Owner-Occupied vs Investor Neighborhoods in Lake County

Who owns a neighborhood tells you how it will behave: homesteaded blocks turn over slowly and vote for the HOA budget; investor-heavy ones rent, flip and swing with the market. Florida publishes the answer parcel by parcel on the county property appraiser’s roll, and this page rolls it up for every Lake County community we track — the homestead share (owner-occupancy), the estimated non-owner-occupied share, out-of-state owners and LLC/trust ownership.

Across 1543 Lake County communities and 214,864 residential parcels on the 2025 Florida DOR roll, 66% of homes are homesteaded — the owner-occupancy proxy — and 34% are not; 9% are owned from out of state and 12% are held by an LLC, corporation or trust. Linda Glen Estates is the most owner-occupied community in the county at 97%; Trailside the most investor-held at 0% homesteaded.

Most owner-occupied communities in Lake County

CommunityCityHomesteadedNon-owner-occupiedParcelsBuilt (median)
Linda Glen EstatesFruitland Park97%3%361987
Serenity At RedtailSorrento97%3%702016
Wolf Branch VillageSorrento96%4%502001
Rolling Oak EstatesSorrento95%5%1001999
Plantation At Leesburg Mulberry GroveLeesburg94%6%732005
Old Mill RunTavares94%6%351996
Trails Of MontverdeMontverde94%6%1191992
Ranch ClubGroveland94%6%332013
Plantation At Leesburg Manor View VillageLeesburg94%6%811999
Rose Of EldoradoEustis94%6%481994
Groveland Cherry Lake OaksGroveland93%7%692017
Lake Dalhousie EstatesUmatilla93%7%412001
Plantation/Leesburg NottowayLeesburg93%7%552003
Plantation At Leesburg Arbordale VillageLeesburg92%8%1422006
Grand Island EstatesGrand Island92%8%392005
Greater PinesClermont92%8%392004
LinwoodClermont92%8%512017
Plantation At Leesburg Rosedown VillageLeesburg92%8%512003
Lake Idlewild EstatesFruitland Park92%8%761999
ForestdelEustis92%8%382000
westgateEustis92%8%382003
Cross Tie RanchSorrento92%8%752001
Preston CoveClermont92%8%731996
Picciola Highland EstatesFruitland Park92%8%491974
Pine HarbourLeesburg91%9%581989

Most investor-held communities

Lowest homestead share — rentals, second homes and flips concentrate here.

CommunityCityHomesteadedNon-owner-occupiedLLC / trustParcels
TrailsideMount Dora0%100%95%111
Lake Griffin ReserveLeesburg0%100%100%59
CyreneMinneola0%100%95%42
Saddle HillFruitland Park0%100%100%30
Waterstone 40MuGroveland0%100%78%104
Vintner ReserveClermont0%100%91%45
Cyrene At Mineola VillasMinneola0%100%35%127
Pine Meadows ReserveEustis0%100%80%179
Sanctuary Phases 4A 4BClermont0%100%27%64
Tula ParcAstatula0%100%95%122
Wellness RidgeClermont0%100%79%194
Hodges ReserveHowey In The Hills0%100%100%34
Cresswind At Lake HarrisTavares0%100%96%142
Cyrenne At Minneola - VillasMinneola0%100%35%127
Seaport VillageTavares0%100%91%56
Grand IsleGrand Island0%100%100%40
Del WebMinneola0%100%73%52
Cyrene At MinneolaMinneola0%100%50%211
Cyrene At Minneola VillasMinneola0%100%35%127
Windsor Cay ResortClermont0%100%80%249
Hammock Oaks VillasLady Lake0%100%76%54
Kh Cw Hammock Oaks LlcLady Lake0%100%88%108
Waterstone 50MuGroveland0%100%81%128
Waterstone 50SGroveland0%100%82%78
Loch Leven ParkMount Dora0%100%99%137

Most out-of-state owners

CommunityCityOut-of-stateHomesteadedParcels
Saddle HillFruitland Park100%0%30
Hodges ReserveHowey In The Hills100%0%34
Tula ParcAstatula95%0%122
Cyrene At MinneolaMinneola92%0%211
Cyrene At Mineola VillasMinneola92%0%127
Cyrenne At Minneola - VillasMinneola92%0%127
Cyrene At Minneola VillasMinneola92%0%127
Vintner ReserveClermont91%0%45
Lake Griffin ReserveLeesburg86%0%59
CyreneMinneola86%0%42
Citrus Farms EstatesAstatula79%18%57
Groves At Grand IslandGrand Island71%13%68
Silver Lake PointeLeesburg70%12%162
Lake Jackson RidgeMascotte69%16%118
TrailsideMount Dora60%0%111

Highest LLC, corporate or trust ownership

CommunityCityLLC / trustHomesteadedParcels
Lake Griffin ReserveLeesburg100%0%59
Saddle HillFruitland Park100%0%30
Hodges ReserveHowey In The Hills100%0%34
Grand IsleGrand Island100%0%40
Wellness Way 50S GcClermont100%0%34
Grand IsleGrand Island100%0%40
Loch Leven ParkMount Dora99%0%137
Cresswind At Lake HarrisTavares96%0%142
CyreneMinneola95%0%42
Lake Nellie CrossingClermont95%2%104
Tula ParcAstatula95%0%122
TrailsideMount Dora95%0%111
Vintner ReserveClermont91%0%45
Seaport VillageTavares91%0%56
Eagletail LandingsHowey In The Hills91%0%66

How to read this

Homestead exemption is claimed by owners who live in the home as their primary residence, so the homestead share is a close proxy for owner-occupancy; the non-owner-occupied estimate is its complement adjusted for parcels that cannot claim it. Out-of-state and LLC/trust shares come from the owner mailing address and owner name on the roll. Communities are matched to parcels by subdivision and street; figures are for the parcels matched (n shown), not necessarily every home. Source: Florida Department of Revenue NAL assessment roll, 2025, compiled by Momentum Research, September 2026. Back to homes for sale in Lake County.

Hiring an agent in Lake County, FL?

Get matched with the right local expert.

Tell us your goal in Lake County, FL and we’ll connect you with the Momentum agent who knows it best — backed by a RealTrends 500 brokerage. No pressure, no obligation.

Prefer to talk now? Call (904) 351-6461.

Work with a local Lake County, FL expert

A real conversation with a local specialist, usually within one business day.

or call (904) 351-6461

Common questions

What share of homes in Lake County are owner-occupied?

About 66% of the 214,864 residential parcels in the 1543 communities tracked here are homesteaded, the state’s owner-occupancy proxy; roughly 34% are not owner-occupied.

Which Lake County neighborhoods have the most investors?

Lowest homestead share: Trailside (0%), Lake Griffin Reserve (0%), Cyrene (0%), Saddle Hill (0%), Waterstone 40Mu (0%), Vintner Reserve (0%).

How many Lake County homes are owned from out of state?

About 9% of the tracked parcels have an owner mailing address outside Florida; the highest concentrations are Saddle Hill, Hodges Reserve, Tula Parc, Cyrene At Minneola.