Waterfront Homes for Sale in Cocoa, FL
This page tracks every Cocoa listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
59 waterfront homes are for sale or pending in Cocoa, FL today across 31 communities. The median asking price is $365,000, from $51,000 to $2,300,000. Listings in Cocoa without that feature have a median of $389,000. Most listings right now: Sunrise Landing II Condo (5), Whitley Bay Condo (3), Sunrise Village Condo Ph I (3). Updated September 8, 2026 from the MLS.
Cocoa waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Sunrise Landing II Condo | 5 | 0 | $235,000 | $225,000 |
| Whitley Bay Condo | 3 | 0 | $869,900 | $620,000 |
| Sunrise Village Condo Ph I | 3 | 0 | $235,000 | $165,900 |
| Crestview | 2 | 0 | $1,935,000 | $1,875,000 |
| Whitley Bay W Condo | 2 | 0 | $674,500 | $599,000 |
| Oleander Pointe Ph III | 2 | 0 | $472,450 | $469,900 |
| Emerald Lakes Pud | 2 | 0 | $422,500 | $390,000 |
| Cocoa River Development | 2 | 0 | $388,000 | $51,000 |
| Adamson Creek Phase 1-C | 2 | 0 | $379,950 | $379,900 |
| Cypress Woods Phase 3 | 2 | 0 | $354,950 | $344,900 |
| Sunrise Village Condo Ph III | 2 | 0 | $182,500 | $170,000 |
| Sunrise Village Condo Ph II | 2 | 0 | $167,950 | $165,900 |
| Forest Lakes of Cocoa Condo Ph I | 2 | 0 | $142,500 | $125,000 |
| Broadview Manor | 1 | 0 | $1,775,000 | $1,775,000 |
| Barclay Square Condos | 1 | 0 | $1,500,000 | $1,500,000 |
| Twenty-One Riverside Drive Condo | 1 | 0 | $1,297,000 | $1,297,000 |
| Oleander Pointe Ph II | 1 | 0 | $475,000 | $475,000 |
| Oleander Pointe Ph I | 1 | 0 | $469,000 | $469,000 |
| Poinsett Shores 4th Addn Replat | 1 | 0 | $450,000 | $450,000 |
| Country Oaks | 1 | 0 | $398,000 | $398,000 |
| Fern Mdws | 1 | 0 | $350,000 | $350,000 |
| Poinsett Shores | 1 | 0 | $300,000 | $300,000 |
| Lost Lakes Condominium Ph I | 1 | 0 | $295,000 | $295,000 |
| Northwest Lakes Condo Ph I and II | 1 | 0 | $289,000 | $289,000 |
| Northwest Lakes Condo Ph IV | 1 | 0 | $279,000 | $279,000 |
| NorthwestLakes Condo Ph VII | 1 | 0 | $275,000 | $275,000 |
| Coventry of Cocoa A Replat of | 1 | 0 | $265,000 | $265,000 |
| Northwest Lakes Condo Ph V | 1 | 0 | $249,000 | $249,000 |
| Sunrise Landing III Condo | 1 | 0 | $235,000 | $235,000 |
| Sunrise Landing I Condo | 1 | 0 | $209,900 | $209,900 |
| Williams Point Estates | 1 | 0 | $125,000 | $125,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Cocoa?
What do waterfront homes cost in Cocoa?
Which Cocoa community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Cocoa
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- Waterfront Homes in every city
Live data: Space Coast MLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Cocoa, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.