Gated Communities in Fernandina Beach, FL: Homes for Sale
This page tracks every Fernandina Beach listing whose MLS record reports a gated community (manned gate, unmanned gate or security gate), by community, with live counts and asking prices, and the fee questions that come with the gate.
100 homes in gated communities are for sale or pending in Fernandina Beach, FL today across 42 communities. The median asking price is $839,836, from $255,000 to $7,950,000. Listings in Fernandina Beach without that feature have a median of $725,000. Most listings right now: Amelia National (20), Beachwood Villas (6), Cottages at Stoney Creek (6). Updated September 9, 2026 from the MLS.
Fernandina Beach gated community homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Gated Community Homes | New build | Median list | From |
|---|---|---|---|---|
| Amelia National | 20 | 15 | $845,672 | $624,900 |
| Beachwood Villas | 6 | 0 | $679,500 | $465,000 |
| Cottages at Stoney Creek | 6 | 0 | $289,999 | $260,000 |
| Oyster Bay Harbours | 5 | 0 | $965,000 | $825,000 |
| Amelia Surf & Racque | 4 | 0 | $1,049,999 | $900,000 |
| Enclave At Summer Beach | 4 | 0 | $787,000 | $725,000 |
| Sandcastle Condo | 4 | 0 | $650,000 | $599,000 |
| Crane Island | 3 | 0 | $2,965,000 | $2,550,000 |
| Ship Watch | 3 | 0 | $1,050,000 | $949,000 |
| Amelia Riverwalk | 3 | 0 | $749,000 | $675,000 |
| The Palms At Amelia | 3 | 0 | $369,900 | $275,000 |
| Amelia Island | 2 | 0 | $2,462,500 | $1,975,000 |
| Marsh Creek | 2 | 0 | $2,387,500 | $1,980,000 |
| Ocean Place Condo | 2 | 0 | $2,072,500 | $2,045,000 |
| Oceanside | 2 | 0 | $1,115,000 | $1,090,000 |
| Amelia Bay Estates | 2 | 0 | $909,950 | $860,000 |
| Club Villas | 2 | 0 | $602,000 | $569,000 |
| Fairway Oaks | 2 | 0 | $522,000 | $449,000 |
| Village Walk | 2 | 0 | $457,400 | $444,900 |
| Ocean Club Drive | 1 | 0 | $6,500,000 | $6,500,000 |
| Long Point | 1 | 0 | $4,850,000 | $4,850,000 |
| Sheffield Bluff | 1 | 0 | $2,800,000 | $2,800,000 |
| Seaside Retreat | 1 | 0 | $2,250,000 | $2,250,000 |
| The Landings On Amelia River | 1 | 0 | $2,200,000 | $2,200,000 |
| The Residence@amelia Landing | 1 | 0 | $1,900,000 | $1,900,000 |
| Marsh View | 1 | 0 | $1,495,000 | $1,495,000 |
| Beach Walker Village | 1 | 0 | $1,450,000 | $1,450,000 |
| Marsh Creek Cc | 1 | 0 | $1,450,000 | $1,450,000 |
| Sea Dunes | 1 | 0 | $1,049,990 | $1,049,990 |
| Beachwalker | 1 | 0 | $997,000 | $997,000 |
| Turtle Dunes | 1 | 0 | $939,000 | $939,000 |
| High Pointe | 1 | 0 | $925,000 | $925,000 |
| Plantation Point | 1 | 0 | $749,000 | $749,000 |
| Cape Sound | 1 | 0 | $749,000 | $749,000 |
| The Villas At Summer Beach | 1 | 0 | $665,000 | $665,000 |
| Sandy Pointe Preserve | 1 | 0 | $660,000 | $660,000 |
| Tennis Villas | 1 | 0 | $569,000 | $569,000 |
| Amelia Concourse | 1 | 0 | $550,000 | $550,000 |
| Harrison Cove | 1 | 0 | $545,000 | $545,000 |
| Beach Club Villas Condo | 1 | 0 | $499,000 | $499,000 |
| Amelia Walk | 1 | 0 | $499,000 | $499,000 |
| Amelia Lakes | 1 | 0 | $255,000 | $255,000 |
What the gate costs and what it actually does
A gate is an HOA amenity, so it shows up in dues: an unmanned keypad or transponder gate adds little; a 24-hour manned gate is a six-figure annual staffing line shared by the homeowners, and the roads behind it are usually private, which means the association, not the county, pays to repave them. Ask for the current HOA budget and reserve study, whether the roads are private, and whether a gate or road assessment is pending. The MLS field records the gate, not its staffing, so confirm which kind it is before you value it. Our true cost of ownership calculator puts HOA dues, taxes and insurance into one monthly number.
Questions to ask about any gated-community listing
Is the gate manned, and during what hours? Are the roads private, and what do the reserves look like for repaving? What are the HOA dues today and what did they run three years ago? Is there a CDD or a special assessment on the books? What are the guest-access and delivery rules? A local agent who works the community will know which gates are staffed and which associations are underfunded.
Common questions
How many homes in gated communities are for sale in Fernandina Beach?
What do gated community homes cost in Fernandina Beach?
Which Fernandina Beach community has the most gated community homes for sale?
Are gated communities more expensive to own?
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Live data: realMLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Fernandina Beach, FL whose MLS record reports a gated community. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.