | 12% | 162 |
| Trailside | Mount Dora | 60% | 0% | 111 |
| Crestridge/Leesburg | Leesburg | 56% | 33% | 48 |
Highest LLC, corporate or trust ownership
| Community | City | LLC / trust | Homesteaded | Parcels |
|---|---|---|---|---|
| Lake Griffin Reserve | Leesburg | 100% | 0% | 59 |
| Saddle Hill | Fruitland Park | 100% | 0% | 30 |
| Hodges Reserve | Howey In The Hills | 100% | 0% | 34 |
| Grand Isle | Grand Island | 100% | 0% | 40 |
| Loch Leven Park | Mount Dora | 99% | 0% | 137 |
| Cresswind At Lake Harris | Tavares | 96% | 0% | 142 |
| Wellness Way 50S Gc | Clermont | 96% | 0% | 90 |
| Cyrene | Minneola | 95% | 0% | 42 |
| Lake Nellie Crossing | Clermont | 95% | 2% | 104 |
| Tula Parc | Astatula | 95% | 0% | 122 |
| Trailside | Mount Dora | 95% | 0% | 111 |
| Vintner Reserve | Clermont | 91% | 0% | 45 |
| Seaport Village | Tavares | 91% | 0% | 56 |
| Eagletail Landings | Howey In The Hills | 91% | 0% | 66 |
| Wellness Ridge | Clermont | 89% | 0% | 162 |
How to read this
Homestead exemption is claimed by owners who live in the home as their primary residence, so the homestead share is a close proxy for owner-occupancy; the non-owner-occupied estimate is its complement adjusted for parcels that cannot claim it. Out-of-state and LLC/trust shares come from the owner mailing address and owner name on the roll. Communities are matched to parcels by subdivision and street; figures are for the parcels matched (n shown), not necessarily every home. Source: Florida Department of Revenue NAL assessment roll, 2025, compiled by Momentum Research, November 2026. Back to homes for sale in Lake County.