Waterfront Homes for Sale in Gainesville, GA
This page tracks every Gainesville listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
143 waterfront homes are for sale or pending in Gainesville, GA today across 87 communities. The median asking price is $1,049,990, from $95,000 to $4,737,193. Most listings right now: Lake Lanier- Private Dock (5), Chattahoochee Country Club (3), White Post on Lake Lanier (3). Updated September 8, 2026 from the MLS.
Gainesville waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Lake Lanier- Private Dock | 5 | 1 | $1,450,000 | $699,999 |
| Chattahoochee Country Club | 3 | 1 | $1,850,000 | $1,025,000 |
| White Post on Lake Lanier | 3 | 3 | $1,255,000 | $1,189,500 |
| Lake Lanier | 3 | 2 | $995,000 | $535,000 |
| Mount Shores | 3 | 0 | $192,000 | $115,000 |
| Grant Harbor Estates | 2 | 2 | $4,028,937 | $3,320,681 |
| Chestatee Landing | 2 | 0 | $1,774,000 | $1,749,000 |
| Lake Society | 2 | 2 | $1,407,000 | $1,399,000 |
| Walnut Cove | 2 | 0 | $1,397,000 | $1,395,000 |
| Lake Lanier-Private Dock | 2 | 0 | $1,324,950 | $899,900 |
| Dockside Cove | 2 | 2 | $1,264,950 | $1,229,900 |
| Cherokee Forrest | 2 | 0 | $1,200,000 | $1,000,000 |
| The Shores At Lynncliff Cove | 2 | 0 | $934,000 | $569,000 |
| Dixie Hills | 2 | 0 | $917,500 | $535,000 |
| Surfside Club Estates | 2 | 1 | $844,950 | $489,900 |
| Cresswind at Lake Lanier | 2 | 0 | $596,250 | $397,500 |
| The Shores at Lynncliff Cove | 2 | 0 | $557,500 | $540,000 |
| Cresswind At Lake Lanier | 2 | 0 | $517,500 | $500,000 |
| Prestigue Apts Condo | 2 | 0 | $375,000 | $350,000 |
| A Quiet Place in the Woods | 2 | 0 | $357,400 | $334,900 |
| Holiday Hills | 1 | 1 | $4,345,000 | $4,345,000 |
| Lake Lanier-Private Dock | 1 | 1 | $4,250,000 | $4,250,000 |
| Lyonesse Estates | 1 | 1 | $3,995,000 | $3,995,000 |
| Arbourlac on Lanier | 1 | 0 | $3,850,000 | $3,850,000 |
| Northridge Estates on Lake Lanier | 1 | 1 | $3,663,076 | $3,663,076 |
| James M Reed | 1 | 0 | $3,000,000 | $3,000,000 |
| Ridgewater on Lanier | 1 | 0 | $2,400,000 | $2,400,000 |
| Old River Pointe | 1 | 0 | $2,295,000 | $2,295,000 |
| Cumberland on Lanier | 1 | 1 | $2,197,000 | $2,197,000 |
| Cloister Cove | 1 | 0 | $2,175,000 | $2,175,000 |
| Rogers Bay Ridge | 1 | 0 | $2,149,000 | $2,149,000 |
| Longstreet Hills | 1 | 0 | $2,100,000 | $2,100,000 |
| Anchor On Lanier | 1 | 0 | $1,895,000 | $1,895,000 |
| Point South | 1 | 0 | $1,850,000 | $1,850,000 |
| Lost River Cove | 1 | 0 | $1,750,000 | $1,750,000 |
| Chattahoochee Landing | 1 | 0 | $1,749,000 | $1,749,000 |
| Mill Creek Lake Lanier Waterfront | 1 | 0 | $1,568,000 | $1,568,000 |
| Lake Lanier - Private Dock | 1 | 0 | $1,540,000 | $1,540,000 |
| Chattahoochee Estates | 1 | 0 | $1,495,000 | $1,495,000 |
| Lakefront Lake Lanier | 1 | 0 | $1,474,900 | $1,474,900 |
| Rogers Bay | 1 | 0 | $1,415,000 | $1,415,000 |
| Lake Lanier Private Dock | 1 | 0 | $1,399,000 | $1,399,000 |
| Simpson Park Road | 1 | 0 | $1,350,000 | $1,350,000 |
| Lanier Forest | 1 | 0 | $1,345,000 | $1,345,000 |
| Cove Overlook | 1 | 0 | $1,299,000 | $1,299,000 |
| Long Hollow Landing | 1 | 1 | $1,275,900 | $1,275,900 |
| Little River Heights | 1 | 0 | $1,249,000 | $1,249,000 |
| Chestatee Bay | 1 | 0 | $1,200,000 | $1,200,000 |
| Simpson Park | 1 | 0 | $1,199,000 | $1,199,000 |
| Chestatee North | 1 | 0 | $1,155,000 | $1,155,000 |
| Kelly Moore | 1 | 0 | $1,150,000 | $1,150,000 |
| Windsor Woods | 1 | 0 | $1,150,000 | $1,150,000 |
| Beechwood Estates | 1 | 0 | $1,150,000 | $1,150,000 |
| Lake Lanier- Private Dock(s) | 1 | 0 | $998,000 | $998,000 |
| Chestatee Cove | 1 | 0 | $979,900 | $979,900 |
| L.L. Little | 1 | 0 | $950,000 | $950,000 |
| Chestatee Heights | 1 | 0 | $899,000 | $899,000 |
| Dixie Hills-Private Doc | 1 | 0 | $880,000 | $880,000 |
| Point View Landing | 1 | 0 | $849,750 | $849,750 |
| Lake Lanier with a deep water boat dock | 1 | 0 | $824,999 | $824,999 |
Also with waterfront homes for sale: Lake Lanier with boat dock (1), Saddle Creek (1), Chestatee Landing (1), Dock/No HOA/Lake Ranch Estates (1), Cresswind At Lake Lanier (1), Mount Vernon Meadows (1), LL Little (1), A Quiet Place In The Woods (1), Lodgehaven (1), Lake Lanier with a 2 slip dock (1), Winterview (1), Vanns Tavern (1), Monroe C Smith (1), Park Place Estates (1), Timberidge On Lanier (1), Timberidge on Lanier (1), Lanier Northwest (1), Stephens Point (1), P N Haynes (1), Grey Oak Plantation (1), Mundy Mill (1), Prestige Apts Condo (1), Lakeshore Heights (1), Chatta Lanier (1), Pebblebrook Shores (1), The Lake Lanier Mobile Home Community (1), Lake lanier Mobile Home (1).
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Gainesville?
What do waterfront homes cost in Gainesville?
Which Gainesville community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Gainesville
Live data: Georgia MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Gainesville, GA whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.