Homes for Sale Under $300K in Gainesville, GA
This page tracks every Gainesville listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
81 homes listed under $300,000 are for sale or pending in Gainesville, GA today across 51 communities. The median asking price is $260,000, from $32,000 to $299,990. Listings in Gainesville without that feature have a median of $525,795. Most listings right now: The Reserve at Gainesville Township (4), The Grove at Mundy Mill (4), Candler Square (4). Updated October 2, 2026 from the MLS.
First-time buyers: what Gainesville costs at the entry level
63 active single-family homes, townhomes and condos at or below $300,000 — median $269,900, about $1,697/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Gainesville
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Gainesville homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| The Reserve at Gainesville Township | 4 | 4 | $299,990 | $299,990 |
| The Grove at Mundy Mill | 4 | 4 | $290,000 | $289,990 |
| Candler Square | 4 | 0 | $258,200 | $222,500 |
| Mount Shores | 4 | 0 | $174,450 | $115,000 |
| Terrace View | 2 | 2 | $295,000 | $295,000 |
| Bretton Woods | 2 | 0 | $272,450 | $259,900 |
| Richmond Gardens | 2 | 0 | $251,999 | $229,000 |
| Chicopee Crossing | 2 | 0 | $225,000 | $220,000 |
| E W Roper Estate | 2 | 0 | $125,000 | $125,000 |
| The Grove At Mundy Mill | 1 | 1 | $299,990 | $299,990 |
| Carrie L Hudson & Stephanie D | 1 | 0 | $299,900 | $299,900 |
| A W Bell | 1 | 0 | $299,900 | $299,900 |
| Laurel Fields | 1 | 1 | $299,900 | $299,900 |
| Northside Heights | 1 | 0 | $299,900 | $299,900 |
| Fox Hollow Condos | 1 | 0 | $299,900 | $299,900 |
| Wrens Nest | 1 | 0 | $299,000 | $299,000 |
| Villa Nova | 1 | 1 | $299,000 | $299,000 |
| Shorewood | 1 | 0 | $298,000 | $298,000 |
| Pinecrest | 1 | 0 | $297,000 | $297,000 |
| Hardy Hills | 1 | 0 | $295,000 | $295,000 |
| Drew Valley S/D | 1 | 0 | $290,000 | $290,000 |
| Hamilton Place Condo | 1 | 0 | $285,000 | $285,000 |
| Twitty Estates | 1 | 0 | $280,000 | $280,000 |
| Crystal Cove Shores | 1 | 0 | $280,000 | $280,000 |
| J A Barnes | 1 | 0 | $275,000 | $275,000 |
| Harmony Hall | 1 | 0 | $275,000 | $275,000 |
| Bentley Park Condominiums | 1 | 0 | $269,900 | $269,900 |
| Newton Addition | 1 | 0 | $269,900 | $269,900 |
| Riverside Village | 1 | 0 | $269,000 | $269,000 |
| Bluffs at Lanier | 1 | 0 | $269,000 | $269,000 |
| Waterford Bay | 1 | 0 | $260,000 | $260,000 |
| Moon S C Griffin M | 1 | 0 | $250,000 | $250,000 |
| Pebblebrook Shores | 1 | 0 | $249,900 | $249,900 |
| Terrace View Condominiums | 1 | 0 | $249,000 | $249,000 |
| Jesse & Mabel Trubey | 1 | 0 | $249,000 | $249,000 |
| Cain | 1 | 0 | $249,000 | $249,000 |
| Bentley Park | 1 | 0 | $245,000 | $245,000 |
| Chicopee Crossing Townhomes | 1 | 0 | $240,000 | $240,000 |
| Terrace View Condominiums | 1 | 0 | $239,000 | $239,000 |
| Belvedere Acres | 1 | 0 | $224,900 | $224,900 |
| River Run | 1 | 0 | $219,900 | $219,900 |
| On Riverside Condominiums | 1 | 0 | $219,000 | $219,000 |
| On Riverside | 1 | 0 | $200,000 | $200,000 |
| River Run | 1 | 0 | $199,999 | $199,999 |
| Hall | 1 | 0 | $160,000 | $160,000 |
| Meadowbrookv | 1 | 0 | $159,000 | $159,000 |
| Cronheim S/D | 1 | 0 | $139,900 | $139,900 |
| Fair Street | 1 | 0 | $125,000 | $125,000 |
| Northwood Pines Unit 5 Replat | 1 | 0 | $120,000 | $120,000 |
| The Lake Lanier Mobile Home Community | 1 | 0 | $115,900 | $115,900 |
| Lake lanier Mobile Home | 1 | 0 | $85,000 | $85,000 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Gainesville?
What do homes under $300K cost in Gainesville?
Which Gainesville community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Gainesville
- All homes for sale in Gainesville
- Gainesville ZIP codes with prices
- Gainesville waterfront homes
- Gainesville gated community homes
- Gainesville 4-bedroom homes
- Gainesville homes $300K–$500K
- Homes Under $300K in every city
Homes Under $300K in nearby Hall County cities
- Flowery Branch homes under $300K (18 for sale)
- Oakwood homes under $300K (15 for sale)
Live data: Georgia MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Gainesville, GA whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.